when people talk to each other about positive and negative experiences with products this is called -- promotion

Capital gains/losses are not typically considered saving, as they represent changes in the value of investments or assets and do not necessarily involve saving or preserving income.

The value changes that occur when investments or other assets are sold or otherwise disposed of are referred to as capital gains and losses. Since saving normally refers to setting away a portion of money for future use, they are not usually considered savings. Investments' value increases through capital gains, while their values decline through capital losses.

Both are seen as components of a person's total financial portfolio, but they are separate from saving, which is withholding money from one's salary for reasons including investments, unexpected expenses, and retirement.

Learn more about Capital gains:

https://brainly.com/question/29499716

#SPJ4

Given that Erika has a marginal propensity to consume out of a rise in temporary income equal to 0.2 and a marginal propensity to consume out of a rise in permanent income equal to 0.8, we can determine how much of her lottery winnings she will consume in the month of February.

Her salaried job as a restaurant manager earning $75,000 a year can be considered as her permanent income, while the $3,000 lottery winnings can be seen as her temporary income.

To calculate how much Erika will consume in February, we first need to determine the portion of her lottery winnings that is considered temporary income. Assuming that the lottery winnings are a one-time event, we can consider the entire $3,000 as temporary income.

Erika's marginal propensity to consume out of a rise in temporary income is 0.2, which means that she will consume 20% of her temporary income. Therefore, Erika will consume $600 (0.2 x $3,000) of her lottery winnings in February.

In summary, Erika will consume $600 of her lottery winnings in February, based on her marginal propensity to consume out of a rise in temporary income. This means that Erika will save the remaining $2,400 of her lottery winnings, as her marginal propensity to consume out of a rise in permanent income is only 0.8.

To know more about refer marginal propensity here

brainly.com/question/29035456#

#SPJ11

In Petra's case, since she is targeting wealthy residents of a nearby resort town, the best level of distribution intensity for her product would be selective distribution.

Petra's decision on the level of distribution intensity depends on how accessible she wants her products to be to her target market. Distribution intensity refers to the number of outlets or intermediaries through which a product is sold. There are three levels of distribution intensity, which are exclusive, selective, and intensive distribution.

Selective distribution involves distributing products to a limited number of outlets. It is the most appropriate level of distribution intensity for specialized products such as hand-woven scarves and shawls. It ensures that the product is not widely available, which enhances its exclusivity, and enables the seller to maintain control over the product's positioning and pricing.

Moreover, selective distribution allows Petra to focus on developing a relationship with a few key outlets that cater to her target market. She can work with high-end boutiques, gift shops, or luxury hotels in the resort town to sell her products. These outlets can provide the appropriate environment and service that aligns with the exclusivity of her products.

In conclusion, selective distribution is the best level of distribution intensity for Petra's hand-woven scarves and shawls. It enables her to maintain control over the product's positioning and pricing and focus on developing a relationship with a few key outlets that cater to her target market.

To learn more about selective distribution refer here:

https://brainly.com/question/31465269

#SPJ11

Factory costs such as cleaning supplies, taxes, insurance, and janitor wages are classified as period costs.

Period costs are those expenses that are not directly related to the production of goods or services. They are incurred during a specific period, regardless of the level of production or sales.

Period costs are also known as non-manufacturing costs or operating expenses. They include costs related to general administration, selling, marketing, and distribution. For example, salaries and wages of administrative staff, advertising expenses, rent for office space, and legal fees are all considered period costs.

Unlike manufacturing overhead, period costs are not included in the cost of goods sold (COGS) or in the cost of inventory. Instead, they are expensed in the period in which they are incurred. This means that period costs are deducted from revenue to arrive at net income.

It is important for companies to track period costs separately from manufacturing costs, as it helps them understand the true cost of running their business. By separating period costs, businesses can identify areas where they can reduce expenses, improve profitability, and make more informed decisions.

for more such questions on period costs

https://brainly.com/question/28294479
#SPJ11

The number of years it will take a 6% coupon bond with a three-year maturity period and a 7.7% yield to maturity to pay its yearly coupon installments.  if the yield to maturity is 11.7%,

The duration of the bond is 2.24 years.

The duration of a bond measures its sensitivity to changes in interest rates. It is calculated by taking the weighted average of the present values of the bond's cash flows, with the weights being the time until each cash flow is received. The formula for duration is:

Duration =[tex](1/P) * Σ [t*Ct/(1+y)^t][/tex]

Where P is the price of the bond, Ct is the cash flow in year t, and y is the yield to maturity.

For a 6% coupon bond making annual coupon payments, with three years until maturity and a yield to maturity of 7.7%, we can calculate the duration as follows:

Coupon payment = 6% of the face value = $60

Face value = $1000

Number of years to maturity = 3

Yield to maturity = 7.7%

Using the formula above, we can calculate the duration:

Duration = (1/P) * Σ [tCt/(1+y)^t]= (1/1,000) * [160/(1+0.077)^1 + 260/(1+0.077)^2 + 3(60+1,000)/(1+0.077)^3]

= 2.56

Therefore, the duration of the bond is 2.56 years.

For the same bond with a yield to maturity of 11.7%, the duration would be:

Yield to maturity = 11.7%

Duration = [tex](1/P) * Σ [tCt/(1+y)^t][/tex]

= (1/1,000) * [160/(1+0.117)^1 + 260/(1+0.117)^2 + 3(60+1,000)/(1+0.117)^3]

= 2.24

Therefore, the duration of the bond is 2.24 years.

As we can see, the duration of the bond decreases as the yield to maturity increases. This is because the higher yield to maturity results in a lower present value of the bond's cash flows, which reduces the weights assigned to the future cash flows in the duration calculation.

For more such questions on bond visit:

https://brainly.com/question/25965295

#SPJ11

Corporate social responsibility (CSR) is a concept that refers to a company's responsibility to operate in an ethical and sustainable manner while balancing the interests of stakeholders.

The economic, legal, ethical, and social issues are the four main categories of CSR that are commonly recognized. The economic category involves the company's responsibility to generate profits and contribute to economic development, while the legal category refers to the company's obligation to comply with laws and regulations. The ethical category concerns the company's responsibility to conduct business in a manner that is consistent with ethical principles and values. The social category involves the company's responsibility to consider the social impacts of its operations and to contribute to the well-being of the communities in which it operates.

Learn more about “ Corporate social responsibility (CSR) “ visit here;

https://brainly.com/question/30693269

#SPJ4

Complete Question

According to the textbook, corporate social responsibility concerns the economic, legal, ethical, and ________ issues that stakeholders view as directly related to the firm's plans and actions.

a) Environmental

b) Governance

c) Social

d) Discretionary

The missing values of the income statement are calculated to determine EBIT is $117,100, taxes are $40,985, net income is $76,115, and OCF is $170,615. OCF is found by adding back depreciation to net income. The depreciation tax shield is calculated by multiplying the depreciation expense with the tax rate is $33,075.

To calculate missing numbers, we can use the formula

EBIT = Sales - Costs - Depreciation

Taxes = 0.35(EBIT)

Net Income = EBIT - Taxes

Using this formula, we get

EBIT = $558,400 - $346,800 - $94,500 = $117,100

Taxes = 0.35($117,100) = $40,985

Net Income = $117,100 - $40,985 = $76,115

To calculate OCF, we need to add back the depreciation expense to net income

OCF = Net Income + Depreciation = $76,115 + $94,500 = $170,615

The depreciation tax shield is the tax savings resulting from the tax-deductibility of depreciation. The tax shield is calculated by multiplying the depreciation expense by the tax rate. In this case, the tax shield is:

Tax Shield = Depreciation x Tax Rate = $94,500 x 0.35 = $33,075

To know more about depreciation tax shield:

https://brainly.com/question/31381654

#SPJ4

If a bank has $150 million in assets and a net worth of $20 million, its asset-to-equity ratio is 7.5 to 1. The correct option is B.

The Asset to Equity Ratio is calculated by dividing total assets by stockholders' equity. The asset-to-equity ratio denotes the relationship between the firm's total assets and the portion owned by shareholders, also known as the owner's equity.

The  asset-to-equity ratio of the bank is calculated as :

Given,

Assets = $150 million

Net worth = $20 million

Asset-to-equity ratio = Assets÷ Net worth

                                  = $150million÷$20 million

                                   = 7.5 to 1.

Therefore, the ideal selection is option B

To learn more about asset-to-equity ratio, here:

https://brainly.com/question/28524222

#SPJ4

When a company takes a loan from a bank, the amount received is debited from the Cash asset account and the amount that must be repaid to the bank in the future is credited to the Bank Loan Payable liability account.

Cash asset include any cash on hand, cash in bank or other accounts, readily marketable securities, and other liquid assets of any kind that have a cash equivalent to Bank Loan.

Some assets are referred to as current assets in accounting. Current assets are short-term financial resources that should be used up or converted to cash within a year. Current assets include things like cash and cash equivalents, accounts receivable, inventories, and various prepaid expenses.

Learn more about Cash asset, from :

brainly.com/question/30026146

#SPJ4

If the price of good X decreases and good X and good Y are substitutes in production and independent in consumption, then the supply of good Y will increase, the equilibrium quantity of good Y will decrease, and the equilibrium price of good Y will increase, ceteris paribus. This corresponds to option C.

The increase in the supply of good Y will lead to decrease in its equilibrium price since there will be a great quantity of the good available for sale. Finally, the equilibrium quantity of good why will depend on the extent to which the degrees in the price of good X affects the demand for good Y. If the decrease in price of good X leads to an increase in the demand for good Y, Then the equilibrium quantity of good Y will increase otherwise. It will decrease. However, the question assumes citrus paribus meaning that we hold all the other variables constant. Therefore, we can conclude that equilibrium quantity of good Y will decrease.

Know more about ceteris paribus here:

https://brainly.in/question/44749601

#SPJ11

The probability of finding copyrighted images occurring in the campaign is difficult to determine without more information about the marketing assistants' processes and training. However, it is important for companies to have measures in place to prevent the use of copyrighted material without proper permission or licensing.

The impact on the project could vary depending on how many copyrighted images were used and how integral they were to the campaign. If only a few images need to be replaced, the impact may be minimal. However, if a significant amount of images are found to be copyrighted and need to be replaced, it could delay the project timeline and potentially incur additional costs

It is important for companies to have a process in place for addressing and resolving copyright issues in their marketing materials.
Read more about campaign here:https://brainly.com/question/30104473
#SPJ11

The value of a 10% semi-annual coupon bond with a par value of $1,000 that matures in 5 years and has a required rate of return of 9% for instance, a bond worth $1,000 with a 7% coupon yields $70 every year. The correct answer a. $1,021.95.

Considering that these interest payments are frequently semiannual, the investor will receive $35 twice a year. Bonds are fixed-income assets that represent loans that investors (usually corporations or governments) have made to borrowers.

A bond is akin to a contract stating a loan's terms and payments between a lender and borrower. Some types of bonds include treasuries, agency bonds, municipal bonds, corporate bonds, and savings bonds. Typically, auctions are used to sell Treasury bonds, which are the safest bonds but also have the lowest interest rates. Bonds are one type of debt instrument. It is a means of funding for businesses or governments. Institutions issue bonds and promise regular interest payments to investors.

To know more about bond visit:

https://brainly.com/question/29695303

#SPJ4

Minke possesses a high level of business acumen and innovative thinking in his antique restoration business, enabling him to transform junk into masterpieces and consistently invent new products.

It is clear that Minke possesses a high level of business acumen and innovative thinking. His antique restoration business showcases his ability to turn something old and worn into a beautiful and valuable masterpiece, which requires not only creative talent but also business skills such as marketing and pricing.

Additionally, his tinkering with innovative ideas and product inventions shows his ability to think outside the box and come up with new solutions. Overall, Minke's combination of business and innovative skills makes him a valuable asset in the antique restoration industry.

Learn more about restoration here:

https://brainly.com/question/12881158

#SPJ11

Dividends are payable is not an adjustment to reconcile net income to net cash provided by operating activities in the statement of cash flows prepared using the indirect method. Thus the correct option is B.

All of the options listed (a change in interest payable, a change in income taxes payable, and all of these are adjustments) are adjustments made to reconcile net income to net cash provided by operating activities, except dividends payable, when creating a statement of cash flows using the indirect method.

Dividends payable are not an adjustment as they have no impact on calculating the amount of net cash generated by operating operations. Dividends are recorded separately in the financing activities part of the statement of cash flows as they are regarded as financing activities.

Learn more about cash flows:

https://brainly.com/question/24179665

#SPJ4

To evaluate a policy for effectiveness, efficiency, and equity, one needs to consider multiple factors. For effectiveness, one can examine if the policy has achieved its intended goals and outcomes.

Efficiency can be measured by assessing if the policy has been implemented in a cost-effective manner. Finally, equity can be evaluated by examining if the policy has benefited all affected parties equally. To support this evaluation, one can use data from previous studies, government reports, and academic research.

Additionally, interviews with experts in the field can provide valuable insights. Ultimately, a thorough evaluation of a policy can help identify areas for improvement and guide future policymaking decisions.

To know more about effectiveness,refer to the link:

https://brainly.com/question/29429170#

#SPJ11

Email usage too often can damage relationships both within and externally and may lessen communication efficiency. For many employees, mail overload is becoming a bigger issue.

Sometimes workers are so busy catching up on email that they neglect other important work responsibilities. Email miscommunications are possible. Email recipients could interpret the sender's message incorrectly since email does not include nonverbal communication.

This is especially true when senders send messages without reading them first. Viruses can be found in email messages. One of the key benefits of email is that you can send electronic things, like text documents, pictures, and data sheets, quickly and conveniently to several people at once by attaching the file to an email.

To learn more about Email, click here.

https://brainly.com/question/14666241

#SPJ4

The best practice for effectively using Performance Planner is to check your plan regularly close to the run date.

This allows you to make adjustments as needed based on actual performance data and changes in business goals. Creating account-level plans that combine all campaigns can also be helpful for gaining a comprehensive overview, but it may not always be the most effective strategy for optimizing performance. Using Performance Planner on an annual basis may not be sufficient, as market conditions and business goals can change rapidly. Setting bids and budgets based solely on last-click conversions can also be limiting, as it may not take into account other attribution models and customer touchpoints.

Learn more about “ effectively using performance planner “ visit here;

https://brainly.com/question/29484780

#SPJ4

The statement is true because the SDLC is a highly structured and interdependent process that is typically divided into several phases, with each phase building on the products and deliverables of the previous phase.

Each phase of the SDLC has its own set of activities, deliverables, and goals, and the products produced in each phase are used as input for the subsequent phases. For example, the requirements phase defines the functional and non-functional requirements for the software being developed, which are then used as input for the design phase.

The design phase produces a detailed technical specification of the software architecture, which is then used as input for the implementation phase, and so on. The highly linked nature of the SDLC helps to ensure that the software being developed meets the requirements of stakeholders, is technically sound and maintainable, and is delivered on time and within budget.

By following a structured, systematic process with clearly defined phases and activities, software development teams can effectively manage risk, improve communication, and maintain quality throughout the development process.

Learn more about SDLC https://brainly.com/question/30882997

#SPJ11

In the Stackelberg Model, the first mover advantage refers to the advantage that a firm has when it is the first to make a move in a market. This advantage is particularly significant in oligopoly markets, where there are a limited number of firms that dominate the market. The first mover advantage arises because the actions of the first mover can have a significant impact on the strategies and actions of other firms in the market.

When a firm is the first to enter a market, it can set prices, establish distribution channels, and create brand awareness that can make it difficult for other firms to compete effectively. The first mover can also establish itself as the industry leader, making it easier to maintain market share and profitability over the long term.

The first mover advantage is particularly relevant in the Stackelberg Model because it is a game theory model that involves strategic decision-making by firms in an oligopoly market. In this model, the first mover can set its production levels and pricing strategy, which can influence the behavior of other firms in the market. If the first mover sets its production levels too high, it can force other firms to lower their production levels, which can reduce their profits. However, if the first mover sets its production levels too low, it can leave room for other firms to enter the market and gain market share.

Overall, the first mover advantage in the Stackelberg Model is significant because it allows a firm to establish itself as a leader in a market and influence the behavior of other firms in the market. By setting its production levels and pricing strategy, the first mover can gain a competitive advantage that can be difficult for other firms to overcome.

Know more about the Stackelberg Model here:

https://brainly.in/question/24607411

#SPJ11

Under optimal uniform pricing, the seller charges the same price to all customers based on the seller's marginal revenue (MR) and marginal cost (MC). Option 1 is the correct answer.

The seller calculates the marginal revenue for each unit sold and sets the price equal to the marginal cost at the quantity that maximizes the difference between marginal revenue and marginal cost. This results in a uniform price for all customers, which is the price that maximizes the seller's profits.

Optimal uniform pricing refers to a pricing strategy in which a seller charges the same price to all customers for a particular product or service. This pricing strategy is often used when the seller operates in a market in which customers have similar demand and cost structures. For example, a utility company may charge all of its residential customers the same rate for electricity, regardless of their individual usage patterns.

Learn more about marginal revenue here:

https://brainly.com/question/31550596

#SPJ11

In terms of network advertising, when an advertiser underwrites the total cost of a program, it is referred to as "sponsorship."

Sponsorship is a common practice in the television industry, where advertisers pay for the production costs of a program in exchange for commercial spots during the broadcast.

This allows the network to air the program without incurring any financial risk, and the advertiser to have their brand prominently featured in front of a large audience.

Sponsorship deals can range from single episodes to entire seasons of a show, and can be negotiated directly between the network and the advertiser or through a third-party agency.

Overall, sponsorship is a mutually beneficial arrangement that helps both the network and the advertiser achieve their respective goals.

To learn more about : advertising

https://brainly.com/question/14227079

#SPJ11

Recruitment is the process of creating a pool of qualified candidates for organisational positions.

This involves attracting potential job candidates to apply for available positions within the organization. Recruitment can be conducted through various means such as advertising on job boards, social media, employee referrals, and job fairs.

The goal of recruitment is to create a diverse pool of candidates who possess the required qualifications, skills, and experience to perform the job duties effectively. Once the pool of candidates is established, the selection process begins to determine which candidates are the most suitable for the position.

Learn more about organizational

https://brainly.com/question/15585967

#SPJ4

The bid-rent theory is an economic concept that explains how the price and demand for real estate are influenced by their location and accessibility.

It states that the value of a particular piece of land is determined by the maximum amount someone is willing to pay for it, based on its location and access to amenities and resources.

As an area becomes more desirable, demand for the land increases, and the bid-rent for that location also increases. This can lead to the development of high-density urban areas where property values are high, and lower-density suburban areas where property values are lower.

In the United States, this theory has played a significant role in shaping the urban structure of cities, as developers seek to maximize profits by locating their properties in areas with high bid-rent values.

Learn more about bid-rent theory here:

https://brainly.com/question/15332259

#SPJ4

Individual incentives are monetary and group incentives are non-monetary This statement is true about individual and group incentives. Here option B is the correct answer.

Individual incentives and group incentives are two different approaches to motivating individuals to achieve a particular goal or objective. Individual incentives are rewards that are offered to individuals based on their individual performance, while group incentives are rewards that are offered to a group of individuals based on their collective performance.

The major difference between individual and group incentives is that individual incentives are monetary, meaning they are given in the form of money, such as bonuses or commissions, whereas group incentives are non-monetary and can take many forms, such as recognition, trophies, or certificates.

Another difference is that group incentives place social pressure on group members, as the entire group's success is dependent on everyone's contribution, whereas individual incentives do not create such social pressure.

To learn more about incentives

https://brainly.com/question/29789606

#SPJ4

Complete question:

Which of the following statements is true about individual and group incentives?

A) Individual incentives are non-monetary and group incentives are monetary.

B) Individual incentives are monetary and group incentives are non-monetary.

C) Both individual and group incentives are monetary.

D) Both individual and group incentives are non-monetary.

The capital investment evaluation method that measures the expected time until the present value of the net cash flows equals the initial investment is called the Payback Period method.

What is Payback Period method?

Payback Period is a capital budgeting method used to determine the length of time required to recover the cost of an investment. It calculates the time it takes for the cumulative cash flows from an investment to equal the initial investment. This method is simple to use and is often preferred by small businesses and companies with limited resources. The payback period is a useful metric for assessing the risk of an investment since shorter payback periods indicate less risk.

It is a simple method used to evaluate the time required for a company to recover its initial investment from the cash flows generated by the project. The payback period is calculated by dividing the initial investment by the expected annual cash inflows. The shorter the payback period, the better the investment.

To know more baout investment, visit:

https://brainly.com/question/13768797

#SPJ1

Complete question is: The capital investment evaluation method that measures the expected time until the present value of the net cash flows equals the initial investment is called the Payback Period method.

Macroeconomists recognize that sustained economic growth is crucial for a stable and prosperous economy.  It allows policymakers and businesses to plan for the future, invest in new technologies and infrastructure, and create jobs.

However, macroeconomists also understand that the economy is subject to short-term fluctuations that can have significant impacts on people's lives. These fluctuations, known as the business cycle, can result in periods of recession, high unemployment, and slow growth. As a result, macroeconomists and policymakers must pay attention to these short-term fluctuations in order to mitigate their negative effects on individuals and the broader economy.

Furthermore, the business cycle can provide valuable information about the state of the economy, such as whether it is expanding or contracting, and how quickly. This information can help policymakers make decisions about interest rates, fiscal policy, and other measures to stabilize the economy. The general public also pays attention to the business cycle because it can impact their personal finances and job prospects.

To know more about Macroeconomists

brainly.com/question/3558688

#SPJ11

'The given statement is false because increasing the money supply can lead to inflation, which would result in an increase in the price level.'

In order to keep the price level stable, the Fed should aim to control inflation by adjusting the money supply as needed. This can be achieved through various monetary policy tools such as adjusting interest rates, open market operations, and reserve requirements.
Inflation occurs when there is too much money chasing too few goods and services. If the Fed were to increase the money supply without an increase in the availability of goods and services, the result would be inflation. This would cause prices to rise, making it harder for consumers to afford goods and services, and eroding the value of savings.  

To avoid inflation, the Fed should carefully monitor economic indicators such as the consumer price index and adjust the money supply as needed to maintain price stability. This can be achieved through the use of contractionary monetary policies, which reduce the money supply and help to control inflation.

Ultimately, the goal of the Fed is to maintain a stable and healthy economy, and controlling inflation is a crucial part of that goal.

For more such questions on inflation visit:

https://brainly.com/question/8149429

#SPJ11

True. The logical design is the part of the design process that is independent of any specific hardware or software platform. It focuses on the conceptual structure and organization of a system, rather than its physical implementation.

Logical design refers to the process of creating a conceptual representation of a system or application, independent of any specific hardware or software platform. This includes the identification of key components, modules, and functions required for the system, as well as the relationships and interactions between them. Logical design is focused on defining the system requirements, analyzing and organizing data, defining the algorithms, and creating a flowchart of the system. It is an important stage in the design process, as it provides a clear understanding of the functionality of the system, without being tied to any specific implementation details. This allows for flexibility in the selection of hardware and software platforms during the later stages of the design process.

Learn more about software here-

https://brainly.com/question/985406

#SPJ11

The best tool to use to check the performance of a process that is used for making circuit boards and identify any negative trends is a Control Chart.

A Control Chart is a statistical tool that helps monitor and control a process over time. It shows the process performance over time and identifies any trends, shifts, or variations in the process that may be outside of the expected range of variation. The Control Chart helps identify when a process is out of control, and further investigation is necessary.

By plotting data points on the Control Chart, it becomes easy to identify any negative trends or patterns in the data. If there are any negative trends appearing, the Control Chart can help identify when the trend started and how long it has been going on.

Know more about Control Chart here:

https://brainly.com/question/30271787

#SPJ11

Positive changes computers have made in people's lives include increased access to information, communication, and entertainment.

Computers have made it easier to connect with people from around the world, and they have revolutionized industries such as healthcare, finance, and education. Negative changes include the potential for addiction and over-reliance on technology, as well as concerns about privacy and security.

The Great Depression was a period of severe economic downturn in the United States and other countries around the world that lasted from 1929 to the late 1930s. During this time, many people lost their jobs and homes, and poverty and hunger were widespread. The Great Depression had a profound impact on families and individuals, and its effects are still felt today.

If I were to teach only one of my values/beliefs to the younger generation, it would be the importance of empathy and compassion towards others. Empathy is the ability to understand and share the feelings of others, and compassion is the desire to alleviate their suffering. I believe that these values are essential for building a kinder and more just world, and they can help young people develop meaningful relationships and make positive contributions to their communities.

Learn more about empathy  here:

https://brainly.com/question/14669414

#SPJ11