4.  What happens if you need your money in either your 401K or Roth IRA at age 40?

Answers

Answer 1

Answer:

In many cases, a Roth IRA can be a better choice than a 401(k) retirement plan, as it offers a flexible investment vehicle with greater tax benefits—especially if you think you'll be in a higher tax bracket later on. ... A good strategy (if you can manage it) is to have both a 401(k) and a Roth IRA.

Explanation:

Answer 2

Because it offers additional investment alternatives and higher tax advantages, a Roth IRA may be a better option than a 401(k) retirement plan.

An IRA that allows for tax-free growth and tax-free withdrawals in retirement is known as a Roth IRA.

Utilize all of your available savings and investment options, including your IRA and 401(k), to save as much as you can as early on while also receiving the biggest tax cut possible.

Since Roth IRA contributions are made using after-tax funds, the contribution year does not qualify for a tax deduction.

Therefore, it is better to invest in the 401K option.

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Related Questions

PLEASE HELP ME FOR BRAINLIEST ANSWER Which of the following remedies are not available to the non-breaching party upon material breach? Select one: a. sue for punitive damages b. recission c. accept the defective product d. discharge e. compensatory damages

Answers

c because that makes the most sense

Which occupation in the architecture and construction industries is expected to have a slower than average job growth? carpenters engineers boilermakers brick masons

Answers

Answer:

Boilermakers

Explanation:

Boilermaker are individuals who are into making boilers or large containers that is meant for housing or keeping liquid or gases such as oil or gas. They are involved in fabrication of steel, iron or copper into boilers. There job roles can involves repairs as well.

However, according to Bureau of Labor Statistics, the job growth of Boilermaker is 6%, and with the closure of most Coal Fired power plants in the coming decade, there is going to be lesser demands for boilermaker.

Specifically in building construction, gas boilers are expected to be replaced by low carbon heating system in all new homes, in the near future, this will gradually reduce demand for boilermakers.

Also, considering the increase in energy sector, trying to move away from crude oil to renewable energy such as solar, there will be lesser demand for boilermaker.

I WILL MARK THE FIRST BRAINLIEST ANSWER :D

Answers

Answer:

Choice A

Explanation:

Washing hands will prevent food hazards, germs, and more from customers.

Answer:

All of these are correct but to prevent physical hazards, The answer would be C

Explanation:

Prompt
A close family member explains that she does not give money to charity because she "wouldn't receive any personal benefit
from donating and because "most charities waste their donations on salaries and other administrative expenses."

Answers

Answer:

You have the control to decide which causes you ultimately want your donations going to. If you give donations to large organizations they have the control over exactly how the money is used but in your foundation you can dictate where and to whom you want the money going to. And if you donate to a non profit cvharity you will not be paying people that money will directly go to the orginization. From donating you can feel good about yourself, you did something good. It is unreasonable to say " wont recive personal benifits", in my opinion if you are looking for any personal benifit from donating to a non profit then you need a new hobby.

Although you can expect to not gain anything in the world as of money wise and materialistic things. When you donate to charity it shouldn't be about any of that it should be the sheer determination to do good and help others. Going into something like donating to charity could be compared to feeding the homeless, or helping out after a natrual disaster. People need help in the world and as a person, i belive that it is only right to donate if you are doing well financialy stop being greety.

Since worries of money wasting invades the minds of many people when it comes to donating, You will be entitled to a tax break when you will give your money as a gift to a nonprofit organization. At the end of years, you will get the taxable receipt from the charity you’ve donated to. you can keep it with the other tax documents and your tax amount will be deducted. If you are in 15% tax bracket, donating $100 will allow you to save 15% of the tax. In this way instead of giving your hard-earned money to the government, you can use it in a better way.

Explanation:

A lot of typos but best answer on here !!!

A close family member explains that she does not give money to charity because she "wouldn't receive any personal benefit from donating and because "most charities waste their donations on salaries and other administrative expenses."

We can not assume that every organizations have different work lines and also everyone has different perspective.

What are donation?

A donation is a gift usually from a charitable nature. A donation is a voluntary transfer of property (often money) from the transferor (donor) to the transferee with no exchange of value (consideration) on the part of the recipient. (The recipient gives nothing in exchange for the donated property.) When a donor knowingly, intentionally, and unconditionally conveys property (or a symbol of the intended property) to donator  the donation goes into effect and becomes irrevocable upon the donator acceptance thereof.

What are administrative expenses?

Administrative expenses are expenses an company incurs that are not directly tied to a specific core function such as manufacturing, production, or sales. These overhead expenses are related to the organization as a whole, as opposed to individual sectors or business organizations can deduct from their tax returns administrative expenses that are reasonable, ordinary, and necessary for business operations. These expenses must be incurred during the usual course of business and deducted in the year they are incurred.

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what is the tribal assistance coordination group (TAC-G)?

Answers

Coordinates with BIA Regional Offices on their response and recovery efforts to emergencies and/or disasters that affect tribes within their Region.

Tribal Assistance Coordination Group or TAC-G is a Multi-Agency Coordination (MAC) group that assists Federally Recognized Tribes during emergencies and disasters, as well as providing information and technical assistance, for tribal emergency management programs.

What do you understand about Tribal Assistance Coordination Group?

The Tribal Assistance Coordination Group or TAC-G is a Multi-Agency Coordination (MAC) group that assists Federally Recognized Tribes during emergencies and disasters, as well as providing information and technical assistance, for tribal emergency management programs.  

The TAC-G consists of partners from all levels of government as well as non-profit aid organizations and the private sector.  The TAC-G is identified as a unique coordinating structure in the National Response Framework and is instrumental in executing the responsibilities of the Tribal Coordination Support Annex (TCSA) in the NRF’s Emergency Support Function.

The goal of the TAC-G is to provide a focused point of coordination or one-stop-shop” for tribes being impacted by emergencies or disasters.  

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PLEASE HELP ASAP, TRUE OR FALSE FOR EACH STAR
*A court of appeals hears evidence to decide the facts.
*When a party alleges a fact, it means that fact has not yet been determined by the jury to be true.
*A judge instructs a jury on the law that applies in a case.
*Decisions by higher courts in a state are not binding on lower courts within that state's jurisdiction.
*Judges may apply the law, but they do not have power to change the law.
*The U.S. Constitution is the supreme law in the United States and no other law can contradict it.
*Litigation is the process of resolving a dispute through the court system.
*The trial court, which first hears a case, is known as a court of original jurisdiction.
*Although cases may be similar, one important fact can change the outcome and create new precedent.
*Appellate Courts review questions of fact but not questions of law.
*The Uniform Commercial Code has been adopted in all fifty states.

Answers

Answer:

1. False: A court of appeals hears evidence to decide the facts. They do not listen to evidence to decide the facts because appeal isn't a retrial of the case.

2. True: When a party alleges a fact, it means that fact has not yet been determined by the jury to be true.

3. True: A judge instructs a jury on the law that applies in a case. It is known as jury instructions.

4. False: Decisions by higher courts in a state are not binding on lower courts within that state's jurisdiction. There decisions are actually binding on lower courts within that state's jurisdiction.

5. True: Judges may apply the law, but they do not have power to change the law.

6. True: The U.S. Constitution is the supreme law in the United States and no other law can contradict it.

7. True: Litigation is the process of resolving a dispute through the court system.

8. True: The trial court, which first hears a case, is known as a court of original jurisdiction.

9. True: Although cases may be similar, one important fact can change the outcome and create new precedent.

10. False: Appellate Courts review questions of fact but not questions of law. The appellate court can review questions of law as "De novo" or plenary review (legal error standard).

11. True: The Uniform Commercial Code has been adopted in all fifty states.

What feedback would you give concerning the sourcing of this information? *

Employers are raising their standards when it comes to bringing on new talent. 74% of companies reported increasing the level of education they require for new hires, according to a survey conducted by Northeastern University.

Source:

Northeastern University: https://www.northeastern.edu/graduate/blog/masters-degree-benefits/

Answers

Answer:

well im not in business school or learning about it but i can giv emy best shot! so if i were to give feedback to this i would say WOW

Explanation:

assume peru had an adult population of about 25 million, a labor-force participation rate of 60 percent and an unemployment rate of 6 percent. how many people were employed

Answers

Answer: 15 million people were employed.

Explanation:

Hi, to answer this question we have to multiply the adult population (25,000,000) by the labor-force participation percentage in decimal form (divided by 100).

Mathematically speaking:

25,000,000 x (60/100) = 25,000,000 x 0.6 = 15,000,000 people

15 million people were employed.  

Feel free to ask for more if needed or if you did not understand something.

Identify three areas in our daily lives that would benefit from the study of communication. Use specific examples from the site.

Answers

I know it said from the site and I don’t see a web address so maybe I can give you a few examples and you can go from there:
1. Work place
2. Home
3. School

The areas that would benefit from the study of communication are:

WorkEducationFamily

What is communication?

This is the term that has to do with the ways through which messages are communicated or sent from one person to the other around the world.

Communication helps to relay important messages and also foster good relationship.

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what is a good and easy 1 credit class to take on FLVS?

Answers

Answer:

Web Design I & II

Explanation:

Worth a whole credit each, the web design courses on FLVS are fun and and interesting, but there's a lot of focus needed to make sure you're doing everything right. Since you'll be creating your very own website using Dreamweaver and Fireworks, you'll have to follow instructions laid out in the modules closely. If you're good at focusing and following extensive directions, then you should be fine with the course. Depending on how computer savvy and focused you are, completion time can range from a week to months.Either way, it's an easy course and can be a huge grade booster since as long as you follow directions, you can easily earn a 95% or higher in the class with barely any mindful effort.

Answer:

peer pressure

Explanation:

Which of the following is true of good salespeople?

They know how to oversell their product so the customer can't say no.

They have tenacity but know when to walk away and move on to the next sales prospect.

They make promises they may not be able to keep in order to secure a sale.

They don't leave voice mail messages.

Answers

Answer:

B (They have the tenacity but know when to walk away and move on thr next sales person)

Explanation:

Let's break these.

A: Anyone can say no. this really does not work as a good salesperson argument.

B) They know when to stop but are also tenacious. good qualities to have in a salesperson.

C) thats looking at legal trouble, please don't do that

D) thats a ridiculous statement

Answer:

They have tenacity but know when to walk away and move on to the next sales prospect

Explanation:

A family buys a car for $25,000. The family pays $2,500 cash and takes out a loan for the rest at 8% simple interest.

What is the monthly payment if the loan length is 5 years?

$150

$250

$425

$525

Answers

Answer:

A. $150

Explanation:

Amount of car = $25,000

Initial payment = $2,500

If the family takes out a loan for the rest, the amount taken as loan

= $25,000-$2,500

= $22,500

If interest of 8% is charged on the loan for 5years, the interest charged for the 5years can be gotten using simple interest formula:

Simple interest = principal × rate × time/100

Simple interest = $22,500×8×5/100

Simple interest = $9,000

If total interest paid for 5years = $9,000

The family monthly payment will be:

= $9000/5×12 (since there are 12months in a year)

= $9,000/60

= $150

In 1-3 sentences, explain the role of entrepreneurs in the economy.

Answers

Answer: Entrepreneurs are people who usually travel around the world

Explanation:

Isabel is creating a wireframe she has drawn a layout for the home page along with outlining the navigation elements she now wants to represent content and a banner for the home page what should she use?
Isabel should use (???) to show where the content and banner will go

Answers

Answer: Filler Content

Explanation:

I think what the question is getting at is using filler content. This includes filler images and sample text. Once the website is all set up, the filler content is replaced with the actual content.

Answer:

the correct answer is placeholder

Explanation:

right on plato :p

Which tag tells the browser that the document is in html format?

Answers

Answer:

<HTML> tag

Explanation:

Compared to a checking account, the rules governing your

use of a savings account are generally more:


Negotiable


Intuitive


Restrictive


Liberal

Answers

Restrictive because you need to restrict on using your savings money.

EXERCISE 6-3
Using the XYZ Conflict Model
Preparation (Individual and Group)
Below are five conflict situations. Write the XYZ statement you would use to resolve the conflict. Remember the goal of resolving the conflict while maintaining human relations.
1. A coworker has asked you to go out after work for the second time. The first time you gave an excuse for not being able to go, but you really don't want to go out with this person. What would you say?
X
Y
Z
2. A coworker keeps coming to your work area to socialize. You have been talking as long as the person wants to. But it is affecting getting your work done, and you have had to stay late. What would you say?
X
Y
Z

Answers

Answer:

bdfngmhgfsadfhfh,j.,gfdbn,.kj,gfdg

Explanation:

dvsvdsvd

Which of the following would cause the supply curve to shift to the right?
technology improves production
The government increases taxes on a business
Input prices for a business become more expensive
the number of consumers decline

Answers

Answer:

Technology improves production.

Explanation:

Supply refers to the quantity of goods and services produced and offered to the market for sale.

There are several factors that could cause the supply curve to shift to the right, one of which is technology improves production. An improvement in technology will phase out manual or slow process of production hence shifts supply curve to the right.

When government increases tax on a business, if will affect the income that should have accrued to the business hence supply curve inward. An increase in input prices will affect production cost thereby shifting supply to the left. Also when there is a decline in the numbers of consumers, it will shift supply curve inward because it is these consumers that will purchase whatever that is produced and supplied to the market.

In compliance with new policies, banks increased rate of interest on housing loans. Gregory’s real estate business started suffering losses because fewer people borrowed home loans. What risk did his business suffer from?
______ risk held back Gregory’s real estate business.

Answers

Answer:

Economic

Explanation:

This is one of the external risk that is a result in changes in the market conditions.

This is correct on Plato

Credit risk held back Gregory's real estate business.

What is rate of interest?

Interest rate is the percentage at which interest is paid on a loan or the percentage earned on an investment over a certain period of time. It is the cost of borrowing money or the rate at which one can earn money on an investment.

The interest rate is typically expressed as an annual percentage of the principal, and it can be either fixed or variable. When the interest rate is high, the cost of borrowing is high, and this can make it more difficult for individuals and businesses to obtain loans, which can have a negative impact on the economy. Low-interest rates, on the other hand, can make borrowing more affordable and stimulate economic growth.

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First answer, I’ll mark the brainliest .

Answers

The answer to the question is b
The answer is b hope this helps

I’m gonna mark the brainliest :)

Answers

Answer:

C. Single Use Gloves

Please, please, please mark BRAINLIEST!!!

I think the answer would be C

What are financial obligations or money that a business needs to pay others in the future called?
BLANK are financial obligations or money that businesses need to pay others in the future.

Answers

Answer:

Liabilities

Explanation:

In economic terms, liabilities are the obligations that are to be paid by one authority to another in the future. They are owned by the company which is left to be settled in the future. The liabilities can be paid off through the means of money, goods, or services. They also include loans, revenues, and accrued expenses.

Jessica own a 10 acre property rents to a local sheep rancher for $10,000/year. She wants to use this money to expand her business by building a mall for $4 million. Jessica’s total implicit costs of the expansion plan are: A: the cost of construction of mall and fixed costs of the mall. B: the foregone rent and the cost of the mall. C: the foregone $10,000 from the sheep rancher.

Answers

Answer:

C) The foregone $10,000 from the sheep rancher

Explanation:

Implicit costs are also known as the opportunity costs. Opportunity costs refers to the cost associated with the choice. Opportunity cost also refers to the benefit that is foregone by selecting or choosing some other alternative.

Here, in our case, there is loss of income (of $10,000 per year) from renting that property to a local sheep rancher by choosing to expand her business.

Hope this helps!

Please mark brainliest!

What are some ways that leaders can make the company environment safe?

Answers

Answer:

Explanation:

Respect others. ...

Find out what they expect from you. ...

Be clear about what you expect from them. ...

Set the direction and stay the course if possible. ...

Reduce uncertainty. ...

Be human. ...

Be the real deal.

Answer:

did you ever find out? I need help.

Explanation:

I WILL MARK THE BRAINLIEST

Answers

Answer: B

Explanation: Cockroaches have a strong oily odor from them.

I agree with B ^^^^^^^^

Jamal purchased a Subway franchise in a great location across the street from an outlet mall. After two years in business, Jamal felt that he would like to offer his customers more products to choose from. He expanded his Subway business to include ice cream and a small smoke shop specializing in cigars. This product line expansion was very successful. As a result, profits went up and customers loved the new options. One day Jamal received a visit from the Subway franchisor who was shocked to see the product line expansion. This resulted in the Subway franchisor giving Jamal 30 days to restore his Subway business to the terms of the franchise agreement contract which limits the product line to only Subway products. Using the model below, help Jamal get back into compliance with the Subway franchise agreement. Define the problem Explain the cause (or causes) of the problem. Explain the effects the problem has had on the company. Provide a solution (or solutions) to the problem.

Answers

The correct answer to this open question is the following.

Although the question is incomplete because it does not attach the model to answer it we can comment on the following.

The problem is that Jamal, trying to increase profits, decided to sell two different products that are not part of the Subway products. When the franchisor visited Jamal's location, it realized the changes and set an ultimatum to Jamal to respect the franchise agreement.

The cause of the problem is that although Jamal wanted to diversify the products to have more income, this contradicts and is against the franchise agreement he signed when he bought the Subway franchise. The contract clearly states that the owner of the franchise can only sell products authorized in the contract by Subway. That is exactly one of the characteristics of a franchise. That you visit one of them any place in the world, and you are going to find de the same products with the same quality. That is the product guarantee of a franchise like Subway.

So the effects for the company are that its reputation an image can be questioned for selling different products that are hot approved by Subway. It is a major risk the company is not going to allow. Furthermore, it is stated in the contract. So Jamal has no right to break it.

One possible solution is that Jamal respects those 30 days to make the proper corrections, follow the guidelines established in the Subway's manuals, offer a sincere apology, and commit himself to operate the franchise just as it is stated on the agreement.

Which investment vehicle carries the least risk?
A Government bonds
B Large company stocks
C Small company stocks
D OU.S. Treasury bills

Answers

it is the government bond

Need help with this

Will website layout and design differ for companies with similar business focuses? State your opinion.

Answers

Yes because it helps small or similar bussiness Cooperate and make more taxes in profits

Accounting businesses, babysitting businesses, and hairstyling businesses are all examples of what
businesses ?

Answers

Answer:

A single proprietorship business is the answer

Explanation:

A single proprietorship is an unincorporated business owned by an individual and often managed by that same person.

Answer:

1 proprietorship business.

If something is public domain who can use it?
O Judges
O Producers
Singers
All the above

Answers

The answer is all of the above
Other Questions
b) A non-inductive load takes a current of 15 A at 125 V. An inductor is then connectedin series in order that the same current shall be supplied from 240 V, 50 Hz mains.Ignore the resistance of the inductor and calculate:i. the inductance of the inductor; ii. the impedance of the circuit;iii. the phase difference between the current and the applied voltage.Assume the waveform to be sinusoidal. James notes the angle of elevation of the top of tower to be 30 degree if James is 100meter away horizontally from the base of the tower find the height of the tower? Help me with this worksheet please What is the correct definition of the word humidity?a.amount of moisture in the airb.a very cold wind from the northc.a steep cliff formed by an earthquake or erosiond.an extended period of time with little to no rainfall causing unusually dry conditionsPlease select the best answer from the choices providedABCD I need help with all three :( The ratio of the lengths of corresponding parts in two similar solids is 4:1.What is the ratio of their surface areas?A. 16:1B. 8:1C. 4:1D 641 which inequality is represented by this graph ? the components and functionality of the event horizon telescope. John has $132.55 in his bank account. He wants to join a guitar class that charges a $15 fee every week. John plans to take the class for 12 weeks. If John pays for 12 weeks of guitar classes from his account, his account balance will be $. Which of the following is false?A a child's age and the height of a child is a positive correlationB none, since all of the other answer choices are trueC the number of hours a person studies and the numerical score on theexam is a positive correlation09D the speed of a vehicle and the time it takes the vehicle to travel 60miles is a positive correlation0909 _______ force can be thought of as either a push or a pull, as long as itmakes the object move in a circular path. What function do most of the stem cells in adults serve?A. Differentiating into any type of cellB. Repairing damaged DNAC. Replacing damaged tissueD. Growing new organs One more than six times that number is 37. Select the solution and graph that represents the original number. x = 4 Point 4 graphed on number line. x = 6 Point 6 graphed on number line. x = 7 Point 7 graphed on number line. x = 9 Point 9 graphed on number line. Paige Company estimates that unit sales will be 10,600 in quarter 1, 12,600 in quarter 2, 14,500 in quarter 3, and 18,500 in quarter 4. Using a sales price of $81 per unit.Prepare the sales budget by quarters for the year ending December 31, 2020. What can be concluded about the sequence 19, 15, 11, 7, . . . represented on the graph? Check all that apply. The common difference of the sequence is the same as the slope of the graph. The slope of the graph is 4. The next term in the sequence is represented by point (4, 3). f(x) = 4x + 19 represents the sequence. An infinite number of points can be determined to follow this sequence. Please Help!!! Examine parallelogram ABCD. Opposite sides AB and CD have lengths of 4y and y+42, respectively. Determine the value of y and answer the following question. Quadrilateral A B C D with side measures as given in the problem. What is the length of AB? Find the simplest pattern and fill in the missing number. 45, 30, 18, 9, ... 0 A young adult broke his upper teeth at a drinking fountain from the middle of the bitting edge to the middle of each front tooth in an upside down V patter. Which surface classification in using the universal system numbering? The ISO or FDI system? The Palmer system? Shari wrote the numbers from 1 to 16 on a card.Next, she crossed out all the numbers which are factors of 80.Then, she crossed out all the numbers which are multiples of 3.How many numbers were not crossed out? PLEASE HURRY !!! Generalmente tu hermano _____ (pedir) papas fritas, pero esta a dieta y no las puede comer. a. pediste b. pediria c. pides d. pedias