Answer:
the real interest rate is 9.5%
Explanation:
The computation of the real interest rate is shown below:
But before that inflation rate need to be determined
Inflation rate is
= [CPI this year - CPIlast year] ÷ CPI last year
= {(190 - 200) ÷ 200} × 100
= -0.05 × 100
i = -5%
Now the real interest rate is
real interest rate = nominal interest rate - inflation rate
= 4.5% - (- 5%)
= 9.5%
Hence, the real interest rate is 9.5%
1) which company has the comparative advantage in sports cars ?
2) which company has the comparative advantage in producing family cars?
ANSWER FAST PLEASE !!!
Answer:
C 15 15
Explanation:
edge2021 i hope my sacrifice helps ;-;
You can monitor and protect your financial data in all of the following ways EXCEPT _____. a. Querying unfamiliar purchases found on your bank statements. b. Being cautious about what information you post on social networking sites. c. Throwing financial documents older than three months in the trash. d. Requesting a credit report and freezing your credit.
Answer:
d. Requesting a credit report and freezing your credit.
Explanation:
In the case when you have to monitor your account and protect your financial data so you can do monitored in the various ways like
1. If there is any non- familiar purchase that found in the bank statement so it would be queried
2. While posting any information on social sites you have to be very much cautious
3. The financial document who are more than 3 months could be gone in the trash
But the option d does not reflect the protection of the financial statement
Hence, the option d is correct
Financial monitoring is often done in projects. You can monitor and protect your financial data in all of the following ways requesting a credit report and freezing your credit.
Financial monitoring is simply known as having regular and up-to-date financial reports so as to review project progress and make resourcing decisions.This monitoring process includes selecting, processing and analyzing the economic so as to power up the financial discipline.
One can manage data by rethinking the way you input data etc.
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If you charge/plug in your phone on a Xbox will the stuff in ur camera roll on your phone be on/in the Xbox???
Answer:
No.
Explanation:
You said if you charge, so it will only charge your phone. You aren't able to upload photos directly to an Xbox.
Although, if you are pc, you can upload a custom gamerpic easily.
(An example would be a gamerpic, you need the app in order to have a custom gamerpic because it accesses your files).
Answer:
no
Explanation:
Sponsorship is an effective marketing strategy, particularly for sporting goods and recreational equipment.
Answer:true
Explanation: just took the test
Executives at worldcom committed an $11 billion fraud by capitalizing costs that should have been expensed. What was the effect of this fraud on worldcom's income statement?
Answer:
net income was too high, expenses were too low
Explanation:
From the question, we are told about how Executives at worldcom committed an $11 billion fraud by capitalizing costs that should have been expensed. In this case the effect of this fraud on worldcom's income statement is that net income was too high, expenses were too low. An income statement which can also be regarded as "profit and loss" account is a financial statement that gives the revenue as well as the expenses of a company at a particular period, so if the Executive capitalize costs that should have been expensed then it equates to the net income been too high while expenses were too low.
What is meant by activity analysis? Give 3 criteria for determining whether an activity adds value.
Answer:
The definition is summarized below and according to the case provided.
Explanation:
The method of trying to break down another operation into comprehensive steps as well as analyzing every other component independently of someone is activity analysis.
The three criteria for deciding not just whether value addition would be an activity or behavior:
The phase must move the product towards the conclusion. The phase without complete redesign should be performed correctly the first time. The clients are concerned and will compensate for the move to be taken.Three products result from a joint production process. There are 50 units of product B158, 100 units of product B159, and 50 units of product B160. Using the physical units method, what percent of the joint costs will be allocated to product B159?
a. 50%
b. 25%
c. 75%
d. 33%
Answer:
the correct option is a. 50%
Explanation:
The computation of the percentage of the joint cost that would be allocated to product B159 is shown below:
= Units in product B159 ÷ Total units
= 100 units ÷ (50 units + 100 units + 50 units)
= 100 units ÷ 200 units
= 50%
Hence, the percentage allocated to product B159 is 50%
Therefore the correct option is a. 50%
Use of technology, employee retention, and HR development have been at the core of HR becoming more strategic at Xerox. Why have those areas been so key?
Answer:
Explanation:
These three areas have been key because they all complement one another in order to help the company achieve its organizational goals. Technology helps automate all of the data and processes that the company deals with on a daily basis. Employee retention focuses on keeping the employees and making sure that the best employees remain within the company, therefore making sure that the company will perform better than the competition. Lastly, HR development focuses on creating new ways of making the employees happy and making sure that all departments are as efficient as possible. All of which push a company past any barriers and towards achieving their goals.
A proposed new investment has projected sales of $564,000. Variable costs are 37 percent of sales, and fixed costs are $132,000; depreciation is $51,500. Prepare a pro forma income statement assuming a tax rate of 21 percent. What is the projected net income
Answer:
Projected net income $135,737.80
Explanation:
The computation of the projected net income is shown below:
Sales $564,000
Less: variable cost (37% of sales) $208,680
Less: fixed cost $132,000
Less: depreciation $51,500
Earning before income and taxes $171,820
Less: tax rate at 21% -$36,082.20
Projected net income $135,737.80
Hence, the projected net income is $135,737.80
Lorraine works for a company that does not pay very well. She relies heavily on extra paychecks that her company gives out a couple of times a year. Lorraine relies on what type of pay?
Answer: Bonus pay plan of individual-level performance-based pay
Explanation:
In this scenario, an extrinsic reward used here is the bonus pay plan. An extrinsic reward simply means a reward that is being given to the employee of a particular company after a particular thing has been achieved.
Here, a bonus pay plan of individual-level performance-based pay is being used. A bonus is given to the employee for meeting a particular requirements. Bonus are calculated base on either the percentage of ones wages or salaries or by using a flat rate.
Select all parts that should be included in a resume.
Answer:
Objective , contact information, work experience, education and training, education and training, name.
define the concept entrepreneur
Answer:
An entrepreneur is an individual who creates a new business, bearing most of the risks and enjoying most of the rewards. Entrepreneurs who prove to be successful in taking on the risks of a startup are rewarded with profits, fame, and continued growth opportunities.
Explanation:
This should help you.
Ivanhoe Corporation has fixed costs of $507,200. It has a unit selling price of $9.00, unit variable cost of $7.35, and a target net income of $1,552,000.
Required:
Compute the required sales in units to achieve its target net income.
Answer:
Break-even point in units= 1,248,000
Explanation:
Giving the following information:
Unitary contribution margin= 9 - 7.35= $1.65
Fixed costs= $507,200
Desired profit= $1,552,000
To calculate the number of units to be sold, we need to use the following formula:
Break-even point in units= (fixed costs + desired profit) / contribution margin per unit
Break-even point in units= (507,200 + 1,552,000) / 1.65
Break-even point in units= 1,248,000
_____ is the process of tapping information systems to extract and report data in organized ways that are helpful to decision makers.
Answer:
The answer is "Business intelligence".
Explanation:
It's a technology-based data mining system that allows managers, customers, and executives to make more informed marketing decisions as well as provides order to make efficient.
It is a system that implies a big data value, which is created as the authority of the data in the organization was being used as a tool.
Practice
Match the example with the marketing tool being used.
To match the items, click the example, and then click the
marketing tool.
Mario researches his target market to make sure his
products are affordable for them.
Promotion
After Lennard creates a marketing message focused on
the exotic flavors of his fruit smoothies, he decides to stop
offering bland, less exotic flavors.
Place
Indira chooses active, athletic salespeople that reflect her
target market
People
Sierra chooses a location in the business district for her
gym so it will be convenient for the businesspeople she
wants to attract
Product
Courtney advertises her product on Web sites that are
popular with her target market.
Price
Answer:
1. Price
2. Product
3. People
4. Place
5. Promotion
Explanation:
I majored in marketing.
One example of using marketing tool is Mario researches his target market to make sure his products are affordable for them, he uses pride.
What are some of the examples of using marketing tools?Marketing tools are tools that marketing specialists use to create, improve and promote their products and services. In this context, the word 'tools' refers to techniques, strategies, and materials.
Most companies prefer email marketing, advertising, target, research of the market, collecting data etc. Some of the examples of using marketing tools are, After Lennard creates a marketing message focused on. the exotic flavors of his fruit smoothies, he decides to stop offering bland, less exotic flavors and he uses the product. Place Indira chooses active, athletic salespeople that reflect her target market for that she uses people. Sierra chooses a location in the business district for her gym so it will be convenient for the business people she wants to attract, for that she uses the place.
Courtney advertises her product on Web sites that are popular with her target market and for that she uses promotion.
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Darwin Inc.sells a particular textbook for $24. Variable expenses are $16 per book. At the current volume of 52,000 books sold per year the company is just breaking even. Given these data, the annual fixed expenses associated with the textbook total:_____
a. $416,000
b. $832,000
c. $1, 248,000
d. $1, 664,000
Answer:
$416,000
Explanation:
Darwin sells a particular book for $24
Variable expenses are $16
The current volume of book sold is 52,000 books
The first step is to calculate the unit Contribution margin
= $24-$16
= $8
Therefore the fixed expenses that is associated with the book can be calculated as follows
=52,000 × 8
= $416,000
The paper industry and brewery industry each emit 60 tons of particulates into the air. It costs the paper industry $1,000 to remove 1 ton of particulates, and it costs the brewery industry $1,400 to remove 1 ton of particulates. In an effort to reduce particulate pollution, the government gives each industry tradable allowances worth 50 tons of particulates. We would expect that: Select one:
a.the brewery industry will buy tradable allowances from the paper industry at a cost greater than $1,400 per allowance
b. the brewery industry will buy tradable allowances from the paper industry at a cost between $1,000 and $1,400 per allowance.
c. the paper industry will buy tradable allowances from the brewery industry at a cost between 1,000 and $1,400 per allowance.
d. the paper industry will buy tradable allowances from the brewery industry at a cost greater than $1,400 per allowance
Answer:
b. the brewery industry will buy tradable allowances from the paper industry at a cost between $1,000 and $1,400 per allowance.
Explanation:
This is the best one to select because, buying of the tradable allowance from the paper industry would be cheaper for the brewery industry. This would enable them to effectively remove more tons of the particulates thereby reducing the air pollution.
On 1 January, 2015, Hikers Inc., a U.S.-based company, borrowed £200,000 on a two-year note at a per annum interest of 4.5%. The spot rate on this day was $1.65 per pound. The spot rate on 31 December, 2015, was $1.64 per pound. The journal entries to account for this foreign currency borrowing will include:______
Answer:
Debit to Interest expenses for $14,760 on December 31, 2015
Explanation:
At the end of December 2014, the accrued interest is to be accounted based on exchange rate prevailing on that date.
The Journal entry would be as follows:
Account Title Debit Credit
Interest expenses $14,760
Interest payable $14,760
(£200,000*4.5%*$1.64 per pounds)
The next dividend payment by Dizzle, Inc., will be $2.85 per share. The dividends are anticipated to maintain a growth rate of 5.00 percent, forever. If the stock currently sells for $49.30 per share, what is the required return
Answer:
10.78%
Explanation:
The next dividend payment for Dizzle incorporation is $2.85
The growth rate is 5%
Current stock price is $49.30
Therefore the required return can be calculated as follows
= dividend payment/stock price + growth rate
= 2.85/49.30 + 5/100
= 0.0578 + 0.05
= 0.1078 × 100
= 10.78%
Answer:b9.89
Explanation:
10-.11=9.89
Your catering business sells luncheons and dinners. Luncheons are $1,000 each, and dinners are $2,000 each. You sold 300 meals in total for revenue of $460,000. How many of each did you sell?
Answer:
140 luncheons, 160 dinners
Explanation:
The number of luncheons and dinners that are sold will be 140 and 160, respectively.
What is the solution to the equation?The allocation of weights to the important variables that produce the calculation's optimum is referred to as a direct consequence.
Your catering business sells luncheons and dinners. Luncheons are $1,000 each, and dinners are $2,000 each. You sold 300 meals in total for a revenue of $460,000.
Let 'x' be the number of Luncheons and 'y' be the number of dinners. Then the equations are given as,
x + y = 300 ...1
1,000x + 2,000y = 460,000 ...2
From equations 1 and 2, then we have
1,000(300 - y) + 2,000y = 460,000
300,000 - 1,000y + 2,000y = 460,000
1,000y = 160,000
y = 160
Then the value of 'x' is given as,
x + 160 = 300
x = 300 - 160
x = 140
The number of luncheons and dinners that are sold will be 140 and 160, respectively.
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A bank is asset sensitive if its:
a. Loans and securities are affected by changes in interest rates.
b. Interest-sensitive assets exceed its interest-sensitive liabilities.
c. Interest-sensitive liabilities exceed its interest-sensitive assets.
d. Deposits and borrowings are affected by changes in interest rates.
e. None of the above.
Answer:
B. Interest-sensitive assets exceed its interest-sensitive liabilities.
Explanation:
In the banking sector/industry, it's obvious that when lending rates increase, banks can earn extra money on adjustable-rate mortgages and credit cards. They can also charge more for brand new loans like car loans and fixed-rate mortgages.
Interest-sensitive assets become more profitable or less profitable as lending rates increase or decrease.
If interest rates rise, a bank earns more take advantage of mortgages and other loans.
If interest rates fall, the patron keeps more cash and spends it elsewhere.
The trends in overall interest rates drive the economy or slow it down.
Which of the following is a capital expenditure? Payment of an account payable. Retirement of bonds payable. Payment of Federal income taxes. None of these answers are correct.
Answer:
The correct answer is the last option: None of these answers are correct.
Explanation:
To begin with, the name of "Capital Expenditure", in the field of business refers specifically to the money that a company spends with the purpose to buy, maintain or improve its fixed assets. Therefore that it is quite simple to recognize the assets that are considered to be capital expenditure due to the fact that they are the ones in which the money is spended in order to extend the useful life that they have or when they are recently new and intend to stay in the company for a considerable period of time. Examples of capital expenditure are: vehicles, buildings, equipments or land.
The cost of capital:
A) is the expected rate of return on a capital investment.
B) is the interest rate that the firm pays on a loan from a bank or insurance company.
C) for risky investments is normally higher than the firm's borrowing rate.
D) is an opportunity cost determined by the risk-free rate of return.
Answer:
Option A: is the expected rate of return on a capital investment.
Explanation:
A capital is usually the money used to start up any business.
Cost of capital is simply cost of company's long-term sources of funds: debt, preferred equity and others. It shows how the market views the risk of the firm's assets. A firm must earn required return to compensate investors for the financing the business.
Dr. Khoury is a chiropractor with his own practice in a rapidly growing community and would like to add staff members to his business to accommodate the increase in his patient base. He needs to hire a second Chiropractor, a Massage Therapist, a Physical Therapist, and a Medical Secretary. The four candidates have the education indicated in the table.
Candidate
Education Level
Candidate A
high school degree, associate’s degree
Candidate B
bachelor’s degree, medical school degree
Candidate C
high school degree
Candidate D
bachelor’s degree, master’s degree
Which candidate would be best suited for each position?
Candidate A: Medical Secretary Candidate B: Chiropractor Candidate C: Massage Therapist Candidate D: Physical Therapist
Candidate A: Massage Therapist Candidate B: Physical Therapist Candidate C: Medical Secretary Candidate D: Chiropractor
Candidate A: Physical Therapist Candidate B: Chiropractor Candidate C: Massage Therapist Candidate D: Medical Secretary
Candidate A: Massage Therapist Candidate B: Chiropractor Candidate C: Medical Secretary Candidate D: Physical Therapist
Answer:
C
Explanation:
Just took the test
There are criteria used in selection. The candidate would be best suited for each position is candidate C.
What does a chiropractor do?A chiropractor is a trained personnel who does Chiropractic adjustment. This is known as a procedure that involves a trained specialists who use their hands or a small instrument as a form of control and sudden force to a spinal joint of another person.
The aim of this procedure, also called spinal manipulation is mainly to boast spinal motion and boast the body's physical function.
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Kenji has had an illness and an accident during the year. His combined out-of-pocket expense for both incidents was $1,000. The insurance company will now start to pay some of his medical expenses. What does the $1,000 represent?
a. Participation (co-insurance)
b. Deductible
c. Coordination of benefits
d. Intemal limits
Answer:
b. Deductible
Explanation:
Since in the question it is mentioned that Kenji who had an illness and had an accident during the year also the combined out of pocket expenses is $1,000.
So this $1,000 represent the deductible
hence, the correct option is b.
And the other options are wrong
Therefore the same is to be considered
Determine the market price of a $485,000, 10-year, 8% (pays interest semiannually) bond issue sold to yield an effective rate of 10%.
Answer:
Bond Price= $424,588.28
Explanation:
Giving the following information:
Face value= $485,000
Number of periods= 10*2= 20
Interest rate= 0.08/2= 0.04
YTM= 0.1/2= 0.05
To calculate the price of the bond, we need to use the following formula:
Bond Price= cupon*{[1 - (1+i)^-n] / i} + [face value/(1+i)^n]
Bond Price= 19,400*{[1 - (1.05^-20)] / 0.05} + [485,000/1.05^20)
Bond Price= 241,766.88 + 182,791.4
Bond Price= $424,588.28
Use the drop-down menus to identify the career that matches the description.
1.) Oversees the finances for an organization:
A.) Risk Management Specialist
B.) Investment Fund Manager
C.) Brokerage Clerk
D.) Treasurer
2.) Helps individuals create strategies for budgets, taxes, and investments:
A.) Financial Services Sales Agent
B.) Securities Trader
C.) Personal Financial Advisor
D.) Budget Analyst
3.) Manages the paperwork for buying and selling securities:
A.) Brokerage Clerk
B.) Risk Management Specialist
C.) Financial Services Sales Agent
D.) Commodities Trader
4.) Oversees a large number of combined investments:
A.) Treasurer
B.) Commodities Trader
C.) Investment Fund Manager
D.) Personal Financial Advisor
Answer:
sorry ik i’m late to answer but hopefully it can help someone else
Explanation:
1) D. Treasurer
2) C. Personal financial Advisor
3) A. Brokerage clerk
4) C. Investment fund manager
D. Treasurer
C. Personal Financial Advisor
A. Brokerage clerk
C. Investment fund manager.
What is the meaning of Treasurer?The person in charge of an organization's treasury is called the treasurer. Cash as well as liquidity administration, and risk management, including corporate finance are among the important basic responsibilities of a corporate treasurer.
The term originally referred to an individual in charge of a noble's riches, but it is now more widely used. The Lord High Treasurer served as the third major officer of the Crown on various occasions in England throughout the 17th century.
The safeguarding of assets is the role of accounting. It keeps a record of all things by keeping accurate records, so everyone may always know what resources are accessible. The Treasury is accountable for handling funding. It assesses risk and protects an organization's financial stability. Treasurers prioritize income through expanding investments, for example. In the structure of the finance department, the role of the nonprofit treasurer focuses on accounting and bookkeeping as well as managing the company's monetary adviser.
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Two months ago, Lisa was honorably discharged from the Air Force where she spent four years training as an airplane mechanic. After discharge, she relocated to take a 40 hour per week apprentice mechanic job with a major airline company where she earns $18 an hour. Last month, her husband Dave, who has worked the past two years as a registered nurse, found a nursing job with a local hospital making $625 per week. They just bought a new car and pay $400 each month on that loan and have no other monthly debts.
What is the maximum mortgage payment (PITI) a lender would allow for a conventional loan based on the housing expense ratio?
Answer:
The maximum mortgage payment (PITI) a lender would allow for a conventional loan based on the housing expense ratio is:
$1,506.40
Explanation:
a) Data and Calculations:
Lisa works 40 hours at $18 an hour
Lisa weekly income = 40 * $18 = $720
Lisa monthly income = 40 *$18 * 4 = $2,880
Dave weekly income = $625
Dave's monthly income = $625 * 4 = 2,500
Total joint monthly income = $5,380
b) If Lisa and Dave, her husband, file jointly for taxes, then the maximum mortgage payment (PITI) they can make is 28% of the gross income.
Therefore PITI = $5,380 * 28% = $1,506.40
c) The housing expense ratio is the percentage of your gross monthly income devoted to housing expenses, which should not exceed 36% of your monthly or annual gross income. According to the general rule, the household expense payments, primarily rent or mortgage payments, cannot exceed more than 28% of the monthly or annual income.
principals of manegment
Answer:
The answer is "Option d".
Explanation:
The management team consists of the coordination of any resources in the preparation, organization, analysis, and administration of the project to reach specific goals.
It is how something will be handled, treated intently, monitored, or managed by a company or group. Managers work as planners, supervisors, and managers thru the four roles, administrators, which focus on making their staff, processes, projects, and companies more efficient and effective in all fields.your firm is considering an investment that will cost $920 000 today, what is the investment's net present value
Answer:
The correct option is d. $192,369.
Explanation:
Note: This question is not complete. The complete question is therefore provided before answering the question as follows:
Your firm is considering an investment that will cost $920,000 today. the investment will produce cash flows of $450,000 in year 1, $270,000 in years 2 through 4, and $200,000 in year 5. the discount rate that your firm uses for projects of this type is 11.25%. what is the investments net present value?
a. $378, 458
b. $540,000
c. $112,583
d. $192,369
The answer to the question is now provided as follows:
Net present value (NPV) is calculated by deducting the present value of cash outflows from the present value of cash inflows over a period of time.
Note: See the attached excel file for the calculation of the net present value (NPV).
From the attached excel file, we have:
r = Discount rate = 11.25%
Net present value (NPV) = 192,369
Therefore, the correct option is d. $192,369.
