Annual Percentage Rate (APR), credit limit, and penalties
and fees are important to consider when
Looking at your
credit score
Choosing a financial advisor
o
Choosing a credit card
Selecting a financial institution​

Answers

Answer 1

Answer:

Choosing a credit card.

Explanation:

A credit card is a plastic rectangular card issued by financial institutions such as banks, that allows the cardholder to purchase goods or services from merchants on credit.

Credit cards offers it's users convenience to access a line of credit and thus, eliminates the need to carry cash (money) or check around.

The important criteria to consider when choosing a credit card are;

1. Annual Percentage Rate (APR).

2. Credit limit.

3. Penalties and fees.

4. Cash back.

Answer 2

The annual percentage rate (APR) is the annual interest derived by a total charged to borrowers or payable to investment.

What is a credit card and why is it important?

Credit cards, when used appropriately, may be important instruments for earning rewards, traveling, dealing with crises or unanticipated spending, and improving credit.

A rewards credit card, as the name suggests, pays the cardholder for making purchases. Rewards can differ depending on the issuer and card type.

Thus, Option C is correct about APR.

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Related Questions

if the demand for a good increases by more than the supply of the good increases, then the goods equilibrium price will ________ and its equilibrium quantity will __________. group of answer choices

Search Results
Web results

Answers

Answer: Equilibrium price will increase and its equilibrium quantity remains the same

Which of the following accurately describes a capital gain?
A. Arise in the standard of living
B. The difference between costs and revenues
C. An upward trend in prices
D. An increase in the value of an investment​

Answers

Answer:

A. Arise in the standard of living

Explanation:

A. Arise in the standard of living

If something is public domain who can use it?
O Judges
O Producers
Singers
All the above

Answers

The answer is all of the above

True or False: Cell phone chargers are considered hazmat products and cannot be stowed with items like books
or towels

Answers

Answer:

I would say false

Explanation:

the charger is like an appliance . if it isn't in use it's harmless . I don't know for sure.

Answer:

The statement "Cell phone chargers are to be considered as the hazmat products and they cannot be stowed the items such as books or towels" is false.

Explanation:

Hazmat products are those products that are considered to be hazardous that could risk:

Health, Property, Or the Environment.

It could become hazardous at the time:

Storing, Handling, Or Transporting them.

As they consist of flammable, pressurized. It includes such substances as fuels, nuclear waste products, etc.

Also, it can be stowed with items such as books or towels.

Therefore we can conclude that the statement "Cell phone chargers are to be considered as the hazmat products and they cannot be stowed the items such as books or towels" is false.

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In compliance with new policies, banks increased rate of interest on housing loans. Gregory’s real estate business started suffering losses because fewer people borrowed home loans. What risk did his business suffer from?
______ risk held back Gregory’s real estate business.

Answers

Answer:

Economic

Explanation:

This is one of the external risk that is a result in changes in the market conditions.

This is correct on Plato

Credit risk held back Gregory's real estate business.

What is rate of interest?

Interest rate is the percentage at which interest is paid on a loan or the percentage earned on an investment over a certain period of time. It is the cost of borrowing money or the rate at which one can earn money on an investment.

The interest rate is typically expressed as an annual percentage of the principal, and it can be either fixed or variable. When the interest rate is high, the cost of borrowing is high, and this can make it more difficult for individuals and businesses to obtain loans, which can have a negative impact on the economy. Low-interest rates, on the other hand, can make borrowing more affordable and stimulate economic growth.

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I WILL MARK THE BRAINLIEST

Answers

Answer: B

Explanation: Cockroaches have a strong oily odor from them.

I agree with B ^^^^^^^^

Full-time employees must have money deducted from their paychecks for

car insurance premiums.

contributions to charity.

federal income tax.

savings.

Answers

The correct answer is C. Federal income tax

Explanation:

The term "deduction" is used to describe money that is taken from your salary. In the case of full-time jobs in the U.S. salary deductions include deductions for income taxes including the federal income tax and deductions for Social security taxes because all of these taxes are established by the U.S. government and this is closely related to the amount of money you earn or your salary. Also, others such as savings, contributions to charity, etc. are not mandatory deductions. Thus, full-time employees must have money deducted from their paychecks for federal income tax.

What feedback would you give concerning the sourcing of this information? *

Employers are raising their standards when it comes to bringing on new talent. 74% of companies reported increasing the level of education they require for new hires, according to a survey conducted by Northeastern University.

Source:

Northeastern University: https://www.northeastern.edu/graduate/blog/masters-degree-benefits/

Answers

Answer:

well im not in business school or learning about it but i can giv emy best shot! so if i were to give feedback to this i would say WOW

Explanation:

I WILL MARK THE FIRST BRAINLIEST ANSWER :D

Answers

Answer:

Choice A

Explanation:

Washing hands will prevent food hazards, germs, and more from customers.

Answer:

All of these are correct but to prevent physical hazards, The answer would be C

Explanation:

I’m gonna mark the brainliest :)

Answers

Answer:

C. Single Use Gloves

Please, please, please mark BRAINLIEST!!!

I think the answer would be C

In 1-3 sentences, explain the role of entrepreneurs in the economy.

Answers

Answer: Entrepreneurs are people who usually travel around the world

Explanation:

What was the main benefit of the advent of the telegraph and the telephone?
A. People could communicate more quickly over long distances.
B. People living in different regions could read the same news.
C. Individuals could write and share their ideas with the greater
public.
D. People could see what other parts of the world looked like.
Need the help ASAP

Answers

A- people could communicate more quickly over long distances
A) while B is close the news would still have to be communicated quickly from elsewhere along with other information

Which tag tells the browser that the document is in html format?

Answers

Answer:

<HTML> tag

Explanation:

Compared to a checking account, the rules governing your

use of a savings account are generally more:


Negotiable


Intuitive


Restrictive


Liberal

Answers

Restrictive because you need to restrict on using your savings money.

Need help with this

Will website layout and design differ for companies with similar business focuses? State your opinion.

Answers

Yes because it helps small or similar bussiness Cooperate and make more taxes in profits

Which investment vehicle carries the least risk?
A Government bonds
B Large company stocks
C Small company stocks
D OU.S. Treasury bills

Answers

it is the government bond

Drag each tile to the correct box.

Match each investment example to the type of risk involved with it.

credit risk
inflationary risk
market risk
reinvestment risk
George purchased a US Treasury bond that matures in five years. He plans to purchase a newly issued Treasury bond and hopes it will be just as valuable.
arrowRight
Claretta purchased a Treasury bond that pays 1% interest when the price of goods and services are rising by 2%.
arrowRight
Corbin purchased a corporate bond with a poor rating and a risk of default.
arrowRight
Beth bought a company’s stock in hopes of a quick profit, but the stock price has been very unpredictable.
arrowRight

Answers

Answer:

Reinvestment risk ⟶ George purchased a US Treasury bond that matures in five years. He plans to purchase a newly issued Treasury bond and hopes it will be just as valuable.Inflationary risk ⟶ Claretta purchased a Treasury bond that pays 1% interest when the price of goods and services are rising by 2%.Credit risk ⟶ Corbin purchased a corporate bond with a poor rating and a risk of default.Market risk ⟶ Beth bought a company’s stock in hopes of a quick profit, but the stock price has been very unpredictable.

Explanation:

Let's review the first scenario. We know that George just bought a bond that will mature in five years. If the bond turns out to be profitable, he intends to buy a new US Treasury bond once his current one matures. This accurately describes a reinvestment risk because he is risking buying a second bond based on the outcome of the first one. Once the bond matures, the interest rates will have fallen, which will make it extremely less likely that newer bonds available to reinvest in will offer the same rewards.Now take a look at the scenario. This one is relatively obvious. Since it states that the prices of goods and services are rising, Claretta's interest won't seem like much after a few years. This makes it an inflationary risk because the inflation rates in her country are rising and her interest returned will buy her less that it would have in the past.Moving onto the third scenario, we can see that Corbin purchased a bond from a corporation that has incredibly low ratings and usually fails to repay their loans. This indicates a credit risk. A credit risk occurs when  an investor chooses to invest in a bond issuer that has a history of poor credit reliability. This is clearly the case for this issue and therefore, Corbin has made a credit risk.The final scenario indicates a market risk. A market risk is any factor that affects the overall performance of the financial markets. Since the stock prices in Beth's economy have been unpredictable, clearly something has negatively impacted the market so the stock prices are frequently fluctuating.

Answer:

Reinvestment risk ⟶ George purchased a US Treasury bond that matures in five years. He plans to purchase a newly issued Treasury bond and hopes it will be just as valuable.

Inflationary risk ⟶ Claretta purchased a Treasury bond that pays 1% interest when the price of goods and services are rising by 2%.

Credit risk ⟶ Corbin purchased a corporate bond with a poor rating and a risk of default.

Market risk ⟶ Beth bought a company’s stock in hopes of a quick profit, but the stock price has been very unpredictable.

Explanation:

Prompt
A close family member explains that she does not give money to charity because she "wouldn't receive any personal benefit
from donating and because "most charities waste their donations on salaries and other administrative expenses."

Answers

Answer:

You have the control to decide which causes you ultimately want your donations going to. If you give donations to large organizations they have the control over exactly how the money is used but in your foundation you can dictate where and to whom you want the money going to. And if you donate to a non profit cvharity you will not be paying people that money will directly go to the orginization. From donating you can feel good about yourself, you did something good. It is unreasonable to say " wont recive personal benifits", in my opinion if you are looking for any personal benifit from donating to a non profit then you need a new hobby.

Although you can expect to not gain anything in the world as of money wise and materialistic things. When you donate to charity it shouldn't be about any of that it should be the sheer determination to do good and help others. Going into something like donating to charity could be compared to feeding the homeless, or helping out after a natrual disaster. People need help in the world and as a person, i belive that it is only right to donate if you are doing well financialy stop being greety.

Since worries of money wasting invades the minds of many people when it comes to donating, You will be entitled to a tax break when you will give your money as a gift to a nonprofit organization. At the end of years, you will get the taxable receipt from the charity you’ve donated to. you can keep it with the other tax documents and your tax amount will be deducted. If you are in 15% tax bracket, donating $100 will allow you to save 15% of the tax. In this way instead of giving your hard-earned money to the government, you can use it in a better way.

Explanation:

A lot of typos but best answer on here !!!

A close family member explains that she does not give money to charity because she "wouldn't receive any personal benefit from donating and because "most charities waste their donations on salaries and other administrative expenses."

We can not assume that every organizations have different work lines and also everyone has different perspective.

What are donation?

A donation is a gift usually from a charitable nature. A donation is a voluntary transfer of property (often money) from the transferor (donor) to the transferee with no exchange of value (consideration) on the part of the recipient. (The recipient gives nothing in exchange for the donated property.) When a donor knowingly, intentionally, and unconditionally conveys property (or a symbol of the intended property) to donator  the donation goes into effect and becomes irrevocable upon the donator acceptance thereof.

What are administrative expenses?

Administrative expenses are expenses an company incurs that are not directly tied to a specific core function such as manufacturing, production, or sales. These overhead expenses are related to the organization as a whole, as opposed to individual sectors or business organizations can deduct from their tax returns administrative expenses that are reasonable, ordinary, and necessary for business operations. These expenses must be incurred during the usual course of business and deducted in the year they are incurred.

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Jessica own a 10 acre property rents to a local sheep rancher for $10,000/year. She wants to use this money to expand her business by building a mall for $4 million. Jessica’s total implicit costs of the expansion plan are: A: the cost of construction of mall and fixed costs of the mall. B: the foregone rent and the cost of the mall. C: the foregone $10,000 from the sheep rancher.

Answers

Answer:

C) The foregone $10,000 from the sheep rancher

Explanation:

Implicit costs are also known as the opportunity costs. Opportunity costs refers to the cost associated with the choice. Opportunity cost also refers to the benefit that is foregone by selecting or choosing some other alternative.

Here, in our case, there is loss of income (of $10,000 per year) from renting that property to a local sheep rancher by choosing to expand her business.

Hope this helps!

Please mark brainliest!

Identify three areas in our daily lives that would benefit from the study of communication. Use specific examples from the site.

Answers

I know it said from the site and I don’t see a web address so maybe I can give you a few examples and you can go from there:
1. Work place
2. Home
3. School

The areas that would benefit from the study of communication are:

WorkEducationFamily

What is communication?

This is the term that has to do with the ways through which messages are communicated or sent from one person to the other around the world.

Communication helps to relay important messages and also foster good relationship.

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As the supply of Blu-Ray players has increased over the years and the price of Blu-Ray players has dropped, the _____.

Answers

Answer:

quantity demanded of Blu-Ray disc players has decreased.

Explanation:

The above is applicable to the law of supply which states that as other factors remain constant, the higher the price , the higher the quantity supply and vice versa. In other words, producer will be willing to supply more as prices of goods increases due to the sales revenue that will be available to them.

However, as in the above case, since there is an increase in supply, and a decrease in price, quantity demanded would also decrease because supply and demand are dependent on each other as a general rule.

what is a good and easy 1 credit class to take on FLVS?

Answers

Answer:

Web Design I & II

Explanation:

Worth a whole credit each, the web design courses on FLVS are fun and and interesting, but there's a lot of focus needed to make sure you're doing everything right. Since you'll be creating your very own website using Dreamweaver and Fireworks, you'll have to follow instructions laid out in the modules closely. If you're good at focusing and following extensive directions, then you should be fine with the course. Depending on how computer savvy and focused you are, completion time can range from a week to months.Either way, it's an easy course and can be a huge grade booster since as long as you follow directions, you can easily earn a 95% or higher in the class with barely any mindful effort.

Answer:

peer pressure

Explanation:

What are some ways that leaders can make the company environment safe?

Answers

Answer:

Explanation:

Respect others. ...

Find out what they expect from you. ...

Be clear about what you expect from them. ...

Set the direction and stay the course if possible. ...

Reduce uncertainty. ...

Be human. ...

Be the real deal.

Answer:

did you ever find out? I need help.

Explanation:

Isabel is creating a wireframe she has drawn a layout for the home page along with outlining the navigation elements she now wants to represent content and a banner for the home page what should she use?
Isabel should use (???) to show where the content and banner will go

Answers

Answer: Filler Content

Explanation:

I think what the question is getting at is using filler content. This includes filler images and sample text. Once the website is all set up, the filler content is replaced with the actual content.

Answer:

the correct answer is placeholder

Explanation:

right on plato :p

In the accounting equation, assets are equal to liabilities plus what?
A Owner equity
B Revenue
C. Accounts
D. Interest
Please select the best answer from the choices provided
A
B
O O O
С
D

Answers

Answer:

A. Owners equity

Explanation:

In a balance sheet, the accounting equation reflects a scenario in which assets are equal to liabilities including owners equity. This is premised on the principle of double entry which is the foundation of accounting.

Owners equity is the amount owned by the business owner or his investment in the business less drawings.eg retained earnings,profits, etc.

The reason for accounting equation is to show that the balance sheet tallies such that items on the debit matches items on the credit

Jamal purchased a Subway franchise in a great location across the street from an outlet mall. After two years in business, Jamal felt that he would like to offer his customers more products to choose from. He expanded his Subway business to include ice cream and a small smoke shop specializing in cigars. This product line expansion was very successful. As a result, profits went up and customers loved the new options. One day Jamal received a visit from the Subway franchisor who was shocked to see the product line expansion. This resulted in the Subway franchisor giving Jamal 30 days to restore his Subway business to the terms of the franchise agreement contract which limits the product line to only Subway products. Using the model below, help Jamal get back into compliance with the Subway franchise agreement. Define the problem Explain the cause (or causes) of the problem. Explain the effects the problem has had on the company. Provide a solution (or solutions) to the problem.

Answers

The correct answer to this open question is the following.

Although the question is incomplete because it does not attach the model to answer it we can comment on the following.

The problem is that Jamal, trying to increase profits, decided to sell two different products that are not part of the Subway products. When the franchisor visited Jamal's location, it realized the changes and set an ultimatum to Jamal to respect the franchise agreement.

The cause of the problem is that although Jamal wanted to diversify the products to have more income, this contradicts and is against the franchise agreement he signed when he bought the Subway franchise. The contract clearly states that the owner of the franchise can only sell products authorized in the contract by Subway. That is exactly one of the characteristics of a franchise. That you visit one of them any place in the world, and you are going to find de the same products with the same quality. That is the product guarantee of a franchise like Subway.

So the effects for the company are that its reputation an image can be questioned for selling different products that are hot approved by Subway. It is a major risk the company is not going to allow. Furthermore, it is stated in the contract. So Jamal has no right to break it.

One possible solution is that Jamal respects those 30 days to make the proper corrections, follow the guidelines established in the Subway's manuals, offer a sincere apology, and commit himself to operate the franchise just as it is stated on the agreement.

What are financial obligations or money that a business needs to pay others in the future called?
BLANK are financial obligations or money that businesses need to pay others in the future.

Answers

Answer:

Liabilities

Explanation:

In economic terms, liabilities are the obligations that are to be paid by one authority to another in the future. They are owned by the company which is left to be settled in the future. The liabilities can be paid off through the means of money, goods, or services. They also include loans, revenues, and accrued expenses.

Brenda’s Boards manufactures skateboards. Each skateboard sells for $45 and includes the following expenses: $3 for the wheels and mounts, $1 for the plastic board, $1 for the paint, and $10 for the labor. What is the total profit the company earns after selling 100 boards? $300 $350 $3,000 $3,500

Answers

Answer:

Profit on sale of 100 skateboards is $3000

Explanation:

Given:

Selling price of each skateboard = $45

Expenses include $3 for the wheels and mounts, $1 for the plastic board, $1 for the paint, and $10 for the labor

To find: Total profit the company earns after selling 100 boards

Solution:

Cost price of each skateboard = $3 + $1 + $1 + $10 = $15

Selling price of each skateboard = $45

Profit on sale of each skateboard =  $45 - $15 = $30

Profit on sale of 100 skateboards = $30 × 100 = $3000

The total profit the company earns after selling 100 boards is $3,000.

Total profit:  

First step is to calculate the total cost

Total cost=($3+ $1 + $1 + $10)×100

Total cost= $15×100

Total cost=$1,500

Second step is to calculate the total revenue

Total revenue=$45×100

Total revenue=$4,500

Third step is to calculate the total profit

Total profit=$4,500-$1,500

Total profit=$3,000

Inconclusion the total profit the company earns after selling 100 boards is $3,000.

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Accounting businesses, babysitting businesses, and hairstyling businesses are all examples of what
businesses ?

Answers

Answer:

A single proprietorship business is the answer

Explanation:

A single proprietorship is an unincorporated business owned by an individual and often managed by that same person.

Answer:

1 proprietorship business.

First answer, I’ll mark the brainliest .

Answers

The answer to the question is b
The answer is b hope this helps
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