how do banks benefit of giving people loans

Answers

Answer 1

Answer: It all ties back to the fundamental way banks make money: Banks use depositors' money to make loans. The amount of interest the banks collect on the loans is greater than the amount of interest they pay to customers with savings accounts—and the difference is the banks' profit.

Explanation: Hopefully this helped!

Answer 2
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It all ties back to the fundamental way banks make money: Banks use depositors' money to make loans. The amount of interest the banks collect on the loans is greater than the amount of interest they pay to customers with savings accounts—and the difference is the banks' profit. I agree with the other person it was on the internet. Hope this helped :)

Related Questions

Why does the marginal product of labor decrease with more than four workers in this
example

Answers

Answer:

As more people are hired, the marginal product of labor decreases because eventually having more and more employees will not make the company more productive. ... If a firm knows the total cost at several levels of output then in order to find M.C. they calculate the additional cost of one more unit.

Explanation:

Give 10 examples of nonmaterial/nontangible values

Answers

Answer:

Wind

Heat

Water Vapor

Gases

Sun Ray

Gadget Signals

Transverse Wave

Sound

Music

Gamma Rays.

Where does the channel of distribution begin?

Answers

Answer:

A channel of distribution begins with a producer and ends with an ultimate consumer or industrial user.

Explanation:

According to the video , what are some qualities Heating and Air Conditioning Mechanics and Installers need ? Check all that apply .

ability to speak confidently to groups of people

being good with your hands

ability to follow blueprints or installation instructions

phone and computer skills

technical school or apprenticeship experience

experience with supervising other workers​



The Answer is
B,C,E

Answers

yeah its b,c,e thats ur answer

Answer:

ability to follow blueprints or installation instructions. being good with your hands. technical school or apprenticeship experience

Explanation:

A market ____ analyst studies prevailing market trends and forecasts potential sales for a product.?

Answers

Explanation:

A market ____ analyst studies prevailing market trends and forecasts potential sales for a product.?

List the six shifters (NPDs) of demand

Answers

Answer:

Changes in income

Changes in the number of consumers

Changes in consumer tastes and preferences

Changes in consumer expectations

Changes in the price of substitute goods

Changes in the price of complementary goods

Explanation:

What role do executive agencies play in developing the federal budget?
A. Executive agencies sign off on the final spending bill proposed by
Congress.
B. Executive agencies develop budget requests that are sent to the
OMB.
C. Executive agencies determine which spending programs will be
mandatory.
O D. Executive agencies resolve differences between the House and
Senate versions of the budget.
SUBMIT

Answers

Answer:

B. Executive agencies develop budget requests that are sent to the OMB

Just got it right

The role that executive agencies play in developing the federal budget is that executive agencies develop budget requests that are sent to the OMB. Hence, Option B is correct.

What is the federal budget?

A federal budget is comprised of the spending and revenues of the U.S. federal government. It is the financial representation of the priorities of the government, reflecting historical debates and competing for economic philosophies.

The work in regards of the budget actually begins in the executive branch the year before the budget is to go into effect. It is the federal agency that creates the budget requests and submits them to the White House Office of Management and Budget (OMB).

Therefore, Option B is correct.

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Anyone? I need it ASAP.

Answers

Answer:

C

Explanation:

Allesandra would like to work in a school environment, and she knows that she would prefer a career in which she spends lots of work time walking around rather than sitting in an office. a. Elementary school teacher b. Administrative support worker c. Instructional designer d. High school principal

Answers

Answer:

a. Elementary school teacher

Explanation:

An elementary school teacher refers to an individual who is an educational professional and is typically saddled with the responsibility of developing and implementing lesson plans for students in the classroom.

Basically, an elementary school teacher educate students on vital subjects such as mathematics, english language, verbal studies, quantitative reasoning etc. which forms the foundation of a student's future career, observe, analyze and evaluate the performance of each pupil, coordinate all classroom activities, enforce school and classroom rules etc. All of the aforementioned responsibilities are executed or achieved by walking around the classroom to effectively and efficiently monitor and evaluate the pupils.

In this scenario, Allesandra would like to work in a school environment, and she knows that she would prefer a career in which she spends lots of work time walking around rather than sitting in an office.

Hence, the education career which would be the best option for Allesandra, is to work as an Elementary school teacher.

Answer:

a

Explanation:

my school teacher

Target market for a skating rink?

Answers

Answer:

Civic organizations, school groups, and church groups are key target markets for McKenzie Roller Rink. Parties with over ten people would be considered a group. It is our intent to create a wholesome family atmosphere and so there will be an effort to encourage families to consider skating as a recreational option.

2. Marketing, put simply, attempts to do which of the following?
A. Get people to buy things they do not need
B. Make people love spending money
C. Hide any flaw a product or service has
D. Satisfy people’s needs

Answers

Answer:

D. Satisfy people's needs

Hope it helps

Even through the United States is traditionally viewed as a market economy, what role does the government have in the economy?
A. The government is in charge of setting the prices within the economy.
B. The government is in charge of the taxing and spending of the government.
C. The government has no role within the market economy of the United States.
D. The government is to make sure that there is fairness and equity within all markets of the economy.

Answers

Answer:

D. The government is to make sure that there is fairness and equity within all markets of the economy.

Explanation:

The USA is a predominantly free-market economy. Entrepreneurs are free to decide where and the nature of the business to set-up. Buyers have the liberty to purchase from their preferred suppliers. Demand and supply forces determine the goods and services to be availed in the market and their prices.

The US government participates in the economy as a regulator. Its primary role is to promote fair competition among suppliers, guard consumers against unfair exploitation by traders, and safeguard worker interest. The government may provide essential public services such as roads, health, and education but the majority of factors of production are in the private sector.

the answer is B. The government is in charge of the taxing and spending of the government.

What happens to the principal paid over time?

Answers

Answer:

Over time, as you pay down the principal, you owe less interest each month, because your loan balance is lower. So, more of your monthly payment goes to paying down the principal. Near the end of the loan, you owe much less interest, and most of your payment goes to pay off the last of the principal.

Answer:

If the investment is financed 100% with debt, the company's cost of equity is the cost of debt. This financing scheme in commercial businesses is unlikely, it could occur in situations of selective promotion, social support for example, or temporarily, as is the case of a bridge loan, to be replaced by another type of loan. financing; where the first is short term and the second medium and long term. In this sense, the need to finance investments with medium and long-term resources stands out, that is, with a payment schedule that implies future commitments according to the nature of the financed asset. The investment, due to its amount, generates periodic returns or returns that its maturation process has, according to the competitive capacity of the production technology used, market acceptance and the application of management in accordance with the demands of the environment.

Explanation:

If​ philip's utility function is uequals12 left parenthesis q 1 right parenthesis superscript 0.5 baseline plus q 2​, what are his demand functions for the two​ goods? Let the price of q 1 be p 1​, let the price of q 2 be p 2​, and let income be y. ​philip's demand for q 1 as a function of p 1 and p 2 is

Answers

Full question attached

Answer and Explanation:

Answer and explanation attached

If you were an elected official who wanted to increase tax revenues, which of the following would you prefer to use: individual income, sales, property, corporate income, user fees, VAT or flat? Provide reasons for your decision.

Answers

Answer:

sales tax

Explanation:

It does not choose discriminatory the more you spend the more you pay, from a moral perspective people would rather pay for what they get rather than what they make and then possibly invest or save. They would not want to pay taxes at least 3 times if it is an investment.

1.) Select which part of the expenditures approach of calculating the GDP is being described: All private consumption in a nation's economy is part of this expenditures approach for calculating the GDP.


sum of all the country's businesses spending on capital

gross imports

consumer spending

sum of government spending

gross exports

2.)Select which part of the expenditures approach of calculating the GDP is being described: Purchase of weapons for the military is part of this expenditures approach for calculating the GDP.


consumer spending

gross imports

sum of all the country's businesses spending on capital

gross exports

sum of government spending

Answers

Answer:

Selection of the part of the expenditures approach of calculating the GDP is being described:

1. All private consumption in a nation's economy is part of this expenditures approach for calculating the GDP.

=

consumer spending

2. Purchase of weapons for the military is part of this expenditures approach for calculating the GDP.

=

sum of government spending

Explanation:

The expenditures approach to Gross Domestic Product (GDP) is calculated as consumption + investment + government expenditure + exports – imports.  Consumption refers to the consumer spending while Investment refers to the sum of all the country's businesses spending on capital.

Private consumption is part of the consumer spending when using the expenditures approach for calculating the GDP.

Purchase of weapons for the military is part of government spending.

What is the expenditures approach?

Gross domestic product is the total sum of final goods and services produced in an economy within a given period which is usually a year

GDP calculated using the expenditure approach = Consumption spending by households on durable and non durable goods + Investment spending by businesses + Government spending + Net export

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Before sending a résumé, you should always checked with the employer to see what operating system they use.

•T
•F

Answers

Answer:

The answer is true!

Explanation:

Edge2021

Before sending a resume, you should always check with the employer to see what operating system they use, is the true statement.

What is operating system?

The operating system of the computer controls all of the hardware and software. It carries out fundamental operations including managing input and output, managing files, memory, and processes, as well as managing peripherals like disk drives and printers.

An operating system is a group of software applications that controls how computer hardware and software operate. Communication between people and machines serves as a bridge. Windows, Linux, BOSS, and other operating systems are a few examples.

Some examples of operating systems that let users run applications like Microsoft Office, Notepad, and games on a computer or mobile device are Windows, Linux, and Android.

Thus, it is the true statement.

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Jobs, Inc. has recently started the manufacture of Tri-Robo, a three-wheeled robot that can scan a home for fires and gas leaks and then transmit this information to a smartphone. The cost structure to manufacture 20,500 Tri-Robos is as follows. Cost Direct materials ($52 per robot) $1,066,000 Direct labor ($38 per robot) 779,000 Variable overhead ($7 per robot) 143,500 Allocated fixed overhead ($29 per robot) 594,500 Total $2,583,000 Jobs is approached by Tienh Inc., which offers to make Tri-Robo for $116 per unit or $2,378,000.

Answers

Answer:

the question is incomplete, so I looked for similar questions (see attached image).

this is a differential analysis that compares two alternative situations:

                                     Make              Buy                 Net income increase

                                                                                    (decrease)

materials                     $1,066,000      $0                      $1,066,000

labor                              $779,000       $0                        $779,000

var. overhead                $143,500       $0                         $143,500

fixed overhead             $594,500    ($405,000)            $999,500

purchase price                   $0          $2,378,000         ($2,378,000)

total                            $2,583,000    $1,973,000           $610,000

If Jobs decides to purchase the Tri-Robos from Tienh, and it is able to avoid $405,000 in fixed cots, then its operating income should increase by $610,000.

Why would high start-up costs serve as a barrier to competition?​

Answers

More suppliers would enter the market to meet the challenge. A. Suppliers who could not become more efficient would be driven from the market.

Karsten runs a forklift at work. She also uses hand tools to perform her tasks. Sometimes Karsten has to talk to customers about products and services they have ordered. She always documents any important information that may affect her job duties. Which careers could she most likely have?


Health, Safety, and Environmental Management and Logistics Planning and Management Services

Transportation Operations and Sales and Service

Facility and Mobile Equipment Maintenance and Warehousing and Distribution Center Operations

Sales and Service and Facility and Mobile Equipment Maintenance

Answers

Answer:

Facility and Mobile Equipment Maintenance and Warehousing and Distribution Center Operations.

Explanation:

Analyzing Karsten's roles in her current job, it is possible to identify that she could probably have careers in maintaining mobile facilities and equipment and storage and distribution center operations.

Karsten demonstrates that she is a responsible employee in her role by documenting important information that may affect her professional obligations, which gives her the ability to handle responsibilities for storage operations and distribution centers, tasks that require organization, as well as communication with customers about the products and services ordered, which is also essential for an organization’s distribution sector. From the information in the text it is also possible to identify aptitude for maintenance of mobile facilities and equipment, since she drives a forklift at work and sometimes uses hand tools to perform her tasks.

Answer:

Analyzing Karsten's roles in her current job, it is possible to identify that she could probably have careers in maintaining mobile facilities and equipment and storage and distribution center operations.

Explanation:

Analyzing Karsten's roles in her current job, it is possible to identify that she could probably have careers in maintaining mobile facilities and equipment and storage and distribution center operations.

Karsten demonstrates that she is a responsible employee in her role by documenting important information that may affect her professional obligations, which gives her the ability to handle responsibilities for storage operations and distribution centers, tasks that require organization, as well as communication with customers about the products and services ordered, which is also essential for an organization’s distribution sector. From the information in the text it is also possible to identify aptitude for maintenance of mobile facilities and equipment, since she drives a forklift at work and sometimes uses hand tools to perform her tasks.

The Town of McHenry has $13,000,000 in general obligation bonds outstanding and maintains a single debt service fund for all debt service transactions. On July 1, 2017, a current refunding took place in which $13,000,000 in new general obligation bonds were issued. Record the transaction on the books of the debt service fund. (If no entry is required for a transaction/event, select "No Journal Entry Required" in the first account field.)

Answers

Answer:

Dr Cash $13,000,000

Cr Other financing source- refunding of existing debt $13,000,000

Dr Other financing uses - refunding of existing debts $13,000,000

Cr Cash $13,000,000

Explanation:

Preparation of the Journal entries to record the transaction on the books of the debt service fund.

Based on the information given we were told that the Town of McHenry has the amount of $13,000,000 in general obligation bonds outstanding in which On July 1, 2017, a current refunding of the amount of $13,000,000 took place which means that the Journal entries to Record the transaction on the books of the service debt fund will be :

Dr Cash $13,000,000

Cr Other financing source- refunding of existing debt $13,000,000

Dr Other financing uses - refunding of existing debts $13,000,000

Cr Cash $13,000,000

The expected rate of return on Happy Dog Soap's stock over the next year is ---------.

The expected rate of return on Black Sheep Broadcasting's stock over the next year is------.

Answers

Answer:

The first part of the question is missing, so I looked for it.

The expected rate of return on Happy Dog Soap's stock over the next year is:

= (return if market is strong x probability of strong market) + (return if market is normal x probability of normal market) + (return if market is weak x probability of weak market) = (33% x 0.25) + (20% x 0.45) + (-26% x 0.30) = 9.45%

The expected rate of return on Black Sheep Broadcasting's stock over the next year is:

same formula as before = (46% x 0.25) + (26% x 0.45) + (-33% x 0.30) = 0.133%

free hhahahahahhaha ok just for yalll

Answers

Answer:

why?

Explanation:

Answer:

nice thanks mark me brainiest

Explanation:

Is the total of your fixed and variable expenses your cash flow

Answers

Answer:

mabey

Explanation:

We've Come a Long Way From Where We Began

Answers

Answer:

oh ill tell you all about it when i see you again

Explanation:

PLEASE HELP ITS 55 POINTS

Answers

Answer:

i am reaaly confused on what the question is

Answer: ok

Explanation:

Trade Barriers do not protect homeland industries from corporations.
True or false?

Answers

I would say it’s false
False is the answer for the question

Riskier investments can yield higher returns:
A) but, are generally less expensive
B)but, generally experience steeper downturns
C) so, you should invest all your money in high risk stocks
D) none of the above

Answers

I would say D. It’s certainly not A or C. However B could be right, I feel like D is the best option. Hope this helps!

The Riskier investments can yield higher returns, Because They put your money at higher risk. This means that if things go well, high-risk investments can produce high returns.

What is the investment?

Investment is the ceremonial of money to purchase an asset to attain an increase in value over a time period of time. Investment requires a sacrifice of some present quality, such as time, medium of exchange, or effort. In finance, the purpose of investing is to generate a return from the invested asset.

The risk investment may offer the chance of higher returns than other investments might produce, but they put your money at higher risk. This means that if things go well, high-risk investments can produce high returns. But if things go badly, you could lose all of the money you invested.

Therefore, Thus option (D) is correct.

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What should you do in the following scenario?

You are meeting with a colleague and within the conversation, the colleague talks about going to dinner with a client, holding hands, and seems to indicate he is thinking of pursuing a relationship.

Answers

Answer:

it seems kind of inappropriate to have a relationship with a client

Explanation:

Transworld Deliveries is expanding its contract home delivery service into the Northeastern United States. The company anticipates that to accommodate this expansion it will need between 35 and 80 staffed delivery vehicles. Transworld is currently moving 35 of its own​ vehicles, with​ drivers, into the Northeast. The daily cost of operating its own fleet is ​$730 per​ vehicle, while the daily cost of leasing a vehicle and driver is expected to be ​$1,300 per vehicle. Using an expected value​ approach, should Transworld purchase additional vehicles and hire additional​ drivers? If​ so, how many would you​ recommend?

Answers

Question Completion:

Demand Requirements (in vehicles)

Requirements          20     35     50    80

Probability              0.35   0.15    0.1   0.4

Answer:

Transworld Deliveries

1. Transworld Deliveries should purchase additional vehicles and hire additional drivers.

2. I recommend 14 new vehicles with drivers to bring the number from 35 vehicles to 49 vehicles.

Explanation:

a) Data and Calculations:

Vehicles requirements (Range) 35 and 80

Own Vehicles being moved = 35

Cost of own fleet = $730 per vehicle

Cost of leasing = $1,300 per vehicle

Decision: Purchase additional vehicles or

               Lease additional vehicles

Expected Vehicles Required:

Requirements          20     35     50    80

Probability              0.35   0.15    0.1   0.4

Expected value        7        5       5     32

Total expected number of vehicles required = 49

Additional vehicles required = 49 - 35 = 14

Cost of leasing additional vehicle = 14 * $1,300 = $18,200

Cost of purchasing vehicles and hiring additional drivers = $730 * 14 = $10,220

Difference in costs = $18,200 - $10,220 = $7,980

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Marcel, tired of being interrupted by his gut began to counter that acafe did not have meal-sized portions, and by nou he had gone from slightly hungry to extremely ravenous. Howeves, Pablo and Gaudente seemedto ignore Marcel's input and continued to bickes between the only two options they cared to considerThen Marcel had a marvelous idea. Fost, he allowed his friends to tire themselves out arguing for a bit longer. When they finally took a breathMarcel sax his chance "You know, there is a nen restaurant down the street, which offers a buite where we can get pizza, cafe food, and anythingelse we might want as expected. Pablo and Claudette used Marcel's taking point as a chance to catch their breath before going back to taking overone anotherPablo had been ging in to Caudette and her need for pizza for months now. It was auczys pizza because pizza was seves an option at home andhe knew this. Eating with Pablo and Marcel was Caudette's one time to eat something a little less healthy, so she was adamat to eat pizza. Claudetteand Patio were both stubborn, so when Marcel offered up the chance to try a new place that would satisfy what everyone wanted, twent in one arand out the other. Marcel was prepared for this, but he also knen his two friends often had a delayed reaction to good news when they were arguingamongst themselves.After a few more minutes of going back and forth, Caudette and Pablo suddenly stopped. They both turned to Marcel as if they just had a neridea. "Hey, there is that new buffet place isntit just down the road?" Marcel stiled as Pablo and Claudette came to an agreement to give the buffetplaces a try. 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How much money will you expect to have in your account in one year if the interest rate is 2.5% and you dont take any money out? Mercantilism still works todayO TrueO FalseFast write 1 grievance you think colonists had with king george III Which aspect of governance is at the heart of the Monroe Doctrine?A)FederalismB)Foreign PolicyC)Domestic PolicyD)Monetary Policy HELP !!! Find the coordinates of 3 points that lie on the graph of each equation. Graph the points and the line representing the equation. Then named the coordinates of one point not on the line. 3. What could the Empire of Ghana have done to sustain their ompire longerand combat the issues that led to their decline? sandals and towels (are/is) essential gear for a trip to the beach. Which table of values will generate this graph?On a coordinate plane, points are at (negative 2, 0), (0, 1), (0, negative 4), and (3, 0). 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