Regulating banks and savings and loans differently causes savings and loans to have a competitive disadvantage
What is the effect of the difference in regulation?When banks and savings and loans have different regulation, the party with the stricter regulation has a competitive disadvantage while the party with the less strict regulation has a competitive advantage.
Limiting the amount of interest that a savings and loan can offer to potential savers would lead to savers preferring the which can offer higher interests.
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an economic policy maker would rank a _____ shock as the least preferred type. a. positive demand b. negative demand c. positive supply d. negative supply
The negative supply shock would most likely be ranked as the least preferred type by an economic policy maker.
What is a negative supply shock?It refers to a change in supply which resulted to a decreases output causing prices to increase.
Among other supply shock, this is least preferred type of supply shock by an economic policy maker.
Therefore, the Option D is correct.
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what are letters of reference called
Letters of reference are called letter of recommendation
What are reference letter?Letter of reference is a letter written on behalf of an individual to point out potential and capacity that the person posses.
This can be done former employer for an employee who has worked with him or her.
Therefore, letters of reference are called letter of recommendation.
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country x has a budget deficit. which of the following changes in government budget outlays and tax revenues will result in a decrease in country x’s government budget deficit?
The combination of outlay and Tax revenue that will help correct the deficit situation of Country X is found in Option D. This condition means that the country's tax revenue is in excess of its spending by $200 Million.
What is a Budget Deficit?When there is a shortfall between the available funds or revenue required to service the budget, the country is said to be operating in a budget deficit situation. Note that outlay means spending.
Thus, it is correct to state that The combination of outlay and Tax revenue that will help correct the deficit situation of Country X is found in Option D
See the attached image.
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which costs are affected by the level of output produced?
The costs that are affected by the level of output produced is:
Variable costsWhat are Variable Costs?Variable costs are the accrued costs that are dependent on the amount of productivity invested by the employees. The variable costs are not stable because they vary with the level of output at every point in time.
The opposite of variable cost is fixed cost. Raw material and delivery costs are some examples of variable costs.
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Suppose your main competitor has just introduced a new technology by which customers are really delighted about that technology. the customers are increasing substantially after introducing that new technology in the market. as a top-level manager, what should you do at this moment for your organization?
As a top-level manager of the organization, the duty of the manager is to come up with a business strategy that can be effectively applied to the situation so that it works in favor of the organization.
How a company can conquer technological challenges?Sustaining in the market by lowing the prices of the products.Introducing discounts and combo offers to attract customers.Creating better customer-business relationships so that a business rapport can be built.Working with the team, brainstorming some ideas which can bring positive results for the organization with the existing products available in the market.Thus, these are some of the ways a manager can adapt to survive through a technological threat.
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If a test is being used to make a dichotomous decision (e. G. , suitable or unsuitable for the job), the _____ marks the point of decision
If a test is being used to make a dichotomous decision (e. G. , suitable or unsuitable for the job), the cutting marks the point of decision.
What is the usefulness of cut off mark in a test?cut off mark in a test is been used in the selection process after the test which is very important in the point of decision.
And this will be necessary to get the good hand for the job when the test is being used to make a dichotomous decision.
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When a firm makes choices between a cost or value position to achieve competitive advantage, it is primarily involved in:
When a firm makes choices between a cost or value position to achieve competitive advantage, it is primarily involved in: strategic trade-offs.
What are strategic trade-offs?
This is a term that is used in the business word to refer to the sacrifices that a firm would make in order to be able to deliver on its goals.
Trade offs could be the service levels that the firm is not able to achieve.
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Product package sizes are becoming smaller around the world in a phenomenon called….
kentucky licensee giana manages three star realty’s main office. she’s in charge of training and mentoring the firm’s staff. what kind of licensee is she?
Giana who is in charge of training and mentoring the firm’s staff is a:
Principal BrokerWho is a Principal Broker?A principal broker is found in many real estate offices. The role of these brokers is to ensure that all the staff and their methods of engagement are in agreement with the proscribed laws of the nation and state.
Since Giana has to train and mentor the firm's staff to conform to agreed standards, she can be referred to as a Principal Broker.
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Which trim level is available exclusively for customers who participate in the 2023 ariya reservation program?.
The PLATINUM+ e-4ORCE is the trim level that is available exclusively for customers who participate in the 2023 Ariya reservation program.
What is the Ariya reservation program?The reservation program is organized by Nissan firm to the public.
In conclusion, the PLATINUM+ e-4ORCE is said to be the trim level that is available exclusively for customers who participate in the 2023 Ariya reservation program.
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what is the best way to prevent underage alcohol sales
The best way to prevent underage alcohol sales is to:
Ask every guest who might be underage for a valid ID.What is Underage Drinking?Underage drinking occurs when a person who is below the legal age of drinking indulges in alcohol.
When young people who are below the legal age of drinking approach a store manager, the best thing to do will be to ask for their official means of identification. If this is below the recommended age then it will not be ideal to sell to them.
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Since most data for a given market study is not readily available, analysts must be creative in their use of data that they are able to obtain. The primary source for detailed household demographic information is:
The primary source for detailed household demographic information is The U.S Bureau of the Census
What is a Census?This refers to the count of people in a given geographical area and is usually done country-wide to find out the population.
Hence, we can see that since most data for a given market study is not readily available, the primary source that can be used to get household demographics is the U.S Bureau of the Census
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Economists believe that people's wants are:
Economists believe that the wants of people are infinite.
What is want in economics?
These are the basic needs of people. In the field of economics it is believed that the wants of people are too numerous.
People have so many needs and the resources that are required to fulfill them are limited. This is the concept of scarcity.
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for a monopolist: a. price equals average total cost. b. price is above marginal revenue. c. marginal revenue equals zero. d. marginal cost equals zero. e. average total cost equals marginal cost.
For a monopolist b. price is above marginal revenue.
What Is Marginal Revenue?Marginal revenue can be regarded as increase in revenue which is been gotten from the sale of one additional unit of output.
As a monopolist that is the the only seller in the market, then their marginal revenue is usually above price because they don't have a competitor that is close enough.
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In cities where people typically go to retire, there tends to be larger markets for Viagra. Nancy, a Viagra saleswoman, recently moved from Park City Utah (an amazing place to retire) to Florida (another common place to retire) simply because of its warmer climate and will need to spend some time looking for a new job at one of the many Viagra sales firms in Florida. Nancy would be considered:
Nancy, who was a Viagra saleswoman in Utah before moving to Florida, would be considered frictionally unemployed.
What is frictional unemployment?Frictional unemployment exists in a situation when a person could be gainfully employed but decides to seek employment elsewhere.
The movement from employed status to seeking employment creates frictional unemployment.
Thus, Nancy, who was a Viagra saleswoman in Utah before moving to Florida, would be considered frictionally unemployed.
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Savion is restoring a car and has already spent $4,000 on the restoration. He expects to be able to sell the car for $5800. Savion discovers that he needs to do an additional $2,400 of work to make the car worth $5,800 to potential buyers. He could also sell the car now, without completing the additional work, for $3,800. What should he do?.
Based on the selling price of the car and the cost to work on it, Savion should sell the car now for $3,800.
Why should Savion sell the car?The profit if he works on the car is:
= Selling price - Addtional work cost
= 5,800 - 2,400
= $3,400
The profit from selling the car is $3,800 which is more than the profit if additional work is done of $3,400.
The $4,000 is irrelevant as it is a sunk cost.
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suppose a small economy produces only the three goods listed in the the table above. what is the value of gdp in this economy?
Suppose a small economy produces only the three goods listed in the table below, the value of GDP in this economy is $27,000.
What is GDP?GDP means Gross Domestic Product.
The GDP shows the monetary value of all finished goods and services produced in a country during a specific period.
Data and Calculations:GDP Table
Product Price Quantity Total Value
Shovels $20 40 $800
Books 50 500 $25,000
Pizzas 10 120 $1,200
Total GDP = $27,000
Thus, suppose a small economy produces only the three goods listed in the table below, the value of GDP in this economy is $27,000.
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Redmont company's gross salaries and wages are $30,000, and it withholds $4,500 for income taxes and $2,000 for fica taxes, the journal entry to record the employees' pay should include a:
Based on the income taxes and the fica taxes, the journal entry needed to record employees' pay should include a credit to Salaries and Wages Payable for $23,500.
What journal entry would represent the date?An amount will have to be credited to the Salaries and Wages payable account to show that the company owes wages.
The amount is:
= Gross salaries - taxes
= 30,000 - 4,500 - 2,000
= $23,500
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A full outer join with the matching rows removed is known as a ______________.
A full outer join with the matching rows removed is known as a UNION JOIN
What is UNION JOIN?Union join is a SQL command used to join matching rows data analysis. it is an important query used to locate and join matching rows in a given raw data.
This operator is crucial because it helps removes any duplicates present in the results being combined.
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Lee, the CEO of Libra Inc., decided that the best way to diversify this food processing company would be to set up its own small-scale beverage producing unit in a new area where its new products would have high demands. This decision by Lee best reflects a(n) _________.
The decision that Lee wants to take to diversify the food processing company is known as a greenfield entry.
What is a greenfield entry?
This refers to the establishment of a company's subsidiary in another nation or area apart from the company's current location.
Lee wants to establish a new division in another area so this must be a greenfield entry.
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John, who has an inflation adjusted wage, would like to borrow a loan from the Bank of Titon. Suppose the inflation rate is predicted to be 8%. In order for the loan payments to be more favorable to John, the interest rate should be:
In order for the loan payments to be more favorable to John, the interest rate should be:6%.
What is inflation?Inflation occur when their is increase in the price of goods and services,
Based on the given scenario if the inflation rate is 8%. The best alternative is for John to receive the interest rate at 6% as this will enable the loan payment to favor him compare to 8% which is higher.
Therefore In order for the loan payments to be more favorable to John, the interest rate should be:6%.
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____,while holding demand constant, results in an increase in the equilibrium price of the good, but a decrease in the equilibrium quantity of the good. Multiple choice question.
The complete statement is "A decrease in the supply of a good, while holding demand constant, results in an increase in the equilibrium price of the good, but a decrease in the equilibrium quantity of the good. Multiple choice question.". This is further explained below.
What is the equilibrium price of the good,?Generally, the equilibrium price of the good is simply defined as If supply and demand are equal, then the price at which the market clears is the equilibrium price of the commodity or service.
In conclusion, In this case, a downward trend is represented by an upward or leftward shift in the supply curve.
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a decrease in a supply of a good
Most single-payment loans are secured by:
Most single-payment loans are secured by collateral.
What is Collateral?Collateral can be explained as money or property that is been used by the one who borrow of a loan as a guarantee that someone will repay.
This can be a personal assets especially for small business loans, hence, Most single-payment loans are secured by collateral.
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Scarcity exists when there are _______ resources available to satisfy all the competing uses.
Lee Sun's has sales of $3,300, total assets of $3,000, and a profit margin of 6 percent. The firm has a total debt ratio of 42 percent. What is the return on equity
The return on equity is 11.37%.
What does an equity means?The value that would be restored to a company's shareholders if all of its assets were sold and all of its obligations were settled is known as equity. We can also think of equity as the amount of ownership that remains in a company or asset after all debts related to that asset have been paid off.Net income = $3,300 x 0.06 = $198
Total debt ratio = 0.42 = ($3,000 - total equity)/$3,000
Total equity = $1740
Return on equity = $198/$1740
= 0.1137 or 11.37%
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When marketers adapt their products by offering less expensive products that are tailored to consumers with modest incomes, they are paying close attention to:
When marketers adapt their products by offering less expensive products that are tailored to consumers with modest incomes, they are paying close attention to: economic factors.
What are economic factors?Economic factors are those factors that are used to determine what causes the competitiveness in the business environment of the firm.
Some of the factors are
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The change in the quantity of a good, service, or resource that consumers, firms, and governments are willing and able to buy due to a change in its price is called:
The change in the quantity of a good, service, or resource that consumers, firms, and governments are willing and able to buy due to a change in its price is called a Shift in Demand.
Shift in DemandWhen a fundamental driver of demand changes, the location of the demand curve will move to the left or right.The demand curve shifts to the right to indicate increases in demand. A rise in income, an increase in the cost of a substitute, or a decrease in the cost of a complement could all contribute to this.An increase in the quantity needed at every price results from a movement in demand to the right. For instance, if drinking coke gets more popular, demand will rise regardless of price.
Hence, the change in the quantity of a good, service, or resource that consumers, firms, and governments are willing and able to buy due to a change in its price is called a Shift in Demand.
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the saving component of financial planning focuses on long-term security and includes:
The saving component of financial planning focuses on long-term security and includes a regular savings plan for emergencies.
What is financial planning?Financial planning can be described as the process of evaluating a person's present income and future financial situation using currently available data to forecast future asset values, earnings, and withdrawal schedules.
Long-term financial planing serve as the foundation for the creation of short-term plans and budgets later in the financial planning process.
The saving portion of financial planning emphasizes long-term security and includes a consistent savings plan for emergency expenses.
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In general, the short-run economic framework deals with issues of:
In general, the short-run economic framework deals with issues of aggregate demand.
What is aggregate demand?Aggregate demand measures the total demand of a particular goods or services.
This can be done for a given time and product to determine the stable products.
Therefore, In general, the short-run economic framework deals with issues of aggregate demand.
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Santiago was excited to find out that he was accepted at the college of his choice, but knew that he would need financial aid to pay for it. Luckily, he was approved for a government grant. What does this mean for Santiago
This means that Santiago can go to the college as he is provided with the financial support.
What is the meaning of Government Grant?The financial grant given the government of any level such as the federal level, State level or Local level to provide some funds to useful projects is known as Government Grant.
According to the above scenario, Santiago is provided the government grant now he can attend the college.
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