Olivia has taken out a $13,100 unsubsidized Stafford loan to pay for her college education. She plans to graduate in
our years. The loan has a duration of ten years and an interest rate of 7.6%, compounded monthly. By the time Olivia
graduates, how much greater will the amount of interest capitalized be than the minimum amount that Olivia could pay
to prevent interest capitalization? Round all dollar values to the nearest cent.
a. $654.45
b. $477.27
C. $995.60
d. $354.22

An unsubsidized Stafford loan is a non-needed loan. The amount of interest capitalized greater than the minimum amount Olivia could pay will be $654.45. Thus, option a is correct.

Interest capitalization is the addition of the unpaid interest amount to the principal amount of the federal loan taken by the students.

The amount is calculated by, [tex]\rm A = P(1 + \dfrac{r}{n})^{nt}[/tex]

Given,

Initial principal amount (P) = $13,100

Interest rate (r) = 7.6%

The times of the interest applied per time (n) = 12

Time elapsed (t) = 4

Substituting values above:

13100 (1 + 0.076 ÷ 12)⁽⁴⁸⁾ - 13100 = 4636.85

And,

13100 (0.076 ÷ 12) x 4 x 12 = 3982.40

4636.85 - 3982.40 = 654.45

Therefore, $654.45 is the amount that can prevent interest capitalization.

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Answer: A 654.45

Explanation:

who is the Black Legion, who were first introduced

(He/like) the book (borrow) yesterday?

Question 14 of 24
read the following description:
she had the face of an arrogant headmistress who was
long past her prime, yet she hadn't bothered to find out.
something in the severe lines of her face suggested she
had long since been defeated by time but was still fighting
pointlessly against it.
what are two literary themes that can be identified in this description?
a. the indignity of vanity and the futility of the pursuit of beauty
o b. the cruelty of time and the importance of integrity
c. the inevitability of aging and the dignity of self-worth
o
d. the uselessness of youth and the value of kindness
submit

How does Huck’s use of dialect to describe the setting affect this part of the story?
The expressions he uses decrease the conflict by showing that Huck and the others will be good sports about the townspeople’s retaliation.
The expressions he uses increase the conflict by revealing how frightened Huck and the others are at the thought of the townspeople’s revenge.
The expressions he uses add humor and lessen the tension that is building as the townspeople file in to exact their revenge on Huck and the others.
The expressions he uses heighten the suspense that is building as the townspeople file in to exact their revenge on Huck and the others.

Read the excerpt from Free the Children.

"School," I had asked him, "would you like to go to school?"
"What is school? What is it like? What do people do there?"
"What do you hope for the future?" I said.
"I will do the same job. I will work to pay the debt. I will work to eat. One day I will take a loan from the owner. My children will have to pay."

Why does the author most likely include this interaction?

to emphasize the generational cycle of debt slavery
to highlight how Iqbal’s work helped people
to show why Iqbal was targeted for his work
to illustrate how people escape from debt slavery

The word choice in the passage creates a mood of

Select the correct answer from the drop-down menu. Read the passage. Then choose the correct way to complete the sentence. The author develops Pasha’s character by
-describing her physical reaction to
-revealing her thoughts about
-including dialogue with Seamus about
-showing Seamus's concern about her
enrolling in a motorcycle riding class.
(PASSAGE):
Beginner's Class
"Hey, Pasha," called Séamus as he crossed the parking lot. "What are you doing this afternoon? I was thinking about catching a movie, if you're interested."
"Thanks, but I've got big plans today," Pasha replied with a huge smile. "Today is the day."
"Huh? Today is what day?" asked Séamus with a confused look.
"THE day, silly," answered Pasha. "I finally saved enough money to enroll in the beginner's class at the Motorcycle Safety Association. I'm headed there now, as a matter of fact." Séamus stared at his friend in disbelief.
"Wait a minute," he said as he stopped in his tracks. "You actually enrolled in the motorcycle riding class? I never thought you'd do it. I thought it was just another project you act excited about and then drop in two weeks."
"Don't be silly," replied Pasha. "This isn't like the time I wanted to volunteer as a clown for the children's center or start my own dog walking business. I'm serious about learning to ride motorcycles. Once I get my first bike, I'll travel all over the world just like my hero, Lois Pryce."
"Isn't she the woman who rode her motorcycle from Alaska to South America?" Séamus asked as they continued walking toward the dark grey MSA building.
"Yes, that's her," said Pasha. "I got to meet her last year when she gave a speech at the History of the Americas museum. She talked about following your dreams, and that's exactly what I intend to do."
A loud roaring sound filled the air as Pasha and Séamus entered the Motorcycle Safety Association. They stood in the lobby and looked out at an indoor gym filled with people of all ages on motorcycles. Pasha felt a brief rush of insecurity as she watched the riders maneuver their way through an obstacle course of traffic cones and speed bumps.
"This looks intense!" Séamus remarked. "Do you think they'll let me stay and watch?" Pasha was about to answer when a tall woman dressed in a MSA t-shirt tapped her on the shoulder.
"You must be our newest student," the woman said as she handed Pasha a motorcycle helmet. "I'm Dervla, your instructor. I'll take you to your practice bike." Séamus moved to follow Pasha into the gym, but Dervla smiled and shook her head.
"Sorry, registered students only," she told him. "There are brochures by the door, and our next class starts in three weeks." Séamus waved to Pasha and wished her good luck before heading eagerly to the door. Behind him, Pasha, wearing an excited grin, fastened the strap on her motorcycle helmet and prepared to take her first ride.

Which word best describes the feeling a piece of writing is meant to create in the reader?

One way to better connect with this excerpt is to

tell about an experience with a computer virus.
define the specific details of a PGP virus.
research decryption viruses on the Internet.
contrast viruses with Trojan horse attacks

Which of the following sentences uses a simile?
The classroom was as silent as a library when the new teacher walked into the room.
The judge's voice boomed and echoed throughout the courtroom.
The boat was dancing on the water with the incoming tide.

Which sentence from the excerpt best demonstrates the author’s reason for writing?

“Then Pau Amma thought a little and said, ‘I have made my choice. I will take all the gifts.’”
“Then the Eldest Magician made a Magic with the right hand, with all five fingers of his right hand, and lo and behold, Best Beloved, Pau Amma grew smaller and smaller and smaller, till at last there was only a little green crab swimming in the water alongside the canoe, crying in a very small voice, ‘Give me the scissors!’”
“And the girl-daughter picked him up on the palm of her little brown hand, and sat him in the bottom of the canoe and gave him her scissors, and he waved them in his little arms, and opened them and shut them and snapped them, and said, ‘I can eat nuts.’”
“‘I can breathe in the dry air, and I can find a safe Pusat Tasek under every stone.’”
Mark this and return

Which excerpt from "The Enigma Machine” supports the claim that German soldiers accidentally helped the Allies figure out the Enigma codes?

please help me build a sentence using these words only.

Rizal feveral jose pupils doctor write of the drama life

ty​

According to the Four Freedoms speech, who is the villain?

The widely-recognized
epic poem
Beowulf is significant because
A. it came to England from the ancient Chinese.
B. it was written in England in Old English; only one copy
of the original text still exists.
C. it was brought to England by the Spanish conquerors
and was adopted as part of English culture.

Explain internal conflict and external conflict and include examples.

13. How does propaganda influence people?
Propaganda share facts so you don't have to use the web to search for information.
Propaganda is a fun way to help people live happier lives.
Propaganda delivered facts and useful information.
Propaganda convinces people to reconsider their beliefs and actions.

Read the quotation from chapter 5 of The Adventures of Huckleberry Finn, in which Huck is discussing his father.

I HAD shut the door to. Then I turned around and there he was. I used to be scared of him all the time, he tanned me so much. I reckoned I was scared now, too; but in a minute I see I was mistaken—that is, after the first jolt, as you may say, when my breath sort of hitched, he being so unexpected; but right away after I see I warn't scared of him worth bothring about.

Based on the excerpt, which is the most reasonable plot prediction?

(1) I don't know whether you have ever seen a map of a person's mind. (2)Doctors sometimes draw maps of other parts of you, and your own map can become intensely interesting, but catch them trying to draw a map of a child's mind, which is not only confused, but keeps going round all the time. (3) There are zigzag lines on it, just like your temperature on a card, and these are probably roads in the island, for the Neverland is always more or less an island, with astonishing splashes of color here and there, and coral reefs and rakish-looking craft in the offing, and savages and lonely lairs, and gnomes who are mostly tailors, and caves through which a river runs, and princes with six elder brothers, and a hut fast going to decay, and one very small old lady with a hooked nose. (4) It would be an easy map if that were all, but there is also first day at school, religion, fathers, the round pond, needle-work, murders, hangings, verbs that take the dative, chocolate pudding day, getting into braces, say ninety-nine, three-pence for pulling out your tooth yourself, and so on, and either these are part of the island or they are another map showing through, and it is all rather confusing, especially as nothing will stand still.

(5) Of course the Neverlands vary a good deal. John's, for instance, had a lagoon with flamingoes flying over it at which John was shooting, while Michael, who was very small, had a flamingo with lagoons flying over it. (6) John lived in a boat turned upside down on the sands, Michael in a wigwam, Wendy in a house of leaves deftly sewn together. (7) John had no friends, Michael had friends at night, Wendy had a pet wolf forsaken by its parents, but on the whole the Neverlands have a family resemblance, and if they stood still in a row you could say of them that they have each other's nose, and so forth. (8) On these magic shores children at play are for ever beaching their coracles [simple boat]. (9) We too have been there; we can still hear the sound of the surf, though we shall land no more.

(10) Of all delectable islands the Neverland is the snuggest and most compact, not large and sprawly, you know, with tedious distances between one adventure and another, but nicely crammed. (11) When you play at it by day with the chairs and table-cloth, it is not in the least alarming, but in the two minutes before you go to sleep it becomes very real. (12)That is why there are night-lights.
(13) Of course the Neverlands vary a good deal. (14) John's, for instance, had a lagoon with flamingoes flying over it at which John was shooting, while Michael, who was very small, had a flamingo with lagoons flying over it. (15) John lived in a boat turned upside down on the sands, Michael in a wigwam, Wendy in a house of leaves deftly sewn together. (16) John had no friends, Michael had friends at night, Wendy had a pet wolf forsaken by its parents, but on the whole the Neverlands have a family resemblance, and if they stood still in a row you could say of them that they have each other's nose, and so forth. (17) On these magic shores children at play are for ever beaching their coracles [simple boat]. (18) We too have been there; we can still hear the sound of the surf, though we shall land no more.

(19) Of all delectable islands the Neverland is the snuggest and most compact, not large and sprawly, you know, with tedious distances between one adventure and another, but nicely crammed. (20) When you play at it by day with the chairs and table-cloth, it is not in the least alarming, but in the two minutes before you go to sleep it becomes very real. (21) That is why there are night-lights.

Based on this passage what does the term "We" refer to in sentence 18
A. The writers.
B. The adults.
C. The children.
D. The dreamers.

What is most likely Mr. White's final wish?

A. To stop his wife from feeling so sad

B. To return the 200 pounds he received

C. To go back in time and never make the first wish

D. To reverse his second wish

Read the excerpt from The Odyssey.

Now Zeus the lord of cloud roused in the north
a storm against the ships, and driving veils
of squall moved down like night on land and sea.
The bows went plunging at the gust; sails
cracked and lashed out strips in the big wind.
We saw death in that fury, dropped the yards,
unshipped the oars, and pulled for the nearest lee:
then two long days and nights we lay offshore
worn out and sick at heart, tasting our grief,
until a third Dawn came with ringlets shining.
Then we put up our masts, hauled sail, and rested,
letting the steersmen and the breeze take over.

Which elements of epic poetry are shown in this excerpt? Select three options.

1. supernatural elements
2. an invocation of a muse
3. a difficult journey with trials
4. rhyme and repetition of words
5. important historical events
6. a hero showing perseverance

Which of the following is the
claim of this text?
A. Schools must limit the use of cell phones
simply because they distract students from
the act...
B. Can students be blamed for enjoying cell
phones more than instruction?
C. Teachers simply cannot compete with
phones

PLS HERLP!!!!!!!!!!!!!!!!!!!!!!!!!!!

What is the difference between active and passive voice?

An active voice sentence has a subject that carries out the action of the verb, while a passive voice sentence has a subject that receives the action of the verb.

An active voice sentence describes the actions of the subject of a verb, while passive voice describes the indirect or direct object.

An active voice sentence uses present and past tense forms of verbs without the use of helpers, while a passive voice sentence uses either auxiliary or linking verbs as part of a verb phrase.

An active voice sentence has a subject that receives the action of the verb, while a passive voice sentence has a subject that carries out the action of the verb.

Read this paragraph from The Dark Game.

Another thing that changed very little in the years between the wars was the means of obtaining military intelligence. Although the use of photography and the telegraph brought some technological advances, the craft of spying on the enemy's army still relied on fieldwork. For the most part, intelligence was gathered in simple ways. Prisoners of war and deserters were interrogated. The Union army was always interested in hearing what runaway slaves had to report. And, of course, both armies relied on cavalry scouts, signal intercepts, visual observation, and captured correspondence.

What is the best summary of this paragraph?

During the Civil War, intelligence was gathered in the same ways it had been gathered in previous wars.
Photography and the telegraph were some of the technological advances that were used in Civil War espionage.
Most espionage during the Civil War was fieldwork that included observation, scouting, and interrogation of prisoners.
Enslaved persons that ran away, as well as prisoners from the Union Army, were good sources of information during the Civil War.

Read the stanza from "The Garret," by Ezra Pound.

Dawn enters with little feet
like a gilded Pavlova,
And I am near my desire.
Nor has life in it aught better
Than this hour of clear coolness,
the hour of waking together.

The imagery in these lines suggest that

A) daylight comes slowly and delicately into the room.

B) the sounds of morning are akin to running children.

C)daylight is so bright and golden that it is blinding.

D) the sounds of morning disrupt a person's sleep.

Read the excerpt from Walden.

Standing on the snow-covered plain, as if in a pasture amid the hills, I cut my way first through a foot of snow, and then a foot of ice, and open a window under my feet, where, kneeling to drink, I look down into the quiet parlor of the fishes, pervaded by a softened light as through a window of ground glass, with its bright sanded floor the same as in summer; there a perennial waveless serenity reigns as in the amber twilight sky, corresponding to the cool and even temperament of the inhabitants. Heaven is under our feet is well as over our heads.
Which best describes the purpose of the imagery in this excerpt?
to illustrate the author’s calm, contemplative mood
to encourage readers to study nature more closely
to share the author’s views on religion and the afterlife
to demonstrate the complexity of animal behavior

Why is openness and honesty a good ethical communication strategy to
counter apprehension?
A. This strategy builds trust and helps the speaker feel more
comfortable.
B. This strategy demonstrates your reliability to the speaker.
C. This strategy allows you to analyze and evaluate the speaker's
position.
D. This strategy presents facts to counter the speaker's opinion.

If you were writing a biography of a famous person how would you decide which aspects of their life to cover in your book?

How do you use "the"​

What did the horse tell to Djinn?​