How do you compute term life insurance?

Answers

Answer 1
To calculate your life insurance coverage needs:

1. Add up your assets
Find the sum of your post-tax income and any liquid assets, like life insurance policies you already own, current investments, and future assets like social security benefits.

2. Add up your debts and financial obligations
Account for your yearly living expenses and debt payments and multiply them by the number of years your family would need support. Make sure to include future financial obligations, like college tuition.

3. Subtract your assets from your debts and financial obligations
The resulting number is the coverage gap — the amount of money your family would need to be financially comfortable in your absence, which is the minimum amount your
death benefit
should be. Your policy’s term (i.e., the amount of time your coverage lasts) should last as long as your family’s financial dependence requires.

The death benefit is paid as a lump sum, but your beneficiaries shouldn’t use it all at once. Much of it can be invested, and the rate of return can provide additional income to make the benefit last longer — but you’ll also want to consider the inflation rate over a 20- or 30-year term.

Work with a financial advisor to decide how to maximize the value of your death benefit and prepare your beneficiaries to take on the financial responsibility of the large payment.

Related Questions

1+ [-1] - 3 if u answer this i will give u brainly

Answers

Answer:

the answer is -3

Step-by-step explanation:

PLEASE HURRY & HELP ME NOW. IN A RUSH

Answers

Answer:

D

Step-by-step explanation:

the answer to your question is D

round 2.844 correct ton1 decimal place​

Answers

Answer:

2.8

Step-by-step explanation:

You need to keep these: 2.8

You will need to look at the second decimal: 2.844

Since it is under 5, you don’t need to increase 8 any further. If it was 5 or greater, you would have to change the 8 up to a 9.

I hope that helps!

A line passes through (-3, 6) and has a slope of -5.
What is an equation of the line?

Answers

Answer:

y=-5x-9

Step-by-step explanation:

y-y1=m(x-x1)

y-6=-5(x-(-3))

y-6=-5(x+3)

y=-5x-15+6

y=-5x-9

Please help, I’m bad at math.

Answers

Answer:

26

Step-by-step explanation:

Tan is opposite/adjacent

The side opposite to the angle 56 is 26.

If it asks for the bottom one, it is x.

Can anyone explain polynomials in a way that makes sense lol?

Answers

Answer:

Answer:

well here's the def. maybe this can help you sum up answer  

*polynomial

[ pol-uh-noh-mee-uhl ]SHOW IPA

adjective

consisting of or characterized by two or more names or terms.

noun

Algebra.

(in one variable) an expression consisting of the sum of two or more terms each of which is the product of a constant and a variable raised to an integral power: ax2 + bx + c is a polynomial, where a, b, and c are constants and x is a variable.

a similar expression in more than one variable, as 4x2y3 − 3xy + 5x + 7.

Now Rare.Also called multinomial. any expression consisting of the sum of two or more terms, as 4x3 + cos x.

a polynomial name or term.

Biology. a species name containing more than two terms.

:

Write an equation with a slope of −4.4and a y-intercept of 6.8
A. =−4.4−6.8
B. =4.4+6.8
C. =6.8−4.4
D. =−4.4+6.8

Answers

Answer:

The answer is

[tex]y = - 4.4x + 6.8[/tex]

Find the value of x in 4000(1.5^x) = 25,000. Show your work.

Answers

Answer:

4.17

Step-by-step explanation:

6000x = 25000

x = 25000 / 6000

x = 4.17

I need help. So it says to find the shaded area, and I'm not really good a things like this

Answers

Answer:

86 cm²

Step-by-step explanation:

1) Calculate the area of the square

[tex]A=lw\\A=20*20\\A=400[/tex]

Therefore, the area of the square is 400 cm².

2) Calculate the area of the circle

[tex]A=\pi r^2\\[/tex]

[tex]\pi[/tex] we can substitute with 3.14. To find the radius, we divide the diameter of the circle by 2. 20 cm is the diameter of the circle, so therefore, its radius is 10 cm.

[tex]A=3.14*10^2\\A=3.14*100\\A=314[/tex]

Therefore, the area of the circle is 314 cm².

3) Subtract the area of the circle from the area of the square

[tex]A=400-314\\A=86[/tex]

Therefore, the area of the shaded region is 86 cm².

I hope this helps!

Step-by-step explanation:

Given,

One side of the square = 20 cm

Therefore, Area of the square = side × side

= 20 cm × 20 cm

[tex] \: \: \: \: \: \: \: \: = 400 {cm}^{2} [/tex]

Also, known that

One side of the square = Diameter of the circle = 20 cm

So, radius of the circle = 20/2 cm = 10 cm

Therefore, area of the square

[tex] \: \: \: \: \: \ \: \: \: \: = \pi{r}^{2} [/tex]

[tex] = 3.14 \times {(10cm)}^{2} [/tex]

[tex] = 3.14 \times 100 {cm}^{2} [/tex]

[tex] = 314 {cm}^{2} [/tex]

Hence, area of the shaded region is

= Area of the square. - Area of the circle

[tex] = 400 {cm}^{2} - 314 {cm}^{2} [/tex]

[tex] = 86 {cm}^{2} (ans)[/tex]

I need help I don't understand

Answers

Answer:

x = 142

Step-by-step explanation:

The exterior angle of a triangle is equal to the sum of the opposite interior angles

x = 90+52

x = 142

I am confused pls help don't know what to do don't just answer it pls you can just write how you solve it

Answers

Answer:

-0.25(-8x + 12y)

2x + -3y

3, 12, 48, 192
can someone tell me the 11th term

Answers

the answer is 768 (you just multiply by 4)
768-divide 192 by 48 and then multiply the answer by 192

WHAT WOULD THIS BE? SOMEONE PLEASE HELPP

Answers

Answer:

A

Step-by-step explanation:

4x2 = 8

3 + 3 = 6

so 8x to the 6th

HELP ILL MARK YOU BRAINLIST

Answers

Answer:

[tex]-\frac{3}{2}[/tex]

-3/2 is the answer dear

Ms. Metcalf wants to share $1 equally among 5 students. How much money will each student get?

Answers

Answer:

Step-by-step explanation:

20

in triangle ABC with vertices A(4,5),B(-2,1) and C(0,3),E and F are midpoints of sides AB and AC resp . then, find coordinates of E and F​

Answers

Answer:

The answer is

E=(1, 3)

F=(2,4)

Step-by-step explanation:

When E is midpoint of AB

Then

[tex]e = ( \frac{4 + ( - 2)}{2} . \frac{5 + 1}{2} ) \\ = (1.3)[/tex]

By this way we can find F

[tex]f = ( \frac{4 + 0}{2} . \frac{5 + 3}{2} ) \\ = (2.4)[/tex]

I am a math teacher If you need any explanation you can communicate with me on Whats on this number +201557831028

Determine whether the graph of f(x) is a sinusoid.
f(x) = sin 4piX - cos 10piX
b.
no
a.
yes

Answers

Answer:

The answer is B(no) on edge

Step-by-step explanation:

WILL GIVE BRAINLIEST!! DUE IN A FEW MIN. PLEASE ANSWER CORRECTLY
Using the given equation find the missing coordinates of the points and then find the slope of the line for each equation
y = 3.5x + 4; A(...; 5), B(10; ...)

Answers

Answer:

y=3.5x+4; A(_,5) B(10,_)

Step-by-step explanation:

.Find point A: Substitute y value given, solve for x:

.

5=3.5x+4

1=3.5x

1/3.5=x

0.2857=x

.

Point A=(0.2857,5)

.

Find point B: Substitute x value given, solve for y:

.

y=3.5(10)+4

y=35+4

y=39

.

Point B=(10,39)

 

.

Slope:

In slope intercept form y=mx+b, m=slope

.

Slope=m=3.5

.

The others are done the same way.

The diagram shows rectangle ABDE and right angle triangle ABC AC=37cm BC=12cm BC:CD=1:2 work out the area of rectangle ABDE

Answers

can you let me know when you get this answer, i’m doing june 19 2H

Answer:

1260cm^2

Step-by-step explanation:

BC : CD

12 : 24

12 + 24 = 36

h²- a² = b²

37²-12²  

1369 - 144 = 1225

√1225 = 35

36 x 35 = 1260cm²

Find the volume of a triangular prism that has a triangular base of 4 and height of 3 with a prism height of 11.
note: it is NOT 12 i tried and it was wrong

Answers

Answer:

66

Step-by-step explanation:

This was the formula that I used V=14h √(a+b+c)(b+c−a)(c+a−b)(a+b−c)

Hope this helps! :)

Write an equation in slope-intercept form.

Answers

Given:

The table of values.

To find:

The equation in slope intercept form.

Solution:

From the given table it is clear that the line passes through the points (5,17), (8,41) and (12,73).

Consider any two points from the table, i.e., (5,17) and (8,41). So, the equation of line is

[tex]y-y_1=\dfrac{y_2-y_1}{x_2-x_1}(x-x_1)[/tex]

[tex]y-17=\dfrac{41-17}{8-5}(x-5)[/tex]

[tex]y-17=\dfrac{24}{3}(x-5)[/tex]

[tex]y-17=8(x-5)[/tex]

[tex]y=8x-40+17[/tex]

[tex]y=8x-23[/tex]

Therefore, the equation of line in slope intercept form is [tex]y=8x-23[/tex].

How Many Hours?pls help.

Answers

Answer:

12

Step-by-step explanation:

Divide the money by the hours. You get the answer 16.6. Then you divide 199.2 by 16.6 and you get 12 hours

44 students completed some homework and the histogram shows the times taken.
work out an estimate of the interquartile range.
in your work you must show the lower and upper quartiles

Answers

Answer:

1.4×5=7

0.8×10=8

1.4×10=14

1×15=15

15+14+8+7=44

44÷4=11

LQ of 44=11

LQ=10 minutes

11×3=33

UQ= 29 minutes

the Range is 19 minutes

Step-by-step explanation:

Quadrilateral HIJK is similar to quadrilateral LMNO. Find the measure of side OL.
Round your answer to the nearest tenth if necessary.
K
19
J
с
58
N
42
M M
H Н
L

Answers

Answer:

128.2

Step-by-step explanation:

A triangle is a polygon with three sides and three angles. The types of triangles are scalene, equilateral, isosceles, and right angled triangle.

Two triangles are said to be similar if the ratio of their corresponding sides are in the same proportion.

Since Quadrilateral HIJK is similar to quadrilateral LMNO, therefore the ratio of their corresponding sides is equal to each other. Hence:

[tex]\frac{OL}{HK}=\frac{ON}{KJ}\\\\substituting:\\\\\frac{OL}{42}=\frac{58}{19} \\\\OL=\frac{58*42}{19} \\\\OL=128.2[/tex]

what is sales tax and tip

Answers

Answer:

sales tax is a percent the goverment takes from the item you bought and tip is the money you can give to a worker

Step-by-step explanation: you give a tip to a waitress at a restraunt. and sales tax is just a small percent the goverment claims from the item

help!!!!!!!!!.!.!.!.!.

Answers

Answer:

24

Step-by-step explanation:

what did you put for #3?

Answers

Answer:

huh

Step-by-step explanation:

Which histograms are approximately symmetric and bell shaped?

Answers

Answer:

B and E

Step-by-step explanation:

im pretty sure what you have is correct

The correct histograms that are approximately symmetric and bell-shaped are - histograms B, C, and E because they are symmetric and bell-shaped.

A histogram is a convenient form or graphical representation of the frequency distribution of numerical data by means of rectangles. These histograms are found in different shapes and symmetries.

Bell-shaped curve:

if a histogram resembles or looks like a “bell” by joining the interval of rectangles in a curve and has one single peak in the middle of the distribution.In the given histograms only histogram shows a bell-like curve when joining the middle point of rectangles of distribution and also present in symmetry.in the image attach approximate curves are form you can see if it is bell shape and symmetric.

Thus, the correct answer is - Histograms B, C, and E.

Learn more about bell-shaped histogram:

https://brainly.com/question/14601046

If x · y = z, which of the following statements is true?

zy=x


z - y = x

z - x = y

xz=y

Answers

Answer:

b

Step-by-step explanation:

Options are increase/decrease

Answers

I think it’s increase of 4%
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