As a current or future business owner, entrepreneurs need to be able to assess collateral in order to secure a possible
loan from the bank.

True
Or
False

Answers

Answer 1

Answer:

True

Explanation:

Collateral is an asset used as a guarantee or security for the payment of a loan. It assures the lender that a borrower will pay back the loan.

If an entrepreneur applies for a business loan, the bank will most likely demand collateral. The entrepreneur will need to offer an asset, either property or motor vehicle, that will act as a guarantee for the loan. Should the entrepreneur fail in repayment, the bank can sell the asset to recover their money.

Few, if any, will lend anyone money based on a business idea alone.  Many banks will demand a business proposal to be backed with some guarantee to secure funding.


Related Questions

Which type of promotion includes the given tactic that supermarkets or stores generally use?
As a part of (advertising, sales promotion, direct marketing), supermarkets generally use (sponsorships, press releases, visual merchandising) to attract customers and induce them to make a purchase.

Answers

Answer:

As a part of  sales promotion,  supermarkets generally use visual merchandising to attract customers and induce them to make a purchase.

Explanation:

Sales promotion is one form of marketing communications by a business. The objective of sales promotion is to increase sales by offering incentives to consumers or retailers. Sales promotions are carried out in a limited time to stimulate consumer consumption. Their effect may be temporal. Examples of sales promotion include offering free samples, premium offers, discount coupons, contests, and loyalty programs.

Visual merchandisers use their creativity to promote products and services of their organization in retail businesses. They develop eye-catching product displays and design layouts to attract customers and entice them to buy.

In the space below, explain how you can access the character map in Word 2016 using a complete sentence.

Answers

Answer:

Following are the solution to this question:

Explanation:

This method through clicking the "Start" key and select mostly on Software sub-menus, but instead clicking mostly on Accessories submenus of its Programs menu, and afterward the System Tools character sub-menu, select the "System Tools;" then click on the "Tools" key of the "Tools" table to display the actor application.  

In Windows 10 you also can access that Character Map by pressing, that Windows icon, then click mostly on Character Chart to view, that Character Map button.

Answer:

Click Start, point to Settings, click Control Panel, and then click Add/Remove Programs. Click the Windows Setup tab. Click System Tools (click the words, not the check box), and then click Details. Click to select the Character Map check box, click OK, and then click OK.

Explanation:

support Microsoft

PLEASE HELP GUYS WRITE A TOPIC WITH AT LEAST 200 TO 300 WORDS ABOUT DOGS RESEACH AND RESTATE IT IN YOU OWN WORDS PLEASE I WILL GIVE YOU BRAINLEST!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Answers

Answer:

Did you know that dogs' noses are wet. Probably because of the fact that they drink water by licking and it may get on their nose or it's just wet. Dogs have feelings just like us humans do. They feel when something is wrong. They know when you happy and sad. Dog's are smart and listen very well if you train them. Dogs tend to lick us because that's their way of showing love. You know how us people just say I love you and show it well, since dogs can't talk they lick us and play around with us. Dogs also tend to stare at us which sometimes can be creepy but that's another way they show affection. Now if they don't know you then they will stare and bark because they need to absorb you and try to make sure you want to hurt their owner. Lastly, dogs can get jealous because they might see you with another do and think you're replacing them or they might see you with a baby and get jealous because they might feel not loved or cared for anymore so they expect all the love from you because they are attached and spoiled. Overall, dogs are loving and caring for little pets.

Answer:

Dog's are loving and caring kinda pets and tend to want all the attention

Explanation:

With relevant examples discuss intangible business property that is protected by law and which an entrepreneur should consider when starting up a business

Answers

Answer:

Explanation:

Intangible property are useful resources, they are asset that are not physical but they produce much economic benefits to organization , entrepreneur.some of this asset are Goodwill, brand recognition, as well as intellectual property.

Some of these intangible asset are intellectual property and are protected by law from stealing away by those that are not authorized to it.

Examples of intangible business property that is protected by law are:

✓patent

✓copyright

✓ franchises

✓trade mark

✓Goodwill

✓tradenames

✓ trade secret

1)Patent is one of the intangible asset granted by government and protected to an inventor who is entrepreneur that exclude others from selling as well as using the invention for particular period of time. If an entrepreneur comes up with an invention it will be protected for him/ her. it can be categorized as utility, design, and plant. Example of invention that falls under utility is microwave oven. Other invention are light bulb, printing press.

2) copyright is another intangible property, in which the original works of authorship of an entrepreneur is protected, dramatic, musical work as well as computer software, and architecture of an entrepreneur is protected, this will help the entrepreneur to enjoy the benefits of his/her labor and to grow fast in term of finance.

3)trademark is another intangible property that is protected by law which includes design, expresion, sign that identifies the product of a company from another, when an entrepreneur is starting a business , trademark is important because his/her product will be easier to identify by consumer and this helps business to grow faster. Example is the logo that Apple( apple shape with a bite) uses as trademark on all their products, swoosh logo that Nike uses on their products

4)trade secrets is an intangible property as well as intellectual property that is been protected by law it contains processes, design, information with inherent economic values that are not generally known by everyone, this is important to enterprenurer because trade secret helps the individual with the secret to sustain his/her business without been hijacked. Example of trade secret is the

secret formula for Coca-Cola which other soft drinks producer doesn't know.

Allison corporation acquired 90 percent of bretton on January 1, 2016. Of Brettons total acquisition date fair value, $60000 was allocated to undervalued equipment

Answers

Answer:

Hello your question is incomplete attached below is the complete question

answer : consolidated Total sales = $1008000

Explanation:

Determine the consolidated totals for sales

to get the consolidated totals for sales we have to add up the two book values then subtract $92000 ( which is the entity transfers )

Consolidated Total sales = ($70000 + $400000 ) - $92000

                                          = $1100000 - $92000 = $1008000

Which of these would be considered an entrepreneur?
O A. A nurse in a hospital
O B. The owner of a local coffee shop
O C. A school teacher
O D. A public transportation bus driver

Answers

Answer:

I think its B

Explanation:

Because you own your own place

The owner of a local coffee shop would be considered an entrepreneur. Hence, option B is correct.

What is meant by entrepreneur?

Entrepreneurs are people who launch new businesses, bearing the bulk of the risks and getting the majority of the rewards. Starting a business is a practice of entrepreneurship.

The entrepreneur is generally regarded as an inventor who develops novel ideas for goods, services, companies, and operating procedures. Several well-known businesspeople include Bill Gates, Steve Jobs, Mark Zuckerberg, Pierre Omidyar, Arianna Huffington, and Caterina Fake.

Some kinds of entrepreneur are -

   Small Businesses Entrepreneurship.

   Scalable Start-up Entrepreneurship.

   Social Entrepreneurship.

   Large Company Entrepreneurship.

Thus, option B is correct.

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Please Help!!!!!!!!!!!!!!!!

Answers

Answer:

Explanation:

james is approachable, does not have ego issues an is always avaliable to help his team mates.

james is a good facilitator is known to take the right decisions at thet right time without hesitation .

james is resourceful. always comes up with a soulution even in the most difficult situations.

james is confident. welcomes without any resistance

Utility refers to a person's derived ________ from consuming a good.
A. scarcity
B. usefulness
C. satisfaction
D. opportunity cost

Answers

Answer:

C

Explanation:

i think the answer is satisfaction

Why did Europe initially desire to form a regional trading bloc?

Answers

Answer:

Why did Europe initially desire to form a regional trading bloc? Europe was having economic problems and decided to join in regional integration to try and reduce the problem Critical Thinking Questions 1.

I'm not sure which one to pick

Answers

Answer:

The Second One

Explanation:

Answer:

I think its an assumption Sorry if I'm wrong

Explanation:

Sandra Corporation purchased $780,000 of its bonds on June 30, 2020, at 102 and immediately retired them. The carrying value of the bonds on the retirement date was $700,000. The bonds pay annual interest and the interest payment due on June 30, 2020, has been made and recorded.

Answers

Answer:

Dr Bonds Payable 780,000

Dr Loss on Bond Redemption 95,600

Cr Discount on Bonds payable 80,000

Cr Cash 795,600

Explanation:

Preparation of the journal entry to record the retirement or conversion of the bonds

Based on the information we were told that the Corporation made purchased of the amount of $780,000 of their bonds on June 30, 2020, at 102 in which they immediately retired them which means that if the carrying amount of the bonds on the retirement date was the amount of $700,000 and the bonds pay annual interest while the interest payment which was due on June 30, 2020 has already be made as well as recorded, the journal entry to record the retirement or conversion of the bonds will be :

Dr Bonds Payable 780,000

Dr Loss on Bond Redemption 95,600

(795,600+80,000-780,000)

Cr Discount on Bonds payable 80,000

(780,000-700,000)

Cr Cash 795,600

(780,000 x 102%)

(Being to record Redemption of Bonds)

Should Shaun use gross pay or net pay when creating his budget? Explain your
reasoning.

Answers

Answer:

jjheeeneemme

Explanation:beenem

Which qualifications are typical for someone working in Marketing Information Management and Research?

A. good teamwork skills and knowledge of search engines and social media

B. math skills for calculating prices, good teamwork, and physical stamina

C. a pleasant attitude, critical thinking skills for designing surveys, and social awareness

D. creativity, persuasiveness, and good social skills when dealing with news media contacts

Answers

Answer: A. good teamwork skills and knowledge of search engines and social media

Explanation:

Answer:

a

Explanation:

People in secretarial positions must
have which of the following skills to
perform many of the word processing
and communication functions
necessary for the position?
A. computer
B. analytic
C. accounting

Answers

Answer:

computer

Explanation:

the secretary must have the knowledge of using a computer since it would make work easier instead of having to write everything down and also helps in storage of information hence it reduces the paperwork to be done.

Type the correct answer in the box, Spell all words correctly.
What kind of advertisements would a company be unable to measure with standardized tests?
A company would be unable to measure_______with standardized tests.

Answers

Answer:

apitude

Explanation:

A company would be unable to measure creative and leadership skills with standardized tests. It can help to identify the problem.

What do you mean by the standardized test?

The foundation of a standardized exam is consistency: each test taker is required to respond to the same questions, and each response is graded in accordance with a predetermined standard.

Standardized tests are used in schools to give teachers an unbiased, objective evaluation of the effectiveness of their instruction.

The ability of each child's natural abilities to be identified is made possible by standardized testing. They also make it possible to gauge advancement and skill growth.

Standardized examinations offer benchmarks of average performance, making it feasible to pinpoint struggling pupils who require support or gifted kids who may advance.

Therefore, a company would be unable to measure creative and leadership skills with standardized tests. It can help to identify the problem.

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Conduct an Internet search and research at least three instances in which employers disciplined (or fired) employees (who were not at work during the time of posting) for an inappropriate social media posting. Briefly discuss the three instances and explain why the employer fired or punished the employee and how the social media post was inappropriate.

Answers

Answer:

Incident 1: Bank employee gets fired for lying to employer.

Steven Johnson was an intern at a bank. He sent an email to his boss requesting leave because of an urgent matter. His boss granted him leave. However, on the same day a photo of him at a party turned up on a social media website. Colleagues he had friended on this site saw the incriminating photo. His employers discovered the lie, and fired Steven.

Incident 2: Waitress badmouths customer on social media site for a measly tip and gets fired.

Sara Williams, a waitress, complained on a social media site after receiving a very small tip from a customer. She mentioned the restaurant’s name in her post. She also called the customer offensive names. The company came to know of this, even though Sara had her profile set to “private.” The company fired Sara for breach of contract. Prior to being hired, she had signed a social media contract that prohibited her from talking about work on social networking sites and from insulting customers.

Incident 3: Toronto firefighters fired for offensive posts.

Toronto Fire Services fired two Toronto firefighters for posting offensive comments in two social media sites. Toronto Fire Services fired them because their actions had violated the department’s social media policy. Toronto Fire Services said that the employees’ messages had shaken the trust the public had in the fire services.

what is jotaro kujo´s stand name? correct answer will get 5 stars, thanks, and brainlest.

Answers

Answer: stats

Explanation: I believe this is right but I’ve been wrong before

Students earn a certificate from a vocational school as opposed to a ____ from a college/university.

A.) degree

B.) scholarship

C.) honor

D.) grant

(please help :D)

Answers

Answer:

A.) degree

Explanation:

The degree certificate is the certification awarded after successful completion of a college/university education program. A university program takes a long time to accomplish as compared to a vocational school program. While vocational colleges award certificates, colleges, and universities award degrees.

Which costs would be considered fixed costs?

Answers

Answer:

see below

Explanation:

Fixed costs consist of business expenses that remain constant throughout a financial period. The level of production does not influence these costs. Fixed costs are sometimes considered as the cost of staying in business. They have to be paid as long as the business is open.

For instance, administrative salaries have to be paid regardless of the level of production. Monthly rent to a store has to be paid even if no sales were made in a particular month. Other examples of fixed costs include depreciation, insurance premiums, and advertising.

Jake and Martha recently got married. Martha has been married earlier and has a son, Toby, from her previous marriage. Jake and Toby are having problems adjusting to each other. How can we best describe Jake and Martha’s
family?
A.
dual-employed marriage
B.
extended family
C.
blended family
D.
grandparent family
E.
adoptive family

Answers

Answer:

Blended family

Explanation:

Answer:

blended family

Explanation:

Malinda's auto dealership of imported cars made $895,000 in revenue. The manager has determined that the total expenses equal to $598,000. Will this business net a profit or loss? _____ How much of a profit or loss? _____

Answers

Answer:

Profits: $297,000

Explanation:

Revenue is the money generated by a business by selling its products and services to customers. Expenses are the cost incurred in the production and selling of goods and services.

Profits arise when revenues exceed expenses.

For Malinda Auto dealership, the revenue ($895,000) exceed expenses($598,000). Therefore, the business will realize a profit.

Profit = revenue - expenses

=$895,000 -$598,000

=$297,000

(b) Conrad buys a toy for $65.
He sells it for $55.
Calculate the percentage loss.​

Answers

Answer:

The percentage loss is 10 percent

You are bullish on Telecom stock. The current market price is $15 per share, and you have $3,000 of your own to invest. You borrow an additional $3,000 from your broker at an interest rate of 9.5% per year and invest $6,000 in the stock.

Answers

Answer:

Rate of return = 6.5%

Explanation:

Given:

Initial investment = $6,000

Current market price = $15 per share

Number of stock = 400

Missing Growth rate = 8%

Find:

Rate of return

Computation:

Increase in investment = $6,000 x 8%

Increase in investment = $480

Interest paid = $3,000 x 9.5%

Interest paid = $285

Rate of return = [480 - 285]/3,000

Rate of return = 6.5%

Nero is an elderly man who lives with his nephew Mervyn. Nero is dependent on Mervyn for support. Mervyn advises Nero to "invest" in Mervyn's "professional gambling" venture, or Mervyn will no longer support him. Nero liquidates his other investments and signs a contract with Mervyn, to whom Nero gives the funds. Can Nero set aside this contract?

Answers

Explanation:

This is :

This situation describes undue influence, which arises from a relationship in which one party can, through unfair persuasion, influence or overcome the free will of another. Other examples of such relationships include business partners, attorney-client, and doctor-patient. A contract entered into under undue influence lacks voluntary consent and is voidable. In this question, the influence of Evan over Nero is buttressed by Nero’s reliance on Mervyn for support. Nero does not have a claim for duress, but Mervyn’s influence over Nero’s investment decision is an exercise of undue influence. The contract is primarily for the benefit of Mervyn, and Mervyn used unfair persuasion in securing Nero’s funds. Nero can avoid the contract.

Based on the information given in the question, Nero should avoid the contract.

This situation that's described in the question is an undue influence which occurs when an individual persuades another party to agree to a particular thing.

In this case, Mervyn threatens Nero by saying that he won't support him anymore if he doesn't invest in the gambling.

It should be noted that such contract is voidable as it was based on undue influence. Therefore, in this case, the contract can be avoided by Nero.

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How does giving benefit both the giver and the receiver?

Answers

Answer: The benefits of giving are not only reaped by the gift receivers, but also by the giver themselves in terms of their health and happiness.

Explanation: I hope that helped.

Why did Guardbark want people to not disturb the trees?

Answers

Trees give oxygen, this helps living things survive and although people don’t think about it much trees are very important for our survival, they help us and other living things breath and survive

He wanted the trees to be left alone because they give us oxygen and are the habitats of lots of diverse species.

Why trees are important?

Over 80% of the world's terrestrial biodiversity may be found in trees, which also help clean the air we breathe, filter the water we drink, and offer habitat. Over 1.6 billion people have worked thanks to forests, which also remove dangerous carbon from the environment and serve as a major component of 25% of all pharmaceuticals.

The existence of several huge creatures depends on trees. Trees are employed as sources of nutrition, shelter, and breeding grounds. Numerous animals also utilize trees as places to rest, build nests, and as vantage points from which to hunt or catch prey. Animals can benefit from delectable fruits and foraging possibilities when the trees reach maturity.

Thus, these were the reasons he wanted people to not disturb the trees.

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hey um hi if you need help leeme know ig ·ω·

Answers

Answer: Okay that’s good lol and same here too

Answer:

Explanation:

ok ty hehe

Kate wants to analyze the target audience for her company's product. She wants to understand their needs so she can relate to them. Her company's product is luxury homes. The buyers get to have a good location to live in and are able to interact with quality neighbors. Katie wants to use Maslow's hierarchy of needs to understand the buyer's needs. Which needs would the company's product fulfill for the buyers?

Answers

Answer:

psychological and social

Explanation:

Since in the question it is mentioned that Kate wants to analyze the target audience and wants to understand the needs its product is luxuries homes

So here in the given situation, She wants to use the maslow hierachy of needs so that she is able to understand the buyer needs

So here the  Psychological and social would be considered as this is a relevant

If you are using your factors of production at 100% efficiency, you will be A. on the curve B. at the top of the curve C. at the bottom of the curve D. inside the curve​

Answers

Answer: A. On the curve.

Explanation:

Production possibilities curve (PPC) is simply a graphical representation that is used to show different combinations of two goods which a particular economy can produce when the economy uses the resources it has efficiently.

Points on the curve shows that the resources in an economy are efficiently used, points on the interior of the curve shows that the resources are used inefficiently while the points that are beyond the curve shows are referred to as unattainable.

Therefore, if you are using your factors of production at 100% efficiency, you will be on the curve.

The answer is A.

Salary is typically discussed at the _____ interview.

open
behavioral
initial
follow-up

Answers

Answer:

follow-up

Explanation:

A follow-up employment interview has fewer candidates as compared to the initial interview. The employer invites the best candidate from the first interview for further evaluation.

A follow-up interview is conducted after the employer has identified several potential candidates. Salaries and other benefits are discussed in the follow-up interview.

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