The implicit interest based on the information given is $165.
How to calculate the interest?It should be noted that the implicit interest is calculated as:
= Inventory worth × Discount rate
= $16500 × 1%
= $165
Therefore, the implicit interest based on the information given is $165.
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3. At which ONE of the following temperatures do bacteria
grow best?
O 4°C
O 37°C
O -18°C
O 70°C
Answer:
37*C i think? but im not sure
You plan to participate in an educational event sponsored by a large regional health care system. One of your colleagues suggests that you do a presentation on one of the Medicare Health plans you market and modify it to include information about preventive screening tests showcased at the event. How should you respond to your colleague’s suggestion?
Participation in an educational event may not include a sales presentation, therefore, it is better to inform the colleague that you will not be able to do it.
What do you understand by the term "Educational Event"?An academic event means an academic presentation finished in a single consultation for you to generally now no longer exceed greater than six (6) hours.
Education occasion refers to a schooling occasion, third-party clinical or academic conference, expert assembly or workshop, seminar, U.S. Food, and Drug Administration required education and schooling, or another accumulating held in a venue that is suitable and conducive to informational conversation and schooling approximately healthcare information.
Therefore, Participation in an educational event may not include a sales presentation, therefore, it is better to inform the colleague that you will not be able to do it.
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Bosco Corp. is considering a new product that would require an investment of ₦10 million now, at t = 0. If the new product is well received, then the project would produce after-tax cash flows of ₦5 million at the end of each of the next 3 years (t = 1, 2, 3), but if the market did not like the product, then the cash flows would be only ₦2 million per year. There is a 50% probability that the market will be good. The firm could delay the project for a year while it conducts a test to determine if demand is likely to be strong or weak. The project's cost and expected annual cash flows would be the same whether the project is delayed or not. The project's WACC is 10.0%. Calculate the value (in thousands) of the project before and after considering the investment timing option.
The project's value before the timing option is ₦3,268 (in thousands), while the project's value after the timing option is ₦8,954 (in thousands).
How do we calculate the value of a project?1. The value (in thousands) of the project before considering the investment timing option can be calculated as follows:
Using the formula for calculating the present value of an ordinary annuity, the present values of cash flows can be calculated as follows:
PV = P * ((1 - (1 / (1 + r))^n) / r) …………………………………. (1)
Where;
PV = Present value cash flows
P = Annual cash flows
r = WACC = 10.0%, or 0.10
n = number of years = 5
Substitute the values into equation (1), we have:
PV when the market is good = ₦5,000 * ((1 - (1 / (1 + 0.10))^5) / 0.10) = ₦18,954
PV when the market is bad = ₦2,000 * ((1 - (1 / (1 + 0.10))^5) / 0.10) = ₦7,582
Project's value before timing option = (Probability the market will be good * (₦18,954 - ₦10,000)) + (Probability the market will be bad * (₦7,582 - ₦10,000)) = (50% * (₦18,954 - ₦10,000)) + (50% * ((₦7,582 - ₦10,000)) = ₦3,268 (in thousands)
2. The value (in thousands) of the project after considering the investment timing option can be calculated as follows:
Since timing is considered, it means the firm will only invest in the project if the market is strong and the annual cash flow will be ₦5 million without any probability.
Therefore, we have:
Project's value after timing option = ₦18,954 - ₦10,000 = ₦8,954 (in thousands)
3. In addition, the value of option wait can be calculated as follows:
Value of option wait = Project's value after timing option - Project's value before timing option = ₦8,954 - ₦3,268 = ₦5,686 (in thousands)
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What agencies are known as professionally trained planners?
Answer:
refer to the above attachment
Which of the following statements is the most plausible explanation of the difference in observed net operating profit margins?
Widget Co. and Tools Inc. both operate in the same industry. They are capital-intensive companies producing widgets. Below are selected data:
Widget Co. Tools Inc.
Net operating assets/common equity 1.37 1.53
Net operating profit margin 19% 21%
Income tax rate 47% 28%
Revenues/net operating assets 0.81 0.61
EDIT/revenues 38% 32%
Widget Co's lower financial leverage
Widget Co uses LIFO and Tools uses FIFO
Widget Co's lower tax rate
Widget Co's net operating asset turnover
We want to estimate the population mean within 5, with a 99% level of confidence. The population standard deviation is estimated to be 15. How large a sample is required?
Answer: 59.721984
Explanation:
Formula to calculate sample size (n):
[tex]n=(\sigma \times z^{*} /E)^{2} }[/tex]
, where σ = population standard deviation, E=Margin of error,
z* =critical value for the confidence interval.
As per given, we have
E =5
σ = 15
Critical value for 99% confidence = 2.576
Then,
[tex]n=(15 \times2.576/5)^{2}[/tex]
⇒ n= 59.721984 ≈ 60
So, Required sample size = 60 .
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60, is the required sample size.
A step-by-step explanation of the estimation of the population sample size.
Formula to calculate sample size (n):
n=(σ x z* ) 2
E
where = population standard deviation, E Margin of error, z* = critical value for the confidence interval.
As per the given value, we have
E =5
Critical value for 99% confidence = 2.576
Then,
So, the Required sample size = 60
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What is the difference between internal and external customer service
Ans:-
internal customer services are the buyers who join your business and actually become a part of it aka, buyers who are associated with that organization or the products's company. Whereas, external customer services are buyers who just buy this product from your organization aka, they are not affiliated with the company/organization they are purchasing the product etc.
hope this helped! good luck and stay well and safe!
A profit-maximizing monopolist will set its price:
1 as far above ATC as possible.
2 along the elastic portion of its demand curve.
3 where the marginal cost curve intersects the demand curve.
4 as close as possible to the minimum point of ATC
A profit-maximizing monopolist will set its price along the elastic portion of its demand curve. Thus the correct answer is option 2.
What is monopolist?When any market is ruled and regulated by individual identity for a particular commodity or service is referred to as a monopolist. Due to the absence of alternatives and competition, the monopolist is able to set high prices because they have sufficient market power.
The decision that will maximise profits for the monopoly is to produce at the level of output where marginal revenue equals marginal cost. This market monopolist will set their prices based demand curve proportion of elasticity.
Therefore, option 2 along the elastic portion of its demand curve is the appropriate answer.
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When Marilyn Monroe died, ex-husband Joe DiMaggio vowed to place fresh flowers on her grave every
Sunday as long as he lived. A bunch of fresh flowers that the former baseball player thought appropriate
for the star cost about $5 when she died in 1962. Based on actuarial tables, “Joltin’ Joe” could expect to
live for 30 years after the actress died. Assume that the stated annual interest rate, compounded weekly, is
10.4 percent. Assuming that each year has exactly 52 weeks, what is the present value of this
commitment?
Based on the cost of the flowers and the number of years Joe DiMaggio was expected to live, the present value of the commitment was $2,389.26.
How much is the present value of the commitment?First convert the interest and period to weekly figures:
Period:
= 52 x 30
= 1,560 weeks
Interest:
= 10.4% / 52
= 0.2% weekly
The present value will be that of an annuity because the amount is constant every week:
= Amount x (1 - (1 + rate) ^ -number of periods) / rate
= 5 x (1 - ( 1 + 0.2%) ⁻¹⁵⁶⁰) / 0.2%
= $2,389.26
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how the age of citizens affect patronage of digital platforms
The most covert type of prejudice is ageism. Ageism has gotten less attention than other forms of prejudice on digital platforms, such as those based on race, gender, and socioeconomic status. To raise awareness of the various ways ageism operates, this essay examines a few tools that are regularly included on digital platforms from an old-age perspective. We'll start by looking at how homophilic innovation teams overlook older folks. Second, we will demonstrate how ageism is frequently made worse by strategies that are frequently applied on digital platforms. Thirdly, we will demonstrate how corporate ideals are at odds with the usability problems that mostly impact older persons and those with poor levels of (digital) proficiency.
There have been numerous initiatives to increase public awareness of how stereotypes and prejudices support discrimination, and there are a number of laws and regulations that forbid it, such as the Equal Credit Opportunity Acts, the Fair Housing Act, and anti-discrimination laws (Housing and Civil Enforcement Section|CRT|Department of Justice, n.d.). However, discrimination is being reinforced by intelligent systems (Eubanks, 2018). Different techniques are used by discriminatory biases in digital systems. This article focuses on three categories of ageist mechanisms that are frequently used in the development and use of digital platforms.
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In 1965, at the age of 30, Bashir Choudhary opened a small grocery shop in his native town Lahore,
Pakistan. He was passionate about offering quality food at a good price. Because his parents and
grandparents owned a farm, he had been able to build good relationships with a network of farmers who
could provide fresh fruit and vegetables at competitive rates.
Moreover, Bashir paid particular attention to offering good service to his clients, making people always
feel welcome and cared for in the shop, and occasionally making the extra effort to deliver the goods
to his clients himself. Demand was high, he soon had the opportunity to open a second and then a third
shop in other parts of Lahore, a business was born.
Bashir traveled to Australia and USA to learn how supermarkets work there and decided to launch his
own supermarket: a large shop (he got inspiration from Australian supermarkets, Woolworths and
Coles) where customers could help themselves and pay at self-service cashier desks. After a few months
of trial and error, he found a successful formula based on his past success with offering good quality
and service at affordable prices, and the business took a new turn.
Supermarkets are known to be good businesses in terms of working capital requirements, with
customers paying by cash or debit card and suppliers being paid well after the delivery and sale of
goods. However, buying land and building the supermarkets required funds: Bashir turned to his family
and friends to seek capital and his local bank for loans. His parents gave him part of an inheritance in
the form of land and some cash, and a friend, Dawood, contributed capital in return for an eventual 10%
share of the business.
could use the brand in return for a fee. The franchises, in time, bought most of the merchandise through
a newly-created central buying structure. During the early years of his business, Bashir recruited
talented managers from other companies and set aside 10% of the capital to reward them.
Family business
Bashir's wife, Kausar, always supported him in his ventures. In the beginning, she helped with the
accounting, and when the business grew, she occasionally traveled with him to visit stores and attended
social events with key managers, franchisees, or suppliers. Their friend Dawood was often invited to
their home with his wife and only son Kashif. Through these occasions, Bashir and Kausar's daughter
Zoha and Kashif met and discovered that they enjoyed each other's company. They announced their
wedding in 1987.
Bashir could not think of a more exciting job for his children than working with him in the business.
As soon as they finished University, he invited his children Asif, Zoha, and Baber to join him. He also
gave each of them 5% of the shares in full ownership. The rest of the shares were split between the
managers (10%), Dawood (10%), Kausar (10%), and himself (55%). All three children started as
trainees in stores and worked their way up the ladder. Bashir did not show any favoritism towards them
and encouraged a competitive spirit between the three. Fortunately, Zoha and Baber got along very
well, but Asif, the eldest son, was unhappy with his situation. After a few years, Asif left the family
business with some bitterness and joined a consulting company specializing in consumer goods and
role in the Choudhary Group), invited their older children, Ali and Sofia, to join the business and board.
Sofia started working in the supermarket as a shelf manager, while Ali was asked to investigate
international expansion into neighboring countries. During that time, Zoha's younger son, Affan, started
a software house with his friends and approached Baber (who hopes soon to become the CEO of the
Choudhary Group when his father Bashir finally retires) to talk about possible synergies with the
Choudhary Group.
At this point, Baber felt that action was needed to head off some major issues potentially facing the
business and the family. Baber advocated some urgent reflection on strategy and felt the board of
directors was not fulfilling its role.
Explain the organizational structure of above case study
The organizational structure that is present in the case study that we have here is what is regarded as the Functional organizational structure.
What is an organizational structure?This can be regarded as the way that firms are able to achieve their tasks and activities daily by effectively distributing them.
The roles of each of the persons are well defined through the use of organizational structure.
The tasks that each worker is to do has to be effectively assigned based on their specific specializations.
The merits that are experienced here is that there is expert knowledge and the people have work that has good quality.
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The first and last steps in the seven-step decision-making model are in the list below. Identify both.
Know yourself.
Identify the decision to be made.
Develop a plan of action.
Select the best option.
Question #20 TrueFalse
58
Answer:
True
Explanation:
Firstly, whenever you're tackling any problem, you need to know your strengths and weakness. understanding your ability can help you to save not only time but also other associated resources involved in the decision made.
Answer:
B and D
Explanation:
performance apraisals of employees
Performance apraisals of employees are used to rate the performance of workers in an organization.
What is performance appraisal?It should be noted that a performance appraisal simply means a regular review of the job performance of an employee.
Companies use performance appraisal in order to determine which employees have contributed the most to the growth of the company.
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Why do businesses grow
Answer:
Most firms seek to become bigger – increasing sales and market share. Firms can grow through internal expansion, external growth (merger) or diversification into related industries. The motives for increasing in size can include: Greater sales lead to greater profit, making the firm more attractive to shareholders.
Calculate the future value of $7,000 in four years at an interest rate of 8% per year.
The Future value is $9523.42. Future value is the amount of money that, when invested now at an interest rate, will eventually grow to be.
What is the Future Value of Money?Future value is the amount of money that, when invested now at an interest rate, will eventually grow to be.
Calculation of Future value
Present Value = $7,000 interest rate = 8% Time = 4 years
FV = Future Value PV = Present Value
FV=PV(1+i)ⁿ
FV= 7,000(1+0.8)⁴= $9,523.42
Thus, the Future Value of $7,000 for four years is $9523.42.
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a country with low saving rates and low levels of health and education. How would you expect real GDP per capita to grow in a country like this? Explain your answer
Real GDP per capita can grow in a country with the institution of economic and public policies.
How can a country increase its GDP?It is essential that in a country with high levels of social and economic inequality, the government institutes reforms that generate inclusion and opportunities for individuals, such as an economic growth program, which reduces interest rates on loans, encouraging entrepreneurship and investments.
Therefore, a series of measures must be instituted to increase a country's GDP, such as investment in education and job creation.
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Mr. Liu turns 65 on June 19. He has never previously qualified for Medicare so his first Medicare eligibility date will be by June 1. Mr. Liu’s ICEP and Part D IEP begin March 1 and end on September 30. He wants prescription drug coverage with his Part A and Part B benefits. What advice c
an you provide him?
The advice that you can provide for him is for Mr Liu to enroll in MA-PD.
What is prescription drug coverage?Prescription drug coverage can be defined as the coverage that help to cover prescription drug of the person under the plan.
Based on the given scenario he should enroll in a MA-PD which full meaning is Medicare Advantage Prescription Drug so long as he enrolls in Part B and he is entitled to Part A.
Therefore The advice that you can provide for him is for Mr Liu to enroll in MA-PD.
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Which of the following is NOT a factor that is used
to determine your FICO credit score?
O Recently opened lines of credit
O Your debit card use
O Payment history
O The types of credit you use
Debit card use is not a factor that is used to determine a FICO (Fair Isaac Corporation) credit score.
More about FICO (Fair Isaac Corporation) credit score.
Numerous different types of credit information from your credit report are used to construct FICO Scores. Payment history (35 percent), amounts due (30 percent), duration of credit history (15 percent), new credit (10 percent), and credit mix make up the five factors that make up this data (10 percent ).Both positive and negative information from your credit record is taken into account by your FICO scores. The chart's percentages show how significant each category is in influencing how your FICO Scores are computed.To learn more about FICO credit score, refer to
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How does a bank differ from most other financial-service providers?
Answer:
because
Explanation:
bank include loan,interest and service.together when we say loan we can borrowed money from bank to made any business.also if we put money on bank we benefit from it's interest...also the service mean we kept our money in safe place and the bank gave good take care of it.
so bank is the only financial institution that give this all service together .
the management of sondela limited has decided to prepare a cash budget for may and june 20x8
Answer:
On the 30thJune a dividend of R5 000 was declared.
The cash balance on the 30thApril was R10 500.Sondela Limited alwayskeeps a minimum cash balance of R10 000.
Explanation:
That something unique that your business should have that which other businesses do not have
Answer:
Explanation:
A unique selling proposition (USP) is a well-thought-out statement that helps a company distinguish itself from other businesses in its category. In most instances, companies will focus on a single feature or benefit that solves a problem, satisfies a need, or takes away their customers' pain as their USP
Clarifying Culture: Did Johnson clarify his values and the company’s values in his apology and with his subsequent actions? Did Johnson’s apology and follow-up actions uphold Starbucks’ mission and core values? Did he identify gaps between stated and actual values? Did Johnson’s apology help Starbucks employees figure out if their personal values align with the company’s?
With the apology of Mr. Johnson, he showed that the actions of the police were wrong and did not reflect company values.
What are Company Values?This refers to the set of ethics that a company has and abides by that helps them keep discipline among staff and achieve their set goals.
Hence, we can see that from the complete information, there is a scandal at Starbucks where two black men have led away from the premises because of their race.
The CEO of Starbucks, Mr. Kevin Johnson immediately apologized and stated that the action was unfortunate and did not in any way reflect the company values of Starbucks as everyone was welcome.
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Which 3 of the following statements are true about the Reclassify transactions tool? It is only accessible in QuickBooks Online Accountant It allows you to recategorize transactions in batches It allows you to change the payment account (bank or credit card) for expenses It allows you to change the class and/or location of transactions
All the 3 statements about the Reclassify transactions tool are true .
What is the Reclassify transactions tool?Do you need to alter numerous transactions or transfer them to another account? You don't have to change them one at a time in QuickBooks Online Accountant or QuickBooks Online Advanced. Save time by applying the same adjustment to several transactions at once by using the reclassification tool.
It is only accessible in QuickBooks Online Accountant It allows you to recategorize transactions in batches It allows you to change the payment account (bank or credit card) for expenses It allows you to change the class and/or location of transactionsMake sure you are aware of the transactions you wish to reclassify first. You can discover this information in a few reports, such as a profit and loss statement. Use the reclassification tool to shift transactions to related accounts or alter their classes once you've located those transactions.
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people's values always stay the same throughout life
It is false that people's values always stay the same throughout life because they can change due to experiences.
What are the values?This concept is used to refer to principles that regulate our behavior and ideas about life and other people. For example compassion makes us help those in need.
Do values stay the same?While some values can stay the same during all life, some of them change due to experience or level of maturity, for example, someone who was honest as a child might not be honest as an adult.
Note: This question is incomplete; here is the missing part:
People's values always stay the same throughout life
True
False
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Gary's wife died last year, so he has been raising his three children on his own. When he files his taxes this year, which tax status will best fit his
situation?
OA single
OB. widow/widower
OC. married, filling jointly
OD. married, filing separately
If he he files his taxes this year, the tax status that will best fit his situation is:widow/widower.
What is tax?Tax can be defined as the amount a person or a tax payer files or remit to the government.
Based on the given scenario if his wife died last year which means that when he files his taxes this year the tax status that will best fit his situation will be a widower.
Therefore Gary is a widower.
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what is a desirable characteristic when choosing a line of credit
Desirable characteristics while choosing a line of credit is:Reward program : By using Reward program's online shopping mall points can be redeemed for merchandise.So , if rewards program is good then you can choose a line of credit.Hence, first Option is correct.
What is the future value of 875 six years from now if the required rate of return is 7% (Rounded to 2 decimal places)?
Which of the following is a disadvantage of a questionnaire?
Questionnaires are quick and easy to administer.
People usually answer honestly on questionnaires.
Questionnaires yield very little data.
The sample of individuals who respond may not be representative of the population.
The sentence that shows the disadvantage of a questionnaire is option D. The sample of individuals who respond may not be representative of the population.
What is a questionnaire?A questionnaire is a set of printed or written questions with a choice of answers, devised for the purposes of a survey or statistical study.
Therefore, the correct answer is option D. The sample of individuals who respond may not be representative of the population.
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Answer: D. The sample of individuals who respond may not be the representative of the population.
Explanation: This answer makes the most sense, since there is always a chance that the subjects filling out the questionnare are different than the general age group/ race group/ etc. of the larger population.
Proof of validity is shown below.
Why it is important to dress appropriate at work
Answer:
so that way you don't stick out and people start wanting to hang out with you because you look cool
Explanation:
Answer:
1. you could get fired for that
2. make a good impression
3. depending on your job, to keep you safe from elements
4. to avoid weird/awkward interactions
Given market demand Qd=50-p, and market supply p=Qs+5.Find the market equilibrium price and quantity ?
Answer:
$27.522.5 unitsExplanation:
We know that quantity supplied = quantity demanded.
p = Qs + 5 -> Qs = p - 5
Qd = 50 - p
Price:
p - 5 = 50 - p
p = 55 - p
2p = 55
p = $27.5
Quantity:
27.5 - 5 = 22.5 units
Best of Luck!
