________________ mortgage is two or more mortgages consolidated into one payment, and is usually designed to allow the buyer to purchase with a smaller down payment, with the added benefit of a below market interest rate first mortgage. The sellers receive all of their cash at the time of closing, while the lender wraps new money around an existing assumable loan. This type of loan limits its use to homes with an existing FHA or VA loans because most other conventional loans have alienation or due on sale clauses.

Answers

Answer 1

Answer:

wrap around mortgage

Explanation:

A wrap-around mortgage is can be used in deals of owner-financing.

Wrap around mortgage refers to two or more mortgages consolidated into one payment. Such type of mortgage allow the buyer to purchase with a smaller down payment. A buyer also gets an added benefit of a below market interest rate first mortgage. A wrap-around mortgage can only be used to homes with an existing FHA or VA loans.


Related Questions

Multiple choice!
A new music venue opens up in town. The loud noise and rowdy crowds makes living in your neighborhood less desirable. Your home value drops. This is an example of what?

Government involvement

Spillover cost

Wealth gap

Inflation

Answers

Answer:

Spillover cost.

Explanation:

Spillover cost refers to those costs or changes in the value of a certain good that are caused by issues external to the intrinsic characteristics of said good. Thus, for example, external influences such as limitations on oil extraction or the development of electric cars can generate a massive drop in the prices of conventional gasoline cars. Another clear example of this situation is the one described in the question, where a negative change in a certain neighborhood can lower the prices of the houses found there.

Geoffrey is waiting for raw materials to be delivered to his company. He had asked the suppliers to deliver the materials by 8:00 am. He knew
that the first shift begins at 9:00 am. Which stage of operational planning has Geoffrey performed here?
Geoffrey has performed the ____________stage of operational planning.

Answers

Answer:

scheduling

Explanation:

"Scheduling: Scheduling helps achieve the goals set by the company. This involves planning the arrival of raw materials for production, and providing adequate infrastructure to process these raw materials. It also involves making efficient schedules for employee assignments. Efficient schedules optimize production levels. "

which kind of a person will you be if you prove to be accountable for your actions ?
I would be _ .

Answers

I don’t know if your supposed to use vocab or something but it would make you a responsible person in my opinion. Hope this helps:)

5.Is it easier for a few firm to enter the market under found in oligopolis competition or oligopolis? Why?

Answers

Answer: No, it is not easy for new firms to enter to market where there is oligopolis competition.

Explanation:

Oligopolis is a market condition in which few firms take the advantage to run their business and they do not allow small competitors to interfere and put barriers and obstacles for small competitors so that they cannot compete with them and do not earn anything. Those powerful competitors can make up the huge amount of profit. Also few sellers attain significant power in the market and prevent other.

for human services pleaseeeeeeeeeeee help <3

Answers

Answer:

gghddhshdjshsjgsgsgshsnssmad

Miami Mutual Bank purchases a two-year interest rate cap for a fee of 3 percent of notional principal valued at $20 million, with an interest rate ceiling of 11 percent and LIBOR as the index representing the market interest rate. At the same time, Miami Mutual sells a two-year floor (8 percent) for a fee of 2 percent of the $20 million principal. Assume that LIBOR is expected to be 7 percent and 14 percent at the end of each of the next two years, respectively. What is this type of strategy called

Answers

Answer:

Interest Rate Collar

Explanation:

This strategy called the Interest Rate Collar.

The Interest rate collar is an option that is used to hedge the interest rate exposure. It protects the borrower from the risk of increasing the interest rate and also decided a floor declining rate by purchasing an interest rate cap.

In the given scenario the Miami Bank will receive when the interest rate crosses the cap of 11% and pay when there is a decrease below the floor rate of 8% on the principal value.

__________are costs incurred as a result of unsatisfactory quality that is found before the delivery of a good or service to the customer. a. Internal failure costs b. Appraisal costs c. Prevention costs d. External failure costs

Answers

Answer:

The Answer is A

Explanation:

Internal failure costs

A CARTEL IS DEFINED AS A FORMAL ORGANIZATION OF PRODUCERS THAT AGREE TO COORDINATE PRICES & PRODUCTION.

OPEC is an organization that comprises the world's most important oil-producing nations.

Research this and explain how OPEC fulfills the characteristics of a cartel.

Answers

Answer:

cartel - an agreement by a formal organization of producers to coordinate prices and production

Explanation:

Who are the OPEC plus countries?

Currently, the Organization comprises 15 Member Countries – namely Algeria, Angola, Congo, Ecuador, Equatorial Guinea, Gabon, IR Iran, Iraq, Kuwait, Libya, Nigeria, Qatar, Saudi Arabia, United Arab Emirates and Venezuela.

Member: Iran, Iraq, Ecuador

Place founded: Baghdad

In order to find last season’s batting averages for his favorite baseball players, Jose should look in a Sport’s

Answers

Group of answer choices.

A. Dictionary

B. Encyclopedia

C. Atlas

D. None of these

Answer:

D. None of these

Explanation:

A magazine can be defined as a written document published periodically (weekly, monthly or quarterly) to provide informations about a particular subject or field. Some examples are Marketing News, Baseball Digest, The Sporting Magazine, Baseball America, Sporting News, ESPN The Magazine, USA Today Sports Weekly, etc.

Baseball Digest is an illustrated monthly (magazine) from Grandstand Publishing and it covers all aspects of the major league baseball, which is mainly read by sports fans and people working directly in the sporting industry.

Hence, if Jose wants to find last season’s batting averages for his favorite baseball players, he should look in a Sport’s magazine.

Answer:

D NONE

Explanation:

Select all that apply On December 1, Christy Co. accepted a 60-day, 6%, $1,000 note due January 30. On December 31, the appropriate year-end adjusting entry was made. On January 30, the note was honored and paid in full. The entry to record receipt of payment on January 30 (assuming no reversing entry was made) would include a credit to: (Check all that apply.) Multiple select question. Notes Receivable for $1,000. Cash for $1,010. Interest Revenue for $5. Interest Revenue for $10. Interest Receivable for $5.

Answers

Answer:

Notes Receivable for $1,000. Cash for $1,010. Interest Revenue for $5.  Interest Receivable for $5.

Explanation:

The journal entry to record the receipt of the payment is shown below:

Cash Dr $1,010

     To Interest receivable  $5 ($1,000 ×6% × 30 days ÷ 360 days)

     To Interest revenue $5

     To Note receivable $1,000

(being the receipts is recorded)

here cash is debited as it increased the assets and credited the interest receivable, interest revenue and note receivable as it increased the assets and revenue accounts

Location externalities (skilled labor force, supporting industries in place, etc.) are considered a __________ factor when choosing a location of production. A. Product B. Technological C. Country-specific D. Manufacturing

Answers

Answer:

Option C. is correct

Explanation:

Externality refers to the impact of market exchange on a third party that is a person who is external to the exchange.

Location externalities include skilled labor force, supporting industries in place, etc.

Location externalities are considered a country-specific factor when choosing a location of production.

So,

Option C. is correct

The Allen Export Company ships sugar to many overseas ports. Over the years the company has stacked large bags of sugar onto pallets for shipping. Because of a lumber shortage, pallets for export have become very difficult to obtain. The management of Allen Export has presented the dock manager with the challenge of reducing the number of wooden pallets used and/or to find a new way to supplement or change their stevedoring system.

Answers

Answer:

Throughout the given scenario following are the points, should be achieved to reduce the pallet crisis.

Explanation:

The export business faces the above-mentioned issue of that same lack of wooden pallets towards distribution.

The tightly packed sugar bags might be utilized easily, allowing for easy release of pallets and therefore also available for several other reasons or uses.Rather than just being placed throughout pallets the enterprise should contain sugar bags in what seems like different warehouses.

A manager is holding a $1.2 million stock portfolio with a beta of 1.01. She would like to hedge the risk of the portfolio using the S&P 500 stock index futures contract. How many dollars’ worth of the index should she sell in the futures market to minimize the volatility of her position?

Answers

Answer:

the  number of dollars should sell in the future market is $1.01 million

Explanation:

The computation of the number of dollars should sell in the future market is given below:

= Portfolio of the stock × beta

= $1 million × 1.01

= $1.01 million

hence, the  number of dollars should sell in the future market is $1.01 million

We simply multiplied the two items so that the amount could come

Hence, the same would be relevant

At December 31, 2019, Talbot Corporation had 90,000 shares of common stock and 20,000 shares of convertible preferred stock outstanding, in addition to 9% convertible bonds payable in the face amount of $2,000,000. During 2019, Talbot paid dividends of $2.50 per share on the preferred stock. The preferred stock is convertible into 20,000 shares of common stock. The 9% convertible bonds are convertible into 30,000 shares of common stock. Net income for 2019 was $970,000. Assume an income tax rate of 30%. How much is the diluted earnings per share for the year ended December 31, 2019

Answers

Answer:

Diluted Earnings per share= $6.9

Explanation:

Earnings per share is the return attributable to each unit of outstanding ordinary share.

It is computed as the Net Income/Number of ordinary shares outstanding

The diluted earnings per share is the EPS assuming all convertible securities were all converted.

Converted shares is computed as follows:

                                         units

Preferred shares    =     20,000

Convertible bonds =     30,000

Total                               50,000

Total outstanding shares ranking for Earnings = Ordinary shares + Converted shares

= 90,000 + 50,000 = 140,000

Diluted Earnings per share = 970,000/140,000= $6.9

Diluted Earnings per share= $6.9

Last week, the logistics employees at Run River got together to determine the best way to ship products overseas. Each employee created a separate plan and submitted it to the logistics manager, who decided which plan the company would pursue.


A. Team

B. Group

Answers

Answer:

B. Group

Explanation:

A team could be made of many peoples who work together and considered the work to be collective. on the other side, the group is one where the work product should be considered as an individual. In this each and every employee would submitted their plans also they came up for the solution also in this they shares the same traits.

hence ,the option b is correct

Can I please get help on this it is do today please!!!!!

Answers

1.campsites
2.guest house
3.lodging
4.hotel
5.motel

ithinkso

Marlo is a compulsive shopper. He shops for apparel online. He wants to get rid of the habit. He seeks help from his friend Thomas. Thomas

creates a financial plan for Marlo to follow. His goal is to curb the urge to shop and save money for college. List the steps in order that Mario

should take towards financial planning.

Determine his financial goal.

Determine Mario's current

financial standing.

Create a financial plan aiming

to save money for college.

Determine possible risks that

Mario can take.

Review and revise the plan

regularly.

Answers

Answer:

Determine Mario's current financial standing.

Determine his financial goal.

Determine possible risks that Mario can take.

Create a financial plan aiming to save money for college.

Review and revise the plan regularly.

Explanation:

Plato

Marlo's goal is to curb the urge to shop and save money for college. List the steps in order that Mario are:

Determine Mario's current financial standing.Determine his financial goal.Determine possible risks that Mario can take.Create a financial plan aiming to save money for college.Review and revise the plan regularly.

What is college?

The term “college” refers to an educational institute. The students are expected to learn and educate on a specific topic. The college is part of the university. A college provides the degree of the students who clear the sessions. The college students are learning something on the course.

According to the case was the based on the save money for college are:

Ascertain Mario's present financial situation.Determine his financial objective.Determine the risks Mario is willing to take.Make a financial plan with the goal of saving money for education.Review and adjust the plan on a regular basis.

As a result, the Marlo's goal is to curb the urge to shop and save money for college. List the steps in order that Mario.

Learn more about on college, here:

https://brainly.com/question/16942544

#SPJ5

A ground-dwelling plant grows along a chain-link fence

Answers

Answer: Very instresting?

Explanation:

An extremely rainy spring and summer may impact growing crops. This is an example of what type of risk

Answers

Answer:

Environmental risk

Explanation:

In simple words, The environmental risk of farming refers to the affect that various agricultural activities have on the environments in which they operate, as well as how those impacts can be linked to those practices. Agriculture's ecological influence varies greatly depending on the activities used by growers as well as the size at which they operate.

Which account will appear in the sales ledger?
A- Gill, a credit customer
B- Sales return
C-Sales
D- Dan, a credit supplier.

Answers

Answer:

A- Gill, a credit customer

Explanation:

A journal entry involves the process of keeping the records of business transactions made by an organization.

Journal entries are mainly used by bookkeepers and accountants. Ideally, it is important that a journal has all of following informations; date, reference number, debit balance, credit balance and transaction description.

A sales ledger can be defined as an accounting book that comprises of the individual account of each customer of a business firm and records the money received for goods or services purchased, whether the payment has been received or not.

Simply stated, a sales ledger sequentially records all sales that have taken place in a business, whether or not payment have been received.

This ultimately implies that, a sales ledger contains accounting information on all sales transaction made by a company including, money received for its goods and services and money owed by its customers.

Hence, the account which will appear in the sales ledger is that of Gill, a credit customer.

Listed below are amounts of court income and salaries paid to the town justices. All amounts are in thousands of dollars. Construct a​ scatterplot, find the value of the linear correlation coefficient​ r, and find the​ P-value using alphaequals0.05. Is there sufficient evidence to conclude that there is a linear correlation between court incomes and justice​ salaries? Based on the​ results, does it appear that justices might profit by levying larger​ fines?Court Income: 65.0, 402.0, 1567.0, 1132.0, 273.0, 251.0, 112.0, 156.0, 34.0


Justice Salary: 31, 46, 91, 56, 47, 60, 26, 27, 18


a. What are the null and alternative hypotheses?


b. Construct a scatterplot.


c. The linear correlation coefficient r is: _____.


d. The P value is: _____.

Answers

Answer:

H0 : β = 0

H1 : β = 0

R = 0.8642

P value = 0.002654

Explanation:

Null hypothesis : H0 : β = 0

Alternative hypothesis : H1 : β ≠ 0

The correlation Coefficient, R value as obtained using a correlation Coefficient calculator is 0.8642. This depicts that a strong positive relationship exists between court income and Justice salary.

The Pvalue using the Pvalue calculator (R = 0.8642, N = 9) = 0.002654

The Pvalue < α

0.002654< 0.05 ; Hence, we reject H0.

Need help ASAP. Will mark brainliest

Answers

Answer:

click the top on and the socond option

Explanation:

explain economics in your own words​

Answers

Economics is how people interact with value, concerning how wealth is transferred, and how goods are consumed/produced

What is your marginal rate of consumption (MPC)? If your income increased $1,000 per month until retirement, how much would your spending on consumption goods increase?

Answers

Answer:

$400

Explanation:

In the case when the income would be increased by $1,000 per month so the spending on consumption goods would also be increased by 40% here we assume the 40%

So,

= $1,000 × 40%

= $400

Therefore based on the above assumption, the spending on consumption goods would be increased by $400

how can government create more employment​

Answers

Answer:

The government can create more employment by Reducing Interest Rates.  

Answer:

Reducing Interest Rates.

Explanation:

Cameron is trying to decide whether to invest in real estate or in preferred stocks. What is TRUE about preferred stocks that might convince Cameron to choose these stocks over real estate?

Answers

Answer:

cameron will have a share of ownership in the company

Explanation:

plato/edmentum

A factor about preferred stocks is that B. Cameron will get a fixed dividend each year on preferred stocks, which provides consistent income, but real estate does not offer this

What are preferred stocks?

These are ownership claims in a company that have certain rights over the ordinary stockholders.

One such right is that the holders of preferred stock are guaranteed a fixed dividend every year which means that Cameroon will make stable income from preferred stocks as opposed to real estate.

Options for this question include:

A. The initial investment for preferred stocks is usually higher than real estate, but the returns are higher as well.

B. Cameron will get a fix dividend each year on preferred stocks, which provides consistent income, but real estate does not offer this.

C. Preferred stocks are almost always risk-free whereas real estate is the riskiest investment vehicle.

D. It takes a few days to see a return on real estate investment but preferred stocks can produce a return in just a few hours.

Find out more on preferred stock at https://brainly.com/question/18068539.

How many years would it take for money to increase to 3 times the initial amount at an interest rate of 18% per year?

Answers

Answer:

7 years (to the nearest year)

Explanation:

Given that;

A = amount

P= principal

t = time

r = rate

A =3P(given in the question)

Formula for compound interest;

A = P(1 + r)^t

Substituting values;

3P = P(1 + 18/100)^t

3P/P= (1.18)^t

3 = (1.18)^t

log 3 = t log 1.18

t = log 3/log 1.18

t = 0.4771/0.0719

t = 6.6 years

t = 7 years (to the nearest year)

After Joe and Stephanie placed an offer on a house, the realtor came back to tell them they had Consensus ad idem. What does this MOST likely mean for Joe and Stephanie? A. They should find a new realtor. B. They must look for a different home. C. They have to make a better offer. D. They have an accepted offer.

Answers

Answer: D because Consensus ad idem means to describe the intentions of the parties forming the contract. In particular, it refers to the situation where there is a common understanding in the formation of the contract. Formation of a contract is initiated with a proposal or offer. So D.

Sorry if i'm wrong. Hope it helps

Investments can help a business increase productivity by:

ANSWER: C. OFFERING THE BUSINESS MORE EFFICIENT WAYS TO MAKE GOODS

A. Making it possible for the business to ignore opportunity cost
B. Eliminating the need for any input when creating products
C. Offering the business more efficient ways to make goods
D. Creating goods outside the production possibilities curve

Answers

Answer:

c

Explanation:

when Offering the business more efficient ways to make and encourage the business can develop

Answer:

C. Offering the business more efficient ways to make goods

Explanation:

I just had my test

what is a industrial shedder?​

Answers

An industrial shredder is a machine used for reducing the size of all kinds of material and invented by Vincent Earl Par. Industrial shredders come in many different design variations, many sizes and applications. The main categories of designs used today are as follows: horizontal hammermills, vertical hammermills, slow speed shear type shredders of single, dual, triple and quad shaft design, single shaft grinders of single or dual shaft design, granulators, knife hogs, raspers, maulers, flails, crackermills, and refining mills. The industrial shredder is mainly composed of rotor, counter blades, housing, motor, transmission system, power system and electrical control system. -Wikipedia

Hope this helps!
Other Questions
What is this passage mostly about?A) a national group that helps kids deal with peer pressureB) peer pressure and how to handle itC)the fear of singing in front of people D) ways that your parents can bail you out I WILL GIVE BRAINLIEST IMMEDIATELY!! I REPEAT, IMMEDIATELY!!!!A regular polygon has a sides. Which algebraic expression represents the number of degrees of rotation about the polygons center that would carry the polygon onto itself?A. 180/aB. 360/aC. 360/2aD. 180 (a)IF YOU PUT LINKS OR RANDOM ANSWERS YOUR ACCOUNT WILL BE REPORTED AND YOUR ANSWER AND I WILL EMAILY BRAINLY what is y(3y) help plzz Ana took her broken bicycle to the repair shop to have the frame starightened. The repairman told her there was a 30% chance that he wouldn't be able to fix it. What is the probability that he will be able to fix it?please help!! Luciana y Cristian estaban de paseo y sufrieron un triste accidente, Cristian sufri un corte profundo en su antebrazo derecho y debido esto no senta nada de lo que tocaba con sus dedos. en cul de los siguientes sistemas ocurri un dao? Can someone please help me with math. Please helppp! No links, please!!What is another name for the "doctrine of nullification?"A) nationalism doctrineB) doctrine of 1824C) states' rights doctrineD) secession doctrine 6 Where is urea made?bladderB kidneyliverD urethra W-6.67=2.27I need help with this How do I put a screenshot on here. 36 POINTS !!!!!! ANSWER QUICK FIRST ANSWER AND RIGHT GETS BRAINLIEST Use the subjects and pictures in the photo to write a complete sentence with the correct form of the verb estar to tell what class each person is in. 5 oraciones Qu opinas de la alerta que est pasando en Puerto Rico con la situacin del Coronavirus? Find the length of the third side. If necessary, write in simplest radical form The half-life of Palladium-100 is 4 days. After 12 days a sample of Palladium-100 has been reduced to a mass of 7 mg. What actions inspired the need to develop the Universal Declaration of Human Rights? What was recognized by the Declaration? (Site 1)CoBI U Sx xTV Malia and her sister walk at a constant rate of 4 miles per hour. At this constant rate, how long should it take Malia and her sister to walk 3 miles?A. 0.75B. 1.25C. 1.5 D. 12 Solve for x? please no links pls help! will give brainliest!Which figure of speech is used in this text?The metal platter landed with a great clang, spraying bits of food across the kitchen floor and cabinets. a. allusionb. onomatopoeia 5x + 19.95 = 35 Solve x what does too mean select all correct answer