Answer: CFPB, or FTC.
Explanation: FDA does nothing for consumer rights. BBB is mainly for reveiws, and treatment of consumers. R-PA is to stop price changing.
One consumer protection agency that can sue, the Consumer Financial Protection Bureau. Option A is correct.
What is the role of Consumer Financial Protection Bureau?The Consumer Financial Protection Bureau is a mid-20th organization that integrates and specifies Federal consumer financial law and clear correlation, clear, and competitive marketplace for consumer financial products.
Therefore, option A is correct.
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Determine which variables are significant—at either the 99% or 95% confidence level—and which are not significant at either level. Make sure to choose the highest level of significance for each variable.
3.Which of the following is the element that distinguishes legal rules from other social rules? Financial sanction Exclusion Public condemnation
Answer:financial sanction
Explanation:
What will happen to the interest income of a 401(k) the longer you have the
plan?
A. The interest income will double.
B. The interest income will go down over time.
C. The interest income will stay the same.
D. The interest income will be compounded more.
Answer:
D. The interest income will be compounded more.
Explanation:
Answer:
the interest income will be compounded more
Explanation: i just took the unit test
Since customers who go to retail stores often know what they want or have a purpose to being at the store in the first place, sellers do not have to do much _____ in the B2C selling environment.
Answer: prospecting or qualifying
B2C selling is an acronym for business to consumer selling.
Since customers who go to retail stores often know what they want or have a purpose to being at the store in the first place, sellers do not have to do much prospecting in the B2C selling environment.Prospecting can be defined as the process by which a producer conduct research in order to identify people that might be interested in the commodity produced.Qualifying refers to the qualities or characteristics a potential buyer must posses.The potential buyer is a person who is determined, willing and able to buy a product. They are also referred to as lead.Therefore, A consumer who is able and willing to buy is a prospecting consumer.
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1. What important financial elements need to be considered in the process of planning for starting a family and managing finances thereafter?
2. What is your groundbreaking idea for how an online bank can serve their guests and/or customers throughout this process?
i. We are open to ideas that serve guests (non-customers) and/or customers. For context, think about how a streaming service offers free viewing or listening, but advanced features for paying customers.
ii.Feel free to get creative here. The resource could be anything from a digital solution such as an app/website to a physical representative, paper resources, online or in-person courses, etc.
iii. Be as specific as possible. What features will be included in your solution to make it an effective resource? (Ex. Weekly check-ins, progress tracker, etc.)
3. (Optional) If you feel it would strengthen your submission, attach an artistic rendering (sketch, mockup, wireframe, etc.) showing how your idea works and the most important features that a customer would use.
Campbell Manufacturing intends to start business on January 1. Production plans for the first four months of operations are as follows:January 8,000 unitsFebruary 20,000 unitsMarch 28,000 unitsApril 28,000 unitsEach unit requires two pounds of material. The firm would like to end each month with enough raw material to cover 25 percent of the following month’s production needs. Raw material costs $7 per pound. Management pays for 40 percent of purchases in the month of purchase and receives a 10 percent discount for these payments. The remaining purchases are paid in the following month, with no discount available.a. Prepare a purchases budget for the first quarter of the year in units, in total, and in dollars.Note: Do not use a negative sign with your answers.January February March QuarterUnits produced Pounds per unit x 2 x 2 x 2 x 2Pounds needed EI in pounds Total required Less BI Pounds to purchase Cost per pound x $7 x $7 x $7 x $7Total cost of RM b. Determine the budgeted payments for purchases of raw material for each of the first three months of operations and for the quarter in total.PaymentsJanuary February March QuarterJanuary purchases February purchases March purchases Total
Answer:
k'Poliuykukkkkkk
Explanation:
Managers who accept the assumptions of Theory X have the following characteristics EXCEPT:
The options were not listed. However, to help you answer the question, we will look at a general overview of Theory X managers. Generally, Theory X managers;
Have a pessimistic view of employeesBelieve that employees have to be forced to work.Think that rewards and punishments are the only ways to motivate employees to work.Control, threaten, and supervise employees to get work done.Given these assumptions held by Theory X managers, you can now select an option that does not fit into the descriptions.
The theories X and Y assumptions were developed by Douglas McGregor to show how the beliefs that employers hold about their employees can affect their work relationships with them.
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What does an administrative Assistant do
Answer: Secretaries and administrative assistants do routine clerical and organizational tasks. They arrange files, prepare documents, schedule appointments, and support other staff.
g A company purchased equipment and signed a 5-year installment loan at 10% annual interest. The annual payments equal $10,900. The present value for an annuity (series of payments) at 10% for 5 years is 3.7908. The present value of 1 (single sum) for 5 years at 10% is .6209. The present value of the loan is:
Bob manages a grocery store in a country experiencing a high rate of inflation. To keep up with inflation, he spends a lot of time every day updating the prices, printing new price tags, and sending out newspaper inserts advertising the new prices. His employees regularly deal with customer annoyance over the frequent price changes. This is an example of the __________ of inflation.A. menu costs
B. shoe-leather costs
C. unit-of-account costs
Answer:
A. Menu Cost
Explanation:
Substitute x = b 2 into the simplified expression, the value was 20.
Answer:
b= 10 x = 20
Explanation:
b= 10. 10 x 2 =x
Therefore the value of X is 20 if you substitute the value twenty for x then divide that value by two you received your variable b's answer.
What is the name of the legal system that gives judicial decisions the force of law? A Commmon Law B European Law C Civil Law
Answer:
the answer is A) common law
Debt: 9,700 7.2 percent coupon bonds outstanding, with 23 years to maturity and a quoted price of 105.75. These bonds have a par value of $1,000 and pay interest semiannually. Common stock: 260,000 shares of common stock selling for $65.20 per share. The stock has a beta of .97 and will pay a dividend of $3.40 next year. The dividend is expected to grow by 5.2 percent per year indefinitely. Preferred stock: 8,700 shares of 4.60 percent preferred stock selling at $94.70 per share. Market: 11.3 percent expected return, a risk-free rate of 3.95 percent, and a 22 percent tax rate. What is the company's WACC
Answer:
65.20
Explanation:
you divided
as the tax assessor for Indian creek county, you have been informed that due to budgetary demands, a tax increase will be necessary next year. The total market value of the property in the county is $800,000,000. currently, the assessment rate is 35% and the tax rate is 40 mils. The county commission increases the assessment rate to 45% and the tax rate to 45 mils
Answer:
this didnt make sense but ok
Explanation:
Define Business Plan?
Answer:
business plan
a document setting out a business's future objectives and strategies for achieving them.
"The company is scheduled to pitch its business plan in June"
Explanation:
Answer:
Business plan is the the plan to create our own business and do planning for the business. I hope it would help you
A purchase of supplies on account is recorded in the a.revenue journal b.general journal c.cash payments journal d.purchases journal
Answer: b
Explanation:
An investor receives $1,100 in one year in return for an investment of $1,000 now. Calculate the percentage return per annum with: (a) Annual compounding (b) Semiannual compounding (c) Daily compounding (d) Continuous compounding
Denise wants to clearly communicate and create a ________, a key input control, before her team tackles business activities. This way the team will be able to better allocate her firm’s scarce resources in order to accomplish the tasks at hand.
Answer:
budget
Explanation:
Denise wants to clearly communicate and create a budget which is the key input control. This way the team will learn to allocate the firm's scarce resources.
Better allocation of the firm's scarce resources in order to accomplish the task can be done by clearly communicating and creating a budget.
What do you mean by budget?Budget is an estimated income and expenditure for a period of time.
By clearly communicating and creating a budget, the team will be able to better allocate the firm's scarce resources.
Thus, Denise wants to clearly communicate and create a budget, a key input control, before her team tackles business activities. This way the team will be able to better allocate her firm's scarce resources in order to accomplish the task at hand.
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The Constitution is a statement of general principle of the United States civil law.
True or False
it is false that the United State Constitution is a statement of general principle of the civil law, rather, it is is a statement of general principle of the constitutional law.
Civil law refers to the body of law that entails the rules on settling disputes between individuals, corporations etc.
Constitutional law refers to the body of law which are gotten from common law and Constitution and helps in defining powers of the government as well as guiding the duties or rights of citizens.
Therefore, it is false that the United State Constitution is a statement of general principle of the civil law, rather, it is is a statement of general principle of the constitutional law.
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The budget of the federal government is dramatically different than it was 50 years ago. In what way is it different
Answer:
D
Explanation:
D. Mandatory spending has increased as the population has gotten older and the Social Security and Medicare programs have expanded.
The budget of the federal government is dramatically different than it was 50 years ago because of increase in discretionary spending due to the expansion of security.
What is a budget ?A government budget is a document created by the government and/or another political entity that details proposed spending for the upcoming fiscal year in the areas of healthcare, education, defense, roads, and state benefits as well as anticipated tax revenues (including inheritance tax, income tax, corporation tax, and import taxes).
According to the U.S. Constitution, Congress has the authority to enact a federal budget, which specifies how much money the government can spend during the ensuing fiscal year. The President then approves the budget proposed by Congress.
The budget outlines funding levels for the federal government as well as predictions of federal government revenue and expenditures for the upcoming fiscal year. On the basis of the president's recommendations and Congressional priorities, Congress must subsequently adopt appropriations legislation.
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Grace Woo earns $10 per hour, and receives overtime pay at time and a half for any hours worked over 40 hours per week. If Grace works 50 hours in one week, her gross pay is:
Grace's gross pay is $550.
Grace's gross pay is the sum of the the amount she earns for her normal working hours and the amount she receives for the overtime.
Amount she receives for her normal working hours = normal hours worked x pay per hour
$10 x 40 = $400
Amount she receives for the overtime = (10 x 1.5) x 10 = $150
Total gross pay = $400 + $150 = $550
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The president of the retailer Prime Products has just approached the company’s bank with a request for a $30,000, 90-day loan. The purpose of the loan is to assist the company in acquiring inventories. Because the company has had some difficulty in paying off its loans in the past, the loan officer has asked for a cash budget to help determine whether the loan should be made. The following data are available for the months April through June, during which the loan will be used: On April 1, the start of the loan period, the cash balance will be $24,000. Accounts receivable on April 1 will total $140,000, of which $120,000 will be collected during April and $16,000 will be collected during May. The remainder will be uncollectible. Past experience shows that 30% of a month’s sales are collected in the month of sale, 60% in the month following sale, and 8% in the second month following sale. The other 2% is bad debts that are never collected. Budgeted sales and expenses for the three-month period follow: April May June Sales (all on account) $ 300,000 $ 400,000 $ 250,000 Merchandise purchases $ 210,000 $ 160,000 $ 130,000 Payroll $ 20,000 $ 20,000 $ 18,000 Lease payments $ 22,000 $ 22,000 $ 22,000 Advertising $ 60,000 $ 60,000 $ 50,000 Equipment purchases − − $ 65,000 Depreciation $ 15,000 $ 15,000 $ 15,000 Merchandise purchases are paid in full during the month following purchase. Accounts payable for merchandise purchases during March, which will be paid in April, total $140,000. In preparing the cash budget, assume that the $30,000 loan will be made in April and repaid in June. Interest on the loan will total $1,200. Required: 1. Calculate the expected cash collections for April, May, and June, and for the three months in total. 2. Prepare a cash budget, by month and in total, for the three-month period.
1. The expected cash collections for April, May, and June are as follows:
April May June Total
Accounts receivable $120,000 $16,000 $136,000
Month of sale (30%) 90,000 120,000 $75,000 285,000
Ffg month (60%) 180,000 240,000 420,000
Second month (8%) 24,000 24,000
Total collections $210,000 $316,000 $339,000 $865,000
2. The Prime Products's Cash Budget is as follows:
April May June Total
Beginning cash balance $24,000 $22,000 $26,000 $24,000
Bank Loan $30,000 $30,000
Total collections $210,000 $316,000 $339,000 $865,000
Total receipts $264,000 $338,000 $365,000 $919,000
Total disbursements $242,000 $312,000 $315,000 $869,000
Bank Loan + Interest Repayment $31,200 $31,200
Ending cash balance $22,000 $26,000 $18,800 $18,800
Data and Calculations:
Requested bank loan = $90,000
Loan period = 90 days
April May June Total
Beginning cash balance $24,000
Accounts receivable $140,000
Budgeted Sales $300,000 $400,000 $250,000 $950,000
Cash Collections:
Accounts receivable $120,000 $16,000 $136,000
Month of sale (30%) 90,000 120,000 $75,000 285,000
Ffg month (60%) 180,000 240,000 420,000
Second month (8%) 24,000 24,000
Total collections $210,000 $316,000 $339,000 $865,000
Merchandise purchases $ 210,000 $ 160,000 $ 130,000
Depreciation $ 15,000 $ 15,000 $ 15,000
Cash Disbursements:
April May June
Payment for purchases $140,000 $210,000 $160,000
Payroll $ 20,000 $ 20,000 $ 18,000
Lease payments $ 22,000 $ 22,000 $ 22,000
Advertising $ 60,000 $ 60,000 $ 50,000
Equipment purchases − − $ 65,000
Total cash disbursements $242,000 $312,000 $315,000
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Buchi owns several financial instruments: stocks issued by seven different companies, plus bonds issued by four different companies. Her investments are best described as a(n):
If Buchi owns several financial instruments: stocks issued by seven different companies, plus bonds issued by four different companies, her investments are best described as a PORTFOLIO
A range of investments owned by an individual is termed a portfolio.
For instance, when an individual owns different stocks, bonds, and businesses in diverse companies, such an individual is known to have a portfolio.
Portfolios are important for long-term financial goals even though the returns on such portfolios are not immediate.
According to the question, if Buchi owns several financial instruments: stocks issued by seven different companies, plus bonds issued by four different companies, her investments are best described as a PORTFOLIO
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Price Mart is considering outsourcing its billing operations. A consultant estimates that outsourcing should result in cash savings of $10,900 the first year, $16,900 for the next two years, and $19,900 for the next two years. Interest is at 12%. Assume cash flows occur at the end of the year. (FV of $1, PV of $1, FVA of $1, PVA of $1, FVAD of $1 and PVAD of $1) (Use appropriate factor(s) from the tables provided.) Required: Calculate the total present value of the cash flows
Based on the cashflows to be achieved, the total present value that Price Mart should be expecting is $59,172
The total present value will be the sum of the present values of all the cash flows.
Year Cashflow
1 $10,900
2 $16,900
3 $16,900
4 $19,900
5 $19,900
Present value is:
[tex]= \frac{10,900}{1 + 0.12} + \frac{16,900}{1 + 0.12^{2} } + \frac{16,900}{1 + 0.12^{3} } + \frac{19,900}{1 + 0.12^{4} } + \frac{19,900}{1 + 0.12^{5} }\\[/tex]
= $59,172
In conclusion, the total present value is $59,172
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Grill Works has 6 percent preferred stock outstanding that is currently selling for $49 a share. The market rate of return is 14 percent and the tax rate is 21 percent. What is the cost of preferred stock if its stated value is $100 per share
The cost of preferred stock if its stated value is $100 per share is 12.24%.
Cost of preferred stock refers to a rate that company must pay its investors to persuade them to invest in the available preferred shares.
The formula for the use to derive the Cost of Preferred Stock is {Annual Dividend*Stated value /Price of Preferred Stock}Cost of preferred stock = (0.06 * $100) / $49
Cost of preferred stock = $6/$49
Cost of preferred stock = 0.1224
Cost of preferred stock = 12.24%
Therefore, the cost of preferred stock if its stated value is $100 per share is 12.24%.
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An example of a strategic plan would be
O retiring with no debt.
O winning a sporting event.
O earning extra money.
O doing inventory.
Which of the following is more common in large teams?
Answer: The development of subgroups
Based on the data below, how would the inventory appear on the balance sheet, assuming that the lower of cost or market is used and the cost is determined by the First-in, first-out (FIFO) method? Total cost: $248,000 Total market: $252,350 Lower-of-cost-or-market (LCM): $239,350 The inventory would appear in the current assets section, as follows: Inventory-at lower of cost (first-in, first-out method) or net realizable value $fill in the blank 3. Feedback
The inventory would appear in the current assets section as Inventory-at lower of cost or the net realizable value at the amount $239,350.
The net realizable value is a valuation method used in inventory accounting to determine the value of an inventory by calculating the asset sold, less estimated costs of selling.
In conclusion, the inventory would appear in the current assets section as Inventory-at lower of cost or the net realizable value at the amount $239,350.
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Bram Johnson invests $500 at the end of each quarter for 10 years. The account earns 8% interest annually. What is the value of the account at the end of 10 years
Based on the period of investment, the amount invested and the annual interest, the value will be $30,201.
As the same amount is invested every time, this is an annuity. The future value of an annuity is calculated as:
= Amount x ( ( 1 + rate) ^ number of periods - 1) / rate
Rate = 8% / 4 quarters in a year = 2% per quarter
Period = 10 x 4 quarters = 40 quarters
Future value is:
= 500 x ( ( 1 + 2%)⁴⁰ - 1) / 2%
= 30,200.99
= $30,201
In conclusion, the account would be worth $30,201.
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In the market for labor, demand describes
A. the quantity of labor that workers are willing to provide
B. the relationship between the quantity of labor that firms are willing to hire and the wage that they are willing to pay.
C. the relationship between the quantity of labor that workers are willing to provide and the wages they are willing to accept.
D. the quantity of labor that firms are willing to hire.
Answer:
b.
Explanation:
question 1:
in the market for labor, demand describes:
c) the relationship between the quantity of labor that firms are willing to hire and the wage that they are willing to pay
question 2:
the derived demand for labor comes from the:
d) demand for the goods and services that the labor produces
question 3:
olivia is considering working a secretary job for a small law firm. given the opportunity costs of working the job, she will not accept a wage less than $12 per hour. which of the following is likely to raise olivia’s reservation wage?
a) olivia learns that the job is more challenging than she initially thought
question 4:
which of the following describes the substitution effect?
c) as wages increase, an individual’s leisure becomes more costly, making him less likely to choose leisure over labor
question 5:
in response to a lack of qualified nurses in the area, a state government has funded a campaign to increase the number of high school graduates interested in nursing careers. if successful, the campaign would:
d) shift the labor supply curve to the right
i got 100%
