Miles is a licensed agent who represents Colgate Health and its Medicare Advantage (MA) plans. Miles has several clients who have recently come to him for help. They are in their initial coverage period9s) (ICEP) and are interested in enrolling in one of Colgate Health’s MA plans. Adam will soon turn 68 and has decided to retire. Betty is about to turn 65 and has also decided to retire. Adam and Betty both currently have coverage through Colgate Health. Charles had health coverage through Colgate but dropped the coverage when he retired early to travel to Europe. Charles has just turned age 65 and is now back in the United States. Diedre, who will turn 65 next month, currently has coverage through Ditmas Health – a company that Miles also represents. Who qualifies for the opt-in simplified enrollment mechanism?

Answers

Answer 1

The one  that qualifies for the opt-in simplified enrollment mechanism is Alice.

What is Initial Coverage Election Period ?

The Initial Coverage Election Period serves as the period that comes before one can enrolled into Medicare part A.

But in this case Alice is the one that fit in for the  opt-in since there is no record about  break in any of her coverage, and we know that  Bob had health coverage through Spartan but does not through with the coverage.

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Related Questions

Describe What You Will Use The Money For?

Answers

Answer:

invest, save and make passive income

Explanation:

I think the best way to earn money is to invest even if you don't have money there are a lot of ways that you can earn starting from 0. if you made it in your first thousand I think it's the best if you save it from now and use it in future investment even if you have enough you can now earn and even hire people from your business (if you want to start one) and you can invest at the same time you can have now a passive income from your business adding that to your investment which you will earn more and grow your business.

the roots of the quadratic function describing the relationship between the number of products produced and overall profit margins are x= 0 and 150. the vertex is (75, 10000).

Answers

The whole statement is as follows: When there are 75 things in production, a profit of 10000 dollars is obtained, which is the highest possible.

What is the complete statement?

Because we already know that the profit equation is defined between x = 0 and x = 150, which are the two roots of the equation, we also know that the profit is equal to zero when

x = 0 and when x = 150.

If this is the case, we may reasonably expect a positive return on investment within this range.

Therefore, the quadratic equation should have a leading coefficient that is negative. This would indicate that the arms of the graph should move in a downward direction.

If this is the case, then we already know that the maximum will be located at the vertex of the triangle.

In this case, we are aware that the vertex is:

(75, 10000)

In this equation, x stands for the total number of products sold, while y indicates the amount of money made.

Since the maximum is at the vertex, and we know that the vertex is located at  (75, 10000), we may draw the conclusion that the maximum profit is $10000, and this occurs when the number of things created is 75. This is because the vertex is located at the intersection of the two lines.

Therefore, the whole statement is as follows:

When there are 75 things in production, a profit of 10000 dollars is obtained, which is the highest possible.

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Gary's wife died last year, so he has been raising his three children on his own. When he files his taxes this year, which tax status will best fit his
situation?
OA single
OB. widow/widower
OC. married, filling jointly
OD. married, filing separately

Answers

If he  he files his taxes this year, the tax status that will best fit his situation is:widow/widower.

What is tax?

Tax can be defined as the amount a person or a tax payer  files or remit to the government.

Based on the given scenario if his wife died last year which means that  when he files his taxes this year the  tax status that will best fit his situation will be a widower.

Therefore Gary is a widower.

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What agencies are known as professionally trained planners?

Answers

Answer:

refer to the above attachment

ALBERTO: Tami, I’ve got a problem. Can we talk for a minute?
TAMI: Sure, Alberto, what’s up?
ALBERTO: Last week my sous-chef, Ricky, bought tomatoes that just weren’t ripe. It made me really angry. We’ll never keep our Michelin star unless we maintain the quality of our produce!
TAMI: Wow, Alberto, that sounds like a real problem. So you’re saying that Ricky bought tomatoes you couldn’t serve?
ALBERTO: Yes! And it’s not the first time...
TAMI: I’ll do something about this right away.
What component of reflective listening is missing from this conversation?

Affirming contact
Clarifying the implicit
Paraphrasing the expressed

Answers

The component of reflective listening that is absent from this conversation is clarifying the implicit.

Affirming contact:

Instead of necessarily signaling agreement, the purpose of affirming contact is to express attentiveness and assurance.

So "Wow" and "Yes!" in the conversation expresses attentivness and make Affirming contact.

Paraphrasing the expressed:

It clarifies to the speaker both what was heard and what the listener's thoughts and feelings were. occasionally use a follow-up question

Hence When TAMI said, "So you're saying that Ricky bought tomatoes you couldn't serve?" she was paraphrasing what was said. when he responded to ALBERTO's remarks.

Clarifying the implicit:

Any implicit messages, such as thoughts and feelings that are not fully or explicitly expressed along with their outwardly expressed message, are clarified.

Hence The conversation lacks Clarifying the implicit.

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According to the text, a personal balance sheet is a statement of your net worth. It is an accounting of what you own as well as what you owe. Using the information provided, prepare a personal balance sheet for Jamie Lee.

Answers

A personal balance sheet is a statement of the total net worth of an individual for the time being in force. It shows what are the things owned by a person and also the things that one owes to others.

What is a balance sheet?

The balance sheet for the year for Jamie Lee will show a balance of $8,350 on both the sides of the balance sheet for the information that is provided above.

Hence, the balance sheet for Jamie Lee is aforementioned. The missing information from the text is added for further reference. Moreover, an additional image of the balance sheet is also attached.

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As a student of Business Ethics and a managing director of a multinational company, discuss five (5) factors you will consider in managing the multi-cultural and diversified workforce in Ghanaian business organizations.

Answers

Communication, ethics, conflict management, learning, and inclusion are some issues to consider when leading a multicultural and diversified workforce in Ghanaian business organizations.

How do you lead a multicultural team?

In order to foster a culture that celebrates variety and individuality, it is crucial that there be a number of rules and procedures that concentrate on organizational ethics. The manager must be aware of the requirements of the teams, encourage learning, and include the staff in organizational procedures.

Therefore, the sharing of knowledge, learning, and creativity can benefit from a diverse culture.

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Why is this case an example of trademark violation?

Answers

Answer:

Say for example i make a Yt video and add in a song that has a trademark if i dont pay for the songs trademark to be able to use it the can report me it would be a violation

Explanation:

Answer: A

Explanation:

Payless made sneakers with a pattern that is similar to the Adidas logo.

Ruskin has a $150,000 cash balance on both its ledger balance and its available bank balance. Of Ruskin receives a check and deposits it in its checking account, funds are not made available on this particular check for 2 days. What is the float amount?

Answers

If Ruskin receives a check and deposits it in its checking account, the float amount is $300,000.

What is the float amount?

The float amount is the amount that a customer's account reads in the bank at a particular point in time.

The float amount is usually briefly counted twice due to time gaps in registering a deposit and processing the paper checks.

Thus, if Ruskin receives a check and deposits it in its checking account, the float amount is $300,000.

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Managers will invest in Human Resource Management only if, human resource practices such as developing
staff, and communication will result in greater profits. Discuss.

Answers

Managers will invest in Human Resource Management only when it brings about greater profit to the organization.

What is human resources management?

It should be noted that human resources management simply means the efficient and effective management of people in an organization.

In this case, managers will invest in Human Resource Management only when it brings about greater profit to the organization. This can be done through the training of the employees, etc.

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Hakeem wants to diversify his investment portfolio. He wants an asset with
high liquidity, but his research suggests that buying land would help him meet
his diversification goals. Which type of investment is the best option for
Hakeem?
A. A real estate investment trust
B. A dividend stock
C. A Treasury bond
D. Commercial real estate

Answers

Answer:

D

Explanation:if he would invest in commercial real estate it would be  commercial so he could do anything with it

Goodwin Technologies, a relatively young company, has been wildly successful but has yet to pay a dividend. An analyst forecasts that Goodwin is likely to pay its first dividend three years from now. She expects Goodwin to pay a $2.50000 dividend at that time (D₃ = $2.50000) and believes that the dividend will grow by 13.00000% for the following two years (D₄ and D₅). However, after the fifth year, she expects Goodwin’s dividend to grow at a constant rate of 3.66000% per year. Goodwin’s required return is 12.20000%. Fill in the following chart to determine Goodwin’s horizon value at the horizon date (when constant growth begins) and the current intrinsic value. To increase the accuracy of your calculations, do not round your intermediate calculations, but round all final answers to two decimal places.

Answers

Goodwin’s horizon value at the horizon date when the constant growth begins equals $38.7481 and the current intrinsic value equals $27.1393.

What is a horizon value?

This refer to the value of an asset beyond the forecasted period when future cash flows can be estimated

What is a current intrinsic value?

This refers to the current perceived or true value of an asset.

Therefore, the horizon value at the horizon date when the constant growth begins equals $38.7481 and the current intrinsic value equals $27.1393.

Note: The calculations leading to the final answer of horizon value and current intrinsic value is explained in the attached image.

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What was the opening price of Dow Jones Industrial Average on May 16, 2017 in the format of XXXXX.XX?

Answers

The Opening price of the Dow Jones Industrial Average on May 16, 2017, in the format of XXXXX.XX was 20,984.48.

The Dow Jones Industrial Average, Dow Jones, or simply the Dow, is a stock market index of 30 prominent companies listed on stock exchanges in the United States.

So, Dow Jones was 20,984.48 on May 16, 2017.

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A nondiscriminating monopolist:

1 will never produce in the output range where marginal revenue is positive.

2 will never produce in the output range where demand is inelastic.

3 will never produce in the output range where demand is elastic.

4 may produce where demand is either elastic or inelastic, depending on the level of production costs

Answers

Monopolists do not prefer to produce in the when the demand for a good produced by them is inelastic. Option B is the correct answer.

It is common to observe that monopolists, avoid engaging production when the demand for their product becomes inelastic.In order to understand this situation, it is important to address the meaning of inelastic demand. The term 'inelastic demand' refers to a situation where the demand for a product does not increase/decrease (change) when there is an increase/decrease (change) in its price.This does not lead to profits for a monopolist. It is because, a firm will be able to secure profits by producing lower amounts of goods for a higher price when the demand is elastic. Hence, when the demand is inelastic, the increase in the quantity will be sold at the previous standard price, leading to a fall in terms of the total revenue.

Therefore, it is clear that a monopolist will not produce when the demand for a good is inelastic.

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Question
A business operates based on a mark-up on cost of 40%. If opening inventory was GHC 5,000, sales were
GHC 98,000 and purchases were GHC 71,200, calculate the value of closing inventory.
A. GHC 70,000
B. GHC 68,600
C. GHC 29,400
D. GHC 6,200

Answers

Answer:

c 29,400

Explanation:

it the least number that Can you divide

Labor, as a factor of production, relates only to the production of manufactured goods; services are not included. true or false

Answers

It is a false statement that Labor relates only to the production of manufactured goods and that services are not included.

What is a Labor?

This is a factor of production that involves individuals & machines that helps to they produce a good or service for a firm.

The reward for a Labor as a factor of production is known as Wages and Salaries.

Therefore, the statement is false because Labor helps in production of both the goods and services.

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operates a small grill on the boardwalk in Ocean City from April 1 through September 30 each year. During the busy season, Ranya needs regular deliveries of fresh ingredients that she uses to provide menu items to her customers. Ranya contracted with ABC LLP for the three times-weekly delivery of fresh vegetables including Romaine lettuce, Beefsteak tomatoes, and Vidalia onions (20 pounds of each for each delivery), starting on April 1 and finishing September 28. The contract provided that the service would cost Ranya $1,500 per week, payable on the first delivery each week that was scheduled for Mondays. The first delivery for the season did not arrive until April 2, and the order was missing Romaine lettuce. Ranya contacted ABC and they advised that they would deliver the missing lettuce on the next order that was scheduled for delivery on April 4. That delivery was also late, but this time, Ranya was missing the onions she needed (the ones delivered were spoiled). Expecting the problem to continue, Ranya contacted a different company to supply the vegetables she needed but the weekly cost for the replacement vendor is $2,000.

In 300-400 words, discuss: using UCC § 2-612, whether Ranya can terminate the agreement with ABC and whether ABC might be liable to Ranya for damages as of April 5.

Answers

Under Section 2 612 UCC, ABC might be liable to Ranya for damages as of April 5.

What is Section 2 612 UCC?

The Section 2 612 UCC is meant to explain the installment contract. When the buyer and the seller enters into the agreement of installment contract of the delivery of goods.  

The contract provides the right to the buyer for the reject of the contract for non-conforming installments.

As per the above scenario, Ranya can terminate the contract by not satisfied with the services of the company as the first delivery for the season did not arrived. Thus she can claim for the charges of the non completion of the delivery.

She can claim for late delivery, delivered items spoiled and missing of the items. Therefore, ABC might be liable to Ranya for damages.

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Two capitals invested in shares of the stock market add up to $180,000, which

have been placed at 13% and 16% annual simple interest for 3 years and 6 years

respectively. If between the two a total interest of $98,250 was obtained, determine:

What was the amount of capital invested?

Answers

The amount invested in the account that earns 13% simple interest is $130,789.47.

The amount invested in the account that earns 16% simple interest is $49,210.53.

What are the linear equations that represent the question?

a + b = 180,000 equation 1

0.39a + 0.96b = $98,250 equation 2

Where:

a = amount invested in the account that earns 13% simple interestb  = amount invested in the account that earns 16% simple interest

How much was invested in each account?

Multiply equation 1 by 0.39

0.39a + 0.39b = 70,200 equation 3

Subtract equation 3 from equation 2

$28,050 = 0.57b

b = $49,210.53

Subtract $49,210.53 from 180,000 : 180,000 - $49,210.53 = $130,789.47

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A corporation makes an investment of $20,000 that will provide the following cash flows after the corresponding amounts of time: Year 1 - $10,000 Year 2 - $10,000 Year 3 - $2,000 a. Should the company make this investment? b. What is the net present value at a 7 percent discount rate? Round your answer to two decimal points.

Answers

A) The company should not invest in the provided project due to the negative NPV of the project.

B) The NPV of the project comes out to be (286).

What is NPV?

NPV is an abbreviated form of Net present value and computed by deducting the cash outflows from cash inflows at the present value.

Given values:

Cash flow of year 1: $10,000

Cash flow of year 2: $10,000

Cash flow of year 3: $2,000

Cash outflow (cost of investment) =$20,000

Step-1 Computation of PV of cash inflows of every year:

PV of year 1 = Cash inflow of year 1 / (1+ interest rate)^ 1

                    = $10,000 / (1+0.07) ^ 1

                    = $10,000 X 0.934579

                    = $9,346

PV of year 2 = Cash inflow of year 1 / (1+ interest rate)^ 2

                    = $10,000 / (1+0.07) ^ 2

                    = $10,000 X 0.873438

                    = $8,735

PV of year 3= Cash inflow of year 1 / (1+ interest rate)^ 3

                   = $2,000 / (1+0.07) ^ 2

                    = $2,000 X 0.816297

                    =$1,633

Step-2 Computation of total amount of PV of cash inflows:

[tex]\rm\ PV \rm\ of \rm\ cash \rm\ inflows = \rm\ PV \rm\ of \rm\ year \rm\ 1 + \rm\ PV \rm\ of \rm\ year \rm\ 2 + \rm\ PV \rm\ of \rm\ year \rm\ 3\\\rm\ PV \rm\ of \rm\ cash \rm\ inflows =\$9,346 + \$8,735 + \$1,633\\\rm\ PV \rm\ of \rm\ cash \rm\ inflows =\$19,714[/tex]

Step-3 Computation of NPV:

[tex]\rm\ NPV=\rm\ PV \rm\ of \rm\ cash \rm\ inflows- \rm\ Cost \rm\ of \rm\ investment\\\rm\ NPV=\$19,714-\$20,000\\\rm\ NPV=\$ (286)[/tex]

Therefore, the NPV comes out to be a negative amount of 286, and hence, the company should not accept the project.

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Virtual groups resolve issues related to differences in time, distance, technology, member cultures, and organizational environments during the _____ stage of virtual team formation.

Answers

The issues on differences in time, distance, technology, member cultures, and organizational environments are address during the storming stage of virtual team formation.

What is the virtual team formation?

In a task processes category, the formation consists of five stages which all the virtual teams typically follows which includes forming, storming, norming, performing, and adjourning.

In conclusion, the issues on differences in time, distance, technology, member cultures, and organizational environments are address during the storming stage of virtual team formation.

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Households can sign up for a telemarketing “no-call list.” How might households who sign up differ from those who don’t? What biases might this create for telemarketers promoting (a) financial planning services, (b) carpet cleaning services, and (c) vacation travel packages?

Answers

Answer:

business in good in grenada

a) Households that sign up for the "no-call list" might be more privacy-conscious and value their time.

b) Households on the "no-call list" might be more concerned about privacy and unwanted interruptions, making them less receptive to telemarketing calls promoting carpet cleaning services.

c) Households on the "no-call list" may be less inclined to entertain unsolicited offers for vacation travel packages, as they might prefer to plan their trips on their own terms or through trusted travel agencies.

(a) Financial Planning Services:

They may be less interested in unsolicited calls and prefer to research and seek financial services on their own terms. This could lead to biased telemarketing as financial planners might have fewer leads and potential clients, limiting their outreach to only those who are open to unsolicited calls or who haven't signed up for the list. This can result in missing out on potential clients who might have been interested but are unreachable due to the "no-call list."

(b) Carpet Cleaning Services:

As a result, telemarketers might face challenges reaching potential customers and might need to rely more on alternative marketing channels. This could create a bias in favor of households that haven't signed up for the list, potentially leading to a more favorable response rate from those individuals.

(c) Vacation Travel Packages:

This bias could lead to a decreased likelihood of telemarketers successfully promoting travel packages to households on the list. Telemarketers might need to focus their efforts on households not on the list, potentially affecting the diversity of their clientele and sales.

Overall, the "no-call list" can introduce biases in telemarketing efforts, favoring households that haven't signed up for the list.

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Which of the following statements is correct?

1 The demand curve for a purely competitive firm is perfectly elastic, but the demand curve for a purely competitive industry is downsloping.

2 The demand curve for a purely competitive firm is downsloping, but the demand curve for a purely competitive industry is perfectly elastic.

3 The demand curves are downsloping for both a purely competitive firm and a purely competitive industry.

4 The demand curves are perfectly elastic for both a purely competitive firm and a purely competitive industry.

Answers

The correct Statement is The demand curve for a purely competitive firm is perfectly elastic, but the demand curve for a purely competitive industry is downsloping. Thus option 1st is correct.

What is Demand Curve?

Demand curve refers to the Graphical presentation of the relationship of the price and the quantity of a particular firm.

Those firms that engages in pure competition, the demand curve is entirely elastic due to the the marginal revenue curve aligns with the firm's equilibrium price since each firm acts as a price taker.

The demand curve for a purely competitive industry is downsloping because as the level of the price increases for the product the demand of the product decreases which implies decreased production.

Thus option 1st is correct.

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Managers will invest in human resource management only if human resource practices such as developing staff and communication will result in greater profits

Answers

It is a true statement that the Managers will invest in human resource management if its helps in developing staff and helps communication to result in greater profits.

What is a human resource management?

This is a section of management the people in a company so that they will help their business gain a competitive advantage over others.

This management is involve in the recruitment, hiring, renumeration, motivation etc of the staffs.

Thus, it is agreed that Managers will invest in human resource management if its helps in developing staff and helps communication to result in greater profits.

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It is possible to eliminate certain risk by investing in different companies. What type of risk is this?

Answers

The given statement can be marked as true. Unsystematic risk can be eliminated by investing in different companies.

What is meant by Unsystematic risk?

Unsystematic risk refers to risks that represents the portion of investment risk that can be practically reduced or eliminated through the way of diversification.

Diversification is the risk management strategy that consists a wide variety of investments. It ensures that if some assets perform poorly, other areas of the portfolio associated with different sectors can cover the loss.

Unsystematic risks can be reduced by diversifying one's investments.

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a possible cause of favourable material price is

Answers

An overall decrease in the market price level

Eileen is setting up a company in QuickBooks Online and needs to fill in opening balances for vendors. What is the best way to record opening vendor balances and why?

Answers

The best ways is to fill in the opening balance in the vendor details dialogue box. This method is quick, and one may finish it when one create the vendor.

The Vendor Balance Summary report summarizes the company's obligations and overpayments to certain vendors. The overarching goal of this report is to identify accounting irregularities. View the Vendor Balance Detailed report for further information on the vendor's balance.

The following information is included in the report:

Vendor: Either the vendor indicated in the preceding filtering choices or all suppliers accessible to the firm.Balance: The amount owed to a certain vendor or the credit/overpayment amount (marked with brackets).Totals: The total amount owed or payed to the suppliers listed.

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What's the key difference between term life insurance and straight-life insurance?
The value of a term life insurance policy may go up or down, but the value of a
straight-life insurance policy is always constant.
Term life insurance is cheaper than straight-life insurance, but it cannot be
renewed.
Term life insurance has no cash value at the end of the term it's bought for.
Term life insurance is generally more expensive than straight-life insurance, but
it generally offers much more.

Answers

The main difference between term life insurance and straight-life insurance is Term life insurance has no cash value at the end of the term it's bought for.

What is term life insurance?

This is a life insurance policy that allows you to cover our life for a period of time. It is often cheaper than the straight-life insurance policy.

Term life insurance has a drawback however which is that it has no cash value at the end of the term. The insurance company will simply take all the cash that one has paid and give nothing back.

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• Highlight the negative externalities that might occur in the South African Economy, due to the Russian Ukrainian war​

Answers

Various the negative externalities such as food scarcity , racsism , price hike , etc might occur in the South African Economy, due to the Russian Ukrainian war​.

The negative externalities might occur in the South African Economy, due to the Russian Ukrainian war​ beacuse:

Around 20% of students in Ukraine are African, and they claim to often face racism and prejudice.Through food imports and tourism, African economies are connected to those of Russia and Ukraine.Without proper access to imports of wheat, corn, and oil, food prices and global food insecurity are likely to rise, having a significant impact on North Africa, since Egypt alone buys 70% of its wheat from Russia and Ukraine.The two main categories of how the links between African countries and the eastern European countries at war would affect the continent are the economy and vulnerable citizens, but both categories are intricately intertwined.As humanitarian organizations rely on wheat and cereal grains for famine assistance, areas of Africa that are already on the verge of starvation are also at risk. The Democratic Republic of the Congo, Madagascar, Ethiopia, South Sudan, and Chad are among the nations on the continent that the UN has designated as hunger hotspots because they are in danger of becoming hungry and need access to such aid commodities.

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Besides chlorine, what are the chemical sanitizers approved for operations?

Answers

Explanation:

Chemicals that are approved sanitizers are chlorine, iodine, and quaternary ammonium.

Describe a specific example of how social networking sites can communicate a positive image of a person to a potential employer.​

Answers

Answer:

1. Visibility

2. Networking

3. Opportunity

Explanation:

1. Visibility

People searching for jobs can market themselves online by creating online profiles that highlight any skills or special talents and making themselves easily searchable to recruiters and companies.  

2. Networking

By making themselves visible online, people have the opportunity to network with others in their field on a global level opening up endless possibilities for themselves.

3. Opportunity

Using social media creatively can give a person an opportunity in a new field that may not be reflected in their resume. (Ex: a person would like to be a product designer but spent their career as an accountant can show off their skills in their professional profile).

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