what basis for loan discharge can be used against ashford university for borrower defense

Answers

Answer 1

Answer:

How borrower repayment protection works

Borrower repayment protection includes proving that the university or college somehow defrauded the student into taking out student loans. If the university defrauded a student in such a way that he or she took out student loans, he or she may be a good candidate for loan repayment.

Some examples of fraud include falsifying employment data, total tuition costs, successful credit records, and which degree programs will be offered. This is part of what happened to students who attended Corinthian Colleges, a network of schools that were found guilty of lying to students. More than 15,000 students have paid off their federal loans as a result, according to the latest Department of Education report.

Only direct loans are eligible for fraud repayment, so graduates with Perkins, unsubsidized Stafford, Parent PLUS, Stafford, or Federal Consolidation loans cannot repay their loans.

Student loan lawyer Jay Fleischman said that a successful discharge "can result not only in forgiveness of the unpaid balance, but in the recovery of any money you previously paid and the removal of any negative information from your credit report related to the loan."

However, according to Fleischman, "personal injury or civil rights claims" are not grounds for paying off your federal student loans. It's important to note that just because a lawsuit was filed against a college or university doesn't mean anything for your student loan debt. You personally need to examine your situation and go through the process if you think you may be eligible for borrower protection to maturity.

Students who wish to pay off their loans must submit some required information to the Department of Education, including:

What laws did the school break?

when you were a student

Which training program were you enrolled in

Your Contact Details

How Alleged School Fraud Influenced Your Decision to Take a Student Loan

Learn more about what you need to file a claim here. Once a claim is filed, the loans will be put on hold for up to 12 months, where they will still accrue interest.

The process of paying off your loans is a serious legal matter and you may need additional help to get through it.

“You will need to prove to the government not only that your claim meets the state standard, but also that the statute of limitations for filing such a claim has not expired,” Fleishman said. "You'll also want to understand the implications of paying off your federal student loans on your taxes and whether you may be taxed on forgiven debt."

Explanation:


Related Questions

Which of the following best explains an impact of the increasing number of imports to the United States?

A) Higher quality goods and services have
become more common.

C)Growth in the research sector has come to a halt.

B) Regulation on food and drug safety has decreased.

D) There is a wider variety of goods available at cheaper prices.

Answers

Answer:

I think the answer is a

Explanation:

let me hope it will help you

Carson is a 14-year-old juvenile from a family of delinquents. He has two older brothers who have been in and out of juvenile detention and jail since they were 11 and 12 years old. They are now 18 and 19 and serving time in prison for armed robbery. Carson has been in trouble with the law as well. He had been taken into custody five times before his 12th birthday.

Carson’s mom is a single mother. She has six total children. The two older boys are in prison. Carson is in the middle, and there are two younger siblings who are 8 and 10 and a toddler. She doesn’t work and has been on welfare for the past 15 years. None of the children’s fathers are involved in their lives or pay child support. She barely makes it from check-to-check each month. She relies heavily on food stamps and the food pantry. She is thankful for the house she rents under Section 8. She knows that if Carson continues to get into trouble, she could lose her younger children and/or her housing.

Carson was again involved in a law violation last Friday night. He and a group of his friends fired a gun into the air in the front yard of Carson’s house. When the police arrived, the gun was missing but neighbors pointed to Carson as the guilty party. Carson was taken into custody and transported to juvenile detention. This is Carson’s second arrest this year, and if he’s guilty of this offense, it’s a clear violation of his probation.

Pat is a probation officer with 12 years of experience. She is familiar with Carson’s case, family, and his older siblings. She actually worked a case involving his brother who was waived to adult court when he was 16. Pat thinks Carson could succeed if he had a stable home life and a more involved mother. She believes his mother is overwhelmed and cannot adequately care for all of the children. This allows for a lack of supervision of Carson and his 10-year-old sister. She believes the criminality won’t stop with Carson and she’ll eventually see all of the kids in this family in juvenile court. She’d like to provide additional interventions in the home, while holding Carson accountable for his actions. If she can convince the mother and the court to cooperate with additional services, she hopes she can keep Carson out of juvenile prison.

Pat has talked with a supervisor of the Court Appointed Special Advocate (CASA) program just to see about support that might be available for the family and Carson, in particular. She also wants to request a guardian ad litem (GAL) who may be able to talk with the kids about other issues in the home and make recommendations to the court on additional services that could deter delinquent behavior among the youth. Pat realizes that having a GAL involved in a delinquency case is rare but she’s hoping the court will consider it. Pat has mentioned these options to Carson’s mom, who seems receptive.

Pat will need to make a recommendation to the judge either to have Carson’s probation revoked and have him placed in a secure residential facility or to allow Carson to remain on probation but with stricter conditions. Pat is concerned that Carson’s mother will not be able to keep him in compliance with his community supervision requirements unless more services are placed in the home.

What complicates Pat’s decision is that the judge who presides over this case is more of a “lawgiver” than a “parent figure” with juveniles. Pat must weigh the potential recommendations and create a case plan that meets the best interests of Carson.

What Would You Do?
Do you think Pat should recommend that Carson be sent to a secure residential facility or be given more intensive probation and treatment programming while staying at home?
Considering a lawgiver judge’s approach, what do you think the judge will do?

Answers

Answer:

The best scenario for young Carson would to be given more treatment. The best way to phrase this is to especially appeal to the judge's way of thinking phrase it in a way that makes him seem like he is being punished more than he is being helped.

Explanation:

On december 31, 2014 approximately ________ adults were under active parole supervisiion

Answers

Answer:

bro what is this a multi choice answer or just what

Mrs. Willard wants to know generally how the benefits under original medicare might compare to the benefits package of a medicare advantage plan before she starts looking at specific plans. What could you tell her?.

Answers

Medicare Health Plans are required to contain a maximum out-of-pocket cap on Part A and Part B services.

What is Medicare?

Medicare is the kind of the insurance taken by the people who are at the age of 65 or above it in order to have the medical assistance. Medicare covers some prescription medicines, hospital stays, and other healthcare expenses.

According to the above scenario, it can be concluded that Medicare Health Plans are required to contain a maximum out-of-pocket cap on Part A and Part B services.

Medicare Health Plans additional benefits that Original Medicare does not cover, such as vision, hearing, and dental care.

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Phoenix was found guilty as charged; however, the judge deferred imprisonment and stipulated court supervision and demonstration of appropriate behavior for 1 year. Phoenix was most likely _____.

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Phoenix was found guilty as charged; however, the judge deferred imprisonment and stipulated court supervision and demonstration of appropriate behavior for 1 year. Phoenix was most likely given probation.

What is meant by probation?

This is the period where by a person is released from their detention by the court. During this period they are subject to good behavior so they are to be supervised.

This period a person would have to take charge of the way she behaves and it would be reported if she acts in inappropriate ways.

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A German law that prohibited the use of hops grown outside of the country in the production of German-made beer was overturned in the late 1980s. This law was an example of a(n): Group of answer choices

Answers

In the case above, This law was an example of buy-national legislation.

What is a buy national regulation?

This is known to be a Government rules that ascribe special privileges to all domestic manufacturers and retailers.

Note that an example is the ban on the use of foreign steel in making U.S. highways.

Therefore, In the case above, This law was an example of buy-national legislation.

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Please helpppp! Forensic science FLVS

Answers

Mass and velocity are scalar quantities, whereas velocity and momentum are vector quantities.

What is a scalar magnitude?

A scalar quantity is any measurement that can be defined only by its magnitude (e.g., density, speed, volume, mass, etc).

Mass measures the matter in a given object, whereas matter is something that contains mass.

Speed is a physical property of the matter indicating how quickly an object is moved without regard its direction.

Mass is a scalar quantity because it is associated with magnitude, and speed is also a scalar quantity of a velocity vector.

Conversely, velocity is the speed of a given object that moves in a given direction, it is a vector quantity because it involves magnitude and direction.

Finally, momentum is a value obtained by multiplying the mass of an object by its velocity, it is also a vector quantity that has a magnitude and direction.

In conclusion, mass and velocity refers to scalar quantities, whereas velocity and momentum can be defined as vector quantities.

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The judge: Group of answer choices is responsible for presenting the state's case against the defendant determines what charge to bring against a suspect holds ultimate authority in ruling on matters of law is responsible for testing the strength of the prosecution's case

Answers

A Judge can be understood as the one who:

C. Holds ultimate authority in ruling on matters of law

Who is a Judge?

A judge is a person who is responsible for ruling on matters of the law. The judge sits on a case and judges it with the intent of making the final judgment.

Whatever judgment the Judge passes on a matter is considered final. The case will be appealed if the defendant does not agree with the ruling.

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The decisions of the federal courts are primarily driven by legal doctrine or individual judges’ political ideology?

Answers

when you do all that and get nothing don even ask me because I don’t know to be honest

Silas asks his friend Shelby to come to his property to go fishing at his pond. If he fails to warn her that the pier has a rotten spot and she falls through and is injured, Silas would be held liable in most states. Group of answer choices True False

Answers

Answer:

True in most States. He knew there was a rotten spot but did not tell her. Shelby got injured because of the rotten spot. Well it's not all of Silas fault because someone else might owns the place but did not fix it.

Did your school misrepresent or fail to tell you important information about their admissions practices or admissions selectivity?

Answers

ensure you answer the question “changed into the alleged misrepresentation of the idea of or pivotal to your choice to attend the school.”

This question is asking whether or no longer you made a decision to wait for the college-primarily based mostly on what the college instructed you, promised you, or did as a way to join or live enrolled within the college.

What does admissions selectivity suggest?

Selectivity is measured by means of using the proportion of college students who're admitted. The decrease the proportion, the extra selective the faculty is. basically, maximum faculties are selective to three stages. A small business enterprise of specifically selective faculties admits less than a third of candidates.

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If you are to comply with Medicare’s guidance regarding educational events, which of the following would be acceptable activities?

Answers

The acceptable activity based on Medicare’s guidance regarding educational events is b. You may distribute business cards to individuals who request information on how to contact you for further details on the plan(s) you represent.

What is Compliance?

This refers to the ability of a person to take instructions seriously and follow the rules and guidelines about them.

Hence, we can see that when a Medicare representative is going on an educational event, he is allowed to share his business card so that people would get more information from him.

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You are scheduled to give a sales presentation at a local senior center at which a drawing will be held for a prize. At the beginning of the presentation, which of the following must you do?

Answers

At the beginning of the presentation, i will state clearly that no obligation exists to enroll if a gift or prize is being provided.

What is a presentation?

This refers to the conveyance of information from a typical speaker to the intended audience.

As the opening presenter of the program, i will state clearly that no obligation exists to enroll if a gift or prize is being provided.

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Clearly state that no obligation exists to enroll if a gift or prize is being offered

Explanation: CMS rule for a Sales Presentation vs a Marketing presentation.

Written defamation is _____; oral defamation is _______. Group of answer choices fraud; conversion conversion; fraud slander; libel libel; slander

Answers

Answer libel;slander
Written defamation is libel
Oral defamation is slander

When a public school district holds a hearing for the same offense for which public courts have already prosecuted a student it is
O legal
O double jeopardy
O illegal
O violation of due process

Answers

When a public school district holds a hearing for the same offense for which public courts have already prosecuted a student it is double jeopardy.

What is double jeopardy?

Double jeopardy can  be defined as the process of holding a second hearing for the same offence a person committed after the first hearing has been hold.

Based on the given scenario the act committed by the school is known as  Double jeopardy because the courts has already prosecuted the person and the school went ahead to still prosecute the person for the same offence.

Therefore the correct option is B.

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Mr. Lynn, an agent for Acme Insurance, Inc. thinks that, since state laws are preempted concerning the marketing of Medicare health plans, he doesn't have much to worry about. What might you, as his colleague, advise him concerning the type of scrutiny he will be under?

a.
The state sets most requirements for marketing Medicare health plans, but each plan has different policies that he must adhere to.

b.
The Medicare agency conducts only complaint-based oversight and he can market the products he represents as he sees fit, as long as he does so in a manner that would be considered ethical by a reasonable layperson.

c.
Organizations sponsoring Medicare health plans are not responsible for enforcing compliance with applicable law and guidance. This job belongs solely to the Medicare agency

d.
Organizations sponsoring Medicare health plans are responsible for the behavior of their contracted representatives and will be conducting monitoring activities to ensure compliance with all applicable federal law and guidance and plan policies. Furthermore, state agent licensure laws are not preempted and he must abide by their requirements.

Answers

What might you, as his colleague, advise him concerning the type of scrutiny he will be under is: d. Organizations sponsoring Medicare health plans are responsible for the behavior of their contracted representatives and will be conducting monitoring activities to ensure compliance with all applicable Federal law and guidance and plan policies. Furthermore, state agent licensure laws are not preempted and he must abide by their requirements.

What is medicare?

A medicare can be defined as a health insurance coverage that help to cover medical expenses.

Based on the given scenario what  you might  advise him concerning the type of scrutiny he will be under is that company that is incharge of the medicare plan are the one incharge of the representatives behavior.

Therefore the correct option is D.

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The maximum fine for a first non-driving alcohol-related offense of possession or consumption of alcohol by a minor is.

Answers

$500 I think (I’m not sure because I don’t know if it depends on what state are u on)

Judges elected to positions on appellate courts serve terms of _____ and may not run for office again if they are 75 years old or older.

Answers

Answer:

Judges have a term of 12-6 years by the law. Some serve until death, retirement, or something else.

Judges elected to positions on appellate courts serve terms of 6 and may not run for office again if they are 75 years old or older.

Who are judges?

This is known to be a person that has been elected by government to judge cases on behalf of the country.

Note that Judges elected to positions on appellate courts serve terms of 6 and may not run for office again if they are 75 years old or older.

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You are not liable for damage to property next to a street or highway if in a collision. FALSE TRUE Submit answer

Answers

Answer:

False you were hit by a another car which made you go to a property and damage it. It's no one's fault who hit the property. The owner should ask his or her insurance to fix it up or do it by him self.


Why did the Dodd-Frank Act amend the Investment Advisers Act?

Answers

It was amended with the intent to:

1. To promote the financial stability of the US

2. To improve the accountability and transparency of the fin'l system

3. End "TOO BIG TO FAIL"

4. End bailouts (Chrysler, GM, & Goldman Sachs)

5. To protect consumers from abusive financial services practices.

What's one of the most common reasons for a claim being rejected by an insurance company?

Question 2 options:

A)

The patient's insurance information has been entered incorrectly.

B)

The patient is outside of the age group that is specified for the medication.

C)

The prescribing physician is out of the patient's network.

D)

The medication prescribed isn't the correct treatment for the patient's condition.

Answers

Answer;

A) The patient's insurance information has been entered incorrectly.

Explanation:

because people mis-pell things, and are careless, it happens all the time.

you are the surety for your nephew's study loan. the bank that gave the loan to your nephew has brought a claim against you. write out a set of valid legal defenses for yourself by commercial law?

Answers

The set of valid legal defenses for the surety holder by commercial law includes:

Illegality of suretyship contractSurety's incapacity etc

What is a surety?

In legal practice, this refers to a guaranty involving a promise by a party who has assume a responsibility for the debt obligation of a borrower if that borrower defaults.

Here, there is little defense for the surety holder because the responsibility has been held by him/her on the loan, thus, the bank that gave the loan to the nephew has a higher chance of recovering then loan from him.

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What law requires you to slow down and change lanes when approaching a roadside incident where emergency personnel might be working?.

Answers

I think it’s called a move over law

Answer:

Move over law

Explanation:

What must the government prove to satisfy the intermediate standard of review?

Answers

For government prove to satisfy the intermediate standard of review the government must prove that the policy in question is substantially related to a legitimate government objective.

What is intermediate standard of review ?

The  intermediate standard of review  serves as the test or standard of review that is been put into play when there is a need to carry out analysis about  content-neutral speech and content-based speech.

However, there should be a prove that the policy in question is substantially related to a legitimate government objective.

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Winston pays a yearly fee to Barbara to rent stall space for his horse at the fairgrounds. Winston’s tenancy is best classified as:

Answers

Answer is Periodic tenancy

Mrs. Roberts has Original Medicare and would like to enroll in a Private Fee-for-Service (PFFS) plan. All types of PFFS plans are available in her area. Which options could Mrs. Roberts consider before selecting a PFFS plan?

Answers

The option that Mrs. Roberts could consider before selecting a PFFS plan is:  A Medicare Advantage Prescription Drug (MA-PD) PFFS plan that combines both medical benefits and Part D prescription drug coverage.

What is Medicare?

Medicare can  be defined as a medical coverage that help to cover the medical expenses of those under the plan.

Based on the scenario she should a consider (MA-PD)  which full meaning is Medicare Advantage Prescription Drug PFFS plan that tend to combines both medical benefits as well as Part D prescription drug coverage.

A PFFS plan  that offers medical benefits, or a PFFS plan combine  with a stand-alone prescription drug plan.

Therefore The option that Mrs. Roberts could consider before selecting a PFFS plan is:  A Medicare Advantage Prescription Drug (MA-PD) PFFS plan that combines both medical benefits and Part D prescription drug coverage.

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Answer:

A Medicare Advantage Prescription Drug (MA-PD) PFFS plan that combines medical benefits and Part D prescription drug coverage, a PFFS plan offering only medical benefits, or a PFFS plan in combination with a stand-alone prescription drug plan.

Explanation:

There is no such thing as a PFFS Medigap Supplemental plan. So that rules out all the other answers that mention PFFS Medigap Supplemental.

What is the main idea or argument of the pew research center source, or what information does it contain? did it help you identify any reasons to support your claim? did you find the evidence you might be able to use in your argument? if so, what? (2 points)

Answers

The Pew Research Center offers reliable information about the world economy.

What is the economy?

An economy of a country is calculated with the help of manufacturing and consumption took place. If the manufacturing is adequate and consumption is also similar then it shows that citizens have good purchasing parity.

The pew research center source contains information that is based on facts and has credential sources.

This information is used for a variety of things, including serving as an accurate source of information in any type of writing about the economy or society.

This information can be used for arguments as this has authenticity to prove the point of an individual based on accurate facts.

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Florida law states that a person may not operate a vehicle unless __________ is established for that vehicle.

Answers

Florida law states that a person may not operate a vehicle unless that vehicle is equipped with a certificate given by the department about the ignition interlock device that is established for that vehicle.

What is an ignition interlock device?

A device that is a breath analyzer is used by an individual. This device can also be used to ignite alcohol with one's breath. By its name, the working of the device can be understood.

Before starting or continuing a vehicle, one has to blow into the mouthpiece which is attached to the device. This device is located near the driver's seat in the vehicle.

An image of the ignition interlock device is attached for better understanding.

Thus, Florida law states that a person may not operate a vehicle unless an ignition interlock device is installed in it.

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When does a state or federal law or regulation preempt hipaa?.

Answers

Answer:

In general, HIPAA preempts state law that is “contrary” to the federal rule. A provision of state law is contrary to HIPAA if: a covered entity would find it impossible to comply with both the state and federal law provisions.

Explanation:

Identify the constitutional provision that is common in both Malloy v. Hogan (1964) and either Roe v. Wade (1973) or McDonald v. Chicago (2010).

Answers

The constitutional provision common in  Malloy v. Hogan (1964), Roe v. Wade (1973) , and McDonald v. Chicago (2010) is the provision of civil liberties, offered by the 14th Amendment.

Civil liberties refer to the fundamental rights of the citzens of United States of America that stand protected and safeguarded by the constitution. It directly relates to the privacy and fundamental freedoms of people.

In the context of Malloy v. Hogan (1964) case, the defendant invoked the fifth amendment which offers him the right against self-incrimination, ensured by the 14th Amendment. The verdict was that the 14th Amendment protects the right of a citizen from self-incrimination. With regards to the Roe v. Wade (1973) case, the right of a woman-seeking abortion were confirmed and extended. It also addressed the 14th amendment, linking the decision to the right of privacy. In relation to McDonald v. Chicago, the second amendment which refers to the right to bear arms in self-defense was operational. Alike Malloy v. Hogan (1964) and Roe v. Wade (1973), the case upheld the 14th Amendment.

Therefore, the constitutional provision common in  Malloy v. Hogan (1964), Roe v. Wade (1973) , and McDonald v. Chicago (2010) is the provision of civil liberties, offered by the 14th Amendment.

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A man 1.8 m tall observes the angle of elevation of a tree to be 26 degrees, if he is standing bf 16 m from the tree find the height of the tree A 2-column table with 5 rows. Column 1 is labeled Number of Apples with entries 0, 1, 2, 3, 4. Column 2 is labeled Number of Slices with entries 0, 6, 12, 18, 24.Use the table to find the constant of proportionality and the equation that represents the relationship.Let x = number of apples and y = number of slices.The constant of proportionality is .The equation for this relationship is Using a microscope, you observe an amoeba moving toward a food source. This is an example of;Group of answer choicesA. ReproductionB. AdherenceC. ChemotaxisD. LocomotionE. Metabolism what is the global food supply Solve the following compound inequality: (1 point)-2(x+8) +6 > x-4 or -3x + 12 < 6(x-4)0x4Ox>2 orx-2 orx Which general statement about the Movement is most likely true?The young people involved in the march were all members of the Sixteenth Street Baptist Church. The young people involved in the Movement had their parents permission to participate.All of the participants in the march were crying either tears of fear or tears of joy. All of the participants in the march were deeply inspired by the Movement. Anu's age exceeds Sumbo's age by 15 The sum of the square of their ages is 725. What are their ages? Technician A says that as long as the dog (clutch) teeth of the synchronizer are rounded, the synchronizer can be reused. Technician B says that the synchronizer sleeve should slide smoothly on its splines. Who is correct which two reasons led to president wilson changing his mind about neutrality during world war 1 need some help asap, giving brainliest PLEASE HELP ASAP!! Kate is trying to convert an area from meters squared to centimeters squared. She multiplied the area she had by 100 and got the wrong answer. What should she have multiplied the original area by?1,0001,000,00010010,000 what would 41.2 hours converted into minutes? I NEED HELP ON THESE 2 PROBLEMS. pls good anawers or bad rating and report 2. Why do old video games have large pixels and images with jagged edges?Because that was the style at the time.Because it allowed for larger files.Because it allowed for smaller files.Because smaller pixels didn't exist. According to the Rational Root Theorem, what are all the potential rational roots of f(x) = 15x11 6x8 + x3 4x + 3? Functionalism is the school of thought that studies the function and purpose of consciousness and behavior. Please select the best answer from the choices providedTF Which term best describes the use of aggregate variance data to change a system of health care practice The graph of the function f(x) = -(x+3)(x-1) isshown below.-6-4 -26A2-24-6246 XWhat is true about the domain and range of thefunction?O The domain is all real numbers less than or equalito 4, and the range is all real numbers such that -31x 1.The domain is all real numbers such that-3x1, and the range is all real numbers less than orequal to 4.The domain is all real numbers, and the range is allreal numbers less than or equal to 4.The domain is all real numbers less than or equalto 4, and the range is all real numbers. When a government fails to protect the unalienable rights of its citizens, it is the duty and right of citizens to create another form of government.This statement is the Declaration of Independencestext structure.minor premise.conclusion.major premise. Which are risk factors for contracting an sti? check all that apply