Answer:
a) 18%
b) if Frank and Sarah are unsure about future inflation rate, they can agree on a variable interest rate. For e.g. this year the inflation rate was 17%, so the interest charged is 18%. If next year the interest rate is 15%, then the interest charged should be 16%.
the formula that they can use to calculate inflation rate is:
for calculating the first year's inflation rate = [(CPI₁ - CPI₀) / CPI₀] x 100for calculating the second year's inflation rate = [(CPI₂ - CPI₁) / CPI₁] x 100Explanation:
principal $1,000
real return = 1%, that means that Frank will earn inflation rate + 1%
since the CPI increases by 17% every year, then Frank must charge 17% + 1% = 18%
Which function of money describes its ability to enable trade between
different people?
A. Store of value
B. Measure of value
O C. Standard of deferred payment
D. Medium of exchange
Answer:
D. Medium of exchange
Explanation:
A medium of exchange is any physical object used as a measure of value to facilitate the transfer of goods and services between sellers and buyers. A medium of exchange acts as a go-between in transactions. In modern trade, money is the most widely accepted medium of exchange.
Today, goods and services are given a monetary value. Trade becomes relatively easy as buyers and sellers know how much money is needed to complete a transaction.
4. Timco shares are currently valued at 53 each. There are two million outstanding. Last year, the dividend was 2, but we expect it to grow at 8% forever. Net Income is expected to be 10 million. The firm uses 40% debt in their capital structure. They can borrow more at 4%. The tax rate is 35%. New shares can be sold for 6% flotation costs. Find the breakpoint and the WACC before and after. (9.47, .083, .0844).
Answer:
(9.47, .083, .0844).
Explanation:
Calculation for the breakpoint and the WACC before and after
First step is to find the dividend for the current year .
Dividend= 2*.08
Dividend = 2.16
Second step is to find the r/s
r/s = (2.16/53) + .08
r/s=0.0406+.08
r/s= .1206
Third step is to find the WACC
WACC = .4*.04 * .65 + .6*.1206
WACC= .0104 + .07236
WACC= .08276 Approximately 0.83
Fourth step is to find the New WACC
New WACC
P(n) = 53*.94 (1-6%)
P(n)= 49.82
P(n)=(2.16/49.82) + .08
P(n) = .1234
P(n)=.4*.04*.65 + .6*.1234
P(n)= .0104 + .07404
P(n)= .08444
P(n)=2*2.16 = 4.32
P(n)=10-4.32 = 5.68 million
P(n)=5.68/.6
P(n)= 9.466 approximately 9.47
Therefore the breakpoint and the WACC before and after will be (9.47, .083, .0844).
What is the name for a loan with a co-signer
Answer:
co-borrowers
Explanation:
They are joint borrowers that are sharing and have to repay a debt together.
A rookie quarterback is negotiating his first nfl contract. his opportunity cost is 10%. he has been offered three possible 4-year contracts. payments are guaranteed, and they would be made at the end of each year. terms of each contract are as follows:
Answer:
He should accept contract 2 because it has a higher present value.
Explanation:
The numbers are missing, so I looked for a similar question:
year 1 2 3 4
Contract 1 $3,000,000 $3,000,000 $3,000,000 $3,000,000
Contract 2 $2,000,000 $3,000,000 $4,000,000 $5,000,000
Contract 3 $7,000,000 $1,000,000 $1,000,000 $1,000,000
As his advisor, which contract would you recommend that he accept?
we need to find the present value of each contract:
Contract 1 = $3,000,000/1.1 + $3,000,000/1.1² + $3,000,000/1.1³ + $3,000,000/1.1⁴ = $2,727,273 + $2,479,339 + $2,253,944 + $2,049,040 = $9,509,596
Contract 2 $2,000,000/1.1 + $3,000,000/1.1² $4,000,000/1.1³ + $5,000,000 /1.1⁴ = $1,818,182 + $2,479,339 + $3,005,259 + $3,415,067 = $10,717,847
Contract 3 $7,000,000/1.1 + $1,000,000/1.1² + $1,000,000/1.1³ + $1,000,000/1.1⁴ = $6,363,636 + $826,446 + $751,315 + $683,013 = $8,624,410
How can a strong credit score help you to negotiate a better price on big purchases items, le cars?
a) People with strong credit scores present less risk to the lender
b) Astrong credit score guarantees the lender you will not make late payments
c) People with strong credit usually have friends with good credit that they can refer to the same business
c) All the above
Which student organization helps students with career development by having them become interns to sponsor conferences
A. BPA
B. HOSA
C. FCCLA
D. Skills USA
Answer:
BPA
Explanation:
I just took the test and that is the answer.
BPA is the student organization helps students with career development by having them become interns to sponsor conference. Hence, option A is correct.
What is meant by BPA in student organization?BPA Worldwide, a company established in the US, provides unbiased, impartial analyses of audience claims made by business-to-business and consumer media and events.
To aid in the development of cross-cultural professionals, Business Professionals of America's purpose is to advance leadership, civic involvement, academic excellence, and technological competence.
The four points of the BPA shield represent poise, ambition, leadership, and sociability. The shield itself stands for respect, honour, and the importance of trade to America. Citizenship, competence, dependability, devotion, and education are represented by the stripes.
Thus, option A is correct.
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Diego wants to buy a dirt bike. He borrows a $7,999 simple interest loan from the bank
for 36 months at an interest rate of 9.7%.How much simple interest will he pay
Answer:
$ 2,327.709
Explanation:
Only the principal amount is considered when calculating simple interest. In simple interest, the principal amount remains constant. The formula for simple interest is as I = p x i x t
where I = interest
P = principal amount ...
i= interest rate
t= time
For Diego, p= $7,999, i= 9.7% , t 36 months or 3 years
Diego will pay
I= 7999 x( 9.7/100) x 3
I= 7999 x 0.097 x 3
Diego will pay $ 2,327.709
If you plan to take money out of the bank frequently, what type of account should you get? A. A savings account B. A checking account C. An interest account D. An investment account
Answer:
B, A checking account
If you have the intention of taking money from your account fairly frequently, you should get B. A checking account.
A checking account:
Allows for a lot of withdrawal and deposits Does not accrue much interest for the owner Allows for withdrawal via several means such as ATMs, checks, and debit cards.Checking accounts would be best to get if you want to withdraw frequently because the fees are less for withdrawals.
In conclusion, a checking account would be best for you.
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When a hotel does not fill a room and therefore the sale of that room on that day is lost forever, that refers to...
a.) product services-mix length
b.) seasonability
c.) perishability
d.) productservices-mix width
e.) tangible
Answer:
c.) perishability
Explanation:
The term perishability is used in marketing to describe the inability to keep or store services for sale in the future. Services are intangible and by nature. Once a service has been performed, it is deemed to have been consumed and cannot be returned or resold.
Once a service is offered, and the customer does take up the offer, it cannot be stored or kept for sale at a later date. If a hotel room is not booked for a particular night, the room does not generate any revenues for that night. The hotel cannot store the room services for that night and offer them to customers any other time. The inability to preserve a service for sale at a later date is what marketers refer to as perishability.
And employer has three employees who are each paid a salary of $1250 per month. He wants to give each of the three employees a $125 per month raise and he wants to hire an additional salaried employee. If the salary budget for these employees is $5325 per month, how much can he afford to offer the new employee?
Answer:
$1200
Explanation:
The three existing employees earn $1250 each. With an increase of $125, each will now earn $1,375.( $1250 + $125)
The new total for the three employees will be = $4,125
The employer has a budget of $5,325. After paying the three employees, the available balance will cater to the new employee.
The available balance will be $5,325 - $4,125
=$1200
When governments allow one highly regulated business to control an
essential service, such as water treatment, they create:
A. a public oligopoly.
B. a natural monopoly.
C. restricted competition.
D. monopolistic competition.
The type of Monopoly that occurred when a regulated business is been given control on essential service is B: natural monopoly.
A natural monopoly can be regarded as a kind of monopoly that occurr, as a result of a single firm serving market at lower cost that is even lower than that of combination of two or more firms.It do occur when government give that control to a firm on essential service such as water treatment.
Therefore, option B is correct.
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Answer:
B. a natural monopoly.
Explanation:
Evaluate this topic idea:
“Teachers gave 18.5% more homework in 2007 than in 2005.”
a.
The topic is satisfactory
c.
The topic is too narrow
b.
The topic is too broad
d.
This is a thesis statement
Answer:
C. The topic is too narrow
hope this helps! :)
An academic evaluation of the topic, “Teachers gave 18.5% more homework in 2007 than in 2005” shows that d. This is a thesis statement.
What is a thesis statement vs a narrow topic?A narrow topic lacks breadth, making it impossible for a meaningful discussion of the topic.
A topic should have some breadth, with the thesis statement narrowing it down to a manageable length.
A thesis statement states the author's position on the topic.
Thus, an evaluation of the topic, “Teachers gave 18.5% more homework in 2007 than in 2005” shows that d. This is a thesis statement.
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tutor can be inexpensive or possibly free t or f
Answer:
T true on e2020
Explanation:
Answer:
True
Explanation:
I took the test and got a 100%
Which of the following things can help you get a lower interest rate when you receive a loan?
A. A low credit score
B. A history of defaulting
C. Using all of your available credit
D. Collateral
Answer:
D. Collateral
Explanation:
Collateral refers to an asset offered to a lender to secure a loan. Borrowers use properties, motor vehicles, or other valuable items to convince lenders to advance credit facilities. Collateral reduces the risk of lending. If the borrower default, lenders have the option of selling the collateral to recover their money.
Because collateral makes a loan less risky, the interest charged is low. A high-interest rate reflects a high-risk borrower.
Answer:
D. Collateral
Explanation:
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Answer:
What??
Explanation:
wdym??????? I don't get it
scibideedoobapdeetdot i think this is correct.....
"in year 1, costello company performed $14,000 of services for a customer who paid immediately. it also incurred $6,000 of wage expenses but did not pay employees until year 2. if costello uses the accrual-basis of accounting, then costello will report"
Answer: revenue of $14,000 and expense of $6,000 in Year 1.
Explanation:
In accrual accounting, it should be noted that for this accounting method, the revenue or expenses that are made by the individual or company will be recorded as at the time that the transaction took place and not when the payment for the transaction was gotten.
Since Costello company performed $14,000 of services and also incurred $6,000 of wage expenses, then Costello will report revenue of $14,000 and expense of $6,000 in Year 1.
Andrea Marshall is paid $10 per hour for a 40-hour work week, and time-and-a- half for hours over 40 per week. She worked the following hours last week: Monday 9 hours, Tuesday 7 hours, Wednesday hours, Thursday 6 hours, Friday 9 hours, Saturday 3 hours. What were her gross wages?
Answer:
$437.50
Explanation:
According to google search, Andrea worked 8.5 hours on Wednesday.
Her weekly wages will total hours worked multiplied by $10.
Total hours worked will be
Monday 9 + Tuesday 7, + Wednesday 8.5 hours, Thursday 6 hours. Friday 9 hours, Saturday 3 hours
=9+ 7+ 8.5 +6+9+3
=42.5 hours
For the first 40 hours, she will earn 40 x $10= $400
For the 2.5 hours, she will earn 2.5 x $15=$37.5
Total wages will be $400 +$ 37.5
=$437.50
One reason a student may seek a federal student loan instead of a private student loan is that
O private loans carry a higher interest rate than federal loans.
O federal loans are obtained by banks, while private loans are backed by the government.
O federal loans must be paid back more quickly than private loans.
O private loans are only available to parents, while federal loans may be issued to the student.
Answer:
They are available to any student who meets lending standards, regardless of financial need
Explanation:
Federal student loan is funded by tax payer's money. it's usually available to all students who were born in United States as long as they can provide proof for their citizenships.
Compared to private student loan, Federal student loan does not impose a strict deadline for the students who want to take it. This means that they can pay it back when they obtain job and salary after they graduate.
Answer:
A
Explanation:
edge 2021
The amount of a market that a producer controls is called market share. How is market share related to pure competition?
Answer:
pure competition ids defined as a market structure with many fully informed buyers and sellers in an identical producer and ease of entry. if there were more market shares, there would be more competition.
Explanation:
yo my old account got disable so i'm on this account plz help me get back up to the top
Charles Lackey can also improve the yield by purchasing a new blender. The new blender will mean an increase in his investment. This new blender will mean an increase in his costs of $125 per month, but he will achieve the same new output (an increase to 2 comma 325.00) as the change in labor hours. a) Current productivity for 640 work hours = nothing loaves/dollar (round your response to three decimal places).
This question is not complete
Complete Question
Charles Lackey operates a bakery in Idaho Falls, Idaho. Because of its excellent product and excellent location, demand has increased by 25% in the last year. On far too many occasions, customers have not been able to purchase the bread of their choice. Because of the size of the store, no new ovens can be added. At a staff meeting, one employee suggested ways to load the ovens differently so that more loaves of bread can be baked at one time. This new process will require that the ovens be loaded by hand, requiring additional manpower. This is the only thing to be changed. The bakery currently makes 1,800 loaves per month. The pay will be $8 per hour for employees and each employee works 160 hours per month.
Charles Lackey can also improve the yield by purchasing a new blender. The new blender will mean an increase in his investment. This new blender will mean an increase in his costs of $125 per month, but he will achieve the same new output (an increase to 2 comma 325.00) as the change in labor hours.
a) Current productivity for 640 work hours = nothing loaves/dollar (round your response to three decimal places).
Answer:
0.352 loaves/dollar
Explanation:
The formula for productivity is given as:
Output/Wages
Wages is calculated as = Cost per Employee × Number of hours Employees work per month
From the question, we are told that:
The pay will be $8 per hour for employees and each employee works 160 hours per month.
Wages = $(640 × 8)
= $5120
Output = 1,800 loaves per month.
Hence, Productivity = 1800 loaves /$5120
= 0.3515625
Approximately to 3 decimal places = 0.352 loaves per dollar
A 5 customer retention increase can result in a profit increase of how much?
A) 25-100%
B) 5-15%
C)3-5%
D)10-20%
Answer:
A 25-100%
Hope this helps
Answer: A). 25-100 %
Explanation:
Got it right!
Hospitality is a business strategy.
True or false
Answer:true
Explanation:
Because it is
Please help me answer the questions
The demand and availability of an occupation is often referred to as what?
Answer:
Job outlook.
Explanation:
A job outlook is a forecast of how many jobs there are likely to be in a specific industry and how quickly that number is changing. An individual can consult a job outlook in order to help plan the future of his career.
Materials derived from natural resources clearly defines which of the following?
A.Processed goods
B.Raw goods
C.Finished goods
D.Intangible goods
Answer:
B.Raw goods
Explanation:
Natural resources are useful materials extracted from the earth for use in the production of other goods. The extracted materials are refined into final products or used as raw materials to make other goods. For example, gold and oil are extracted and refined into marketable products. Water and wood are raw materials used in producing paper.
Natural resources come from nature. They are extracted raw and processed into other products or used as raw materials to produce other goods.
Why is there a need to assess one's PECs in terms of characteristics,attributes,lifestyle,skills traits before starting a particular business?
Answer:
Explanation:
PECs stands for Personal Entreprenurial Competencies.
It is important to evaluate them because they have a way of predicting how successful one would be in a particular business.
Some of these attributes include but are not limited to the following:
Ability to Influence other People: People here refer to customers, public and even staff.Self-Confidence: Confidence in one's abilities is key for survival in any business or endeavour.
Persuasion: Persuasion goes hand in hand with influence and Self-Confidence. It's almost impossible to influence other people if ones does not have self-confidence or lacks the strategy to do so.
Efficiency Orientation: The best entrepreneurs known how to create value from little or nothing.Problem Solving: This is one of the greatest skills of an Entrepreneur. The higher they go on this trait, the more their chances of success.
Information Seeking: This is not just about reading. It refers to ones ability to seek related intelligence within and outside of one's environment. Good intelligence contributes to great decision making.
Ability to spot and utilize Opportunities: This is two traits combined in one. Spotting opportunities is overrated. Ability to organise internal and external resources in order to translate such opportunities into value is priceless.
Grit: Also known as persistence. This is key and is required for any idea which is receiving efforts to come to fruition.
Cheers!
A central bank would like to increase the money supply in the country. It
achieves this by buying treasury securities from investors who had purchased
them earlier. Investors who sell their securities now have more money on
hand to invest in businesses.
This action best illustrates the central bank's use of which tool of monetary
policy?
A. Open market operations
B. Reserve requirements
C. Discount rate
D. Interest on reserves
Answer:
A) Open Market Operations
Explanation:
I just got it right
Open market operations action is best illustrates the central bank's use of which tool of monetary policy. Thus, option (a) is correct.
What is investors?
Anyone who makes investments in a business, organization, or piece of real estate is referred to as a “investor.” Shares of corporations, bonds, and debentures are frequently bought by investors.
A central bank implements monetary policies by expanding the money supply through open market transactions. They affect central bank reserve balances and moderate changes to regularly occurring interest rates.
Therefore, option (a) open market operations is correct.
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Which answer best defines employee benefits? Employee benefits are the total income you receive over your lifetime. Employee benefits include any education you acquire beyond high school. Employee benefits are benefits related to a specific trade. Employee benefits are nonsalary compensation granted by an employer.
Answer:
D. Employee benefits are nonsalary compensation granted by an employer.
Explanation:
Employee benefits are non-salary compensation granted by an employer such as health insurance, vacation, housing allowance, profit sharing, paid time off, bicycle allowance, sick leave, social security etc.
Generally, in addition to the monthly wages or salaries the workers are expected to receive, employee benefits are usually paid by an employer to employees working in an organization.
The main purpose of employee benefits is to motivate the employees to remain with an organization (worker retention) and to serve as a motivation for their good services. Also, employee benefits helps to enhance corporate loyalty and employee satisfaction within an organization or company.
Answer:
D
Explanation:
Consider two markets: the market for motorcycles and the market for pancakes. The initial equilibrium for both markets is the same, the equilibrium price is $3.50 , and the equilibrium quantity is 29.0 . When the price is $11.75 , the quantity supplied of motorcycles is 57.0 and the quantity supplied of pancakes is 111.0 . For simplicity of analysis, the demand for both goods is the same.
Answer:
a. 1.08
b. Supply in the market for motorcycles is less elastic than supply in the market for pancakes.
Explanation:
Note: This question is not complete. The complete question is therefore provide before answering the question as follows:
Consider two markets: the market for motorcycles and the market for pancakes. The initial equilibrium for both markets is the same, the equilibrium price is $3.50 , and the equilibrium quantity is 29.0 . When the price is $11.75 , the quantity supplied of motorcycles is 57.0 and the quantity supplied of pancakes is 111.0 . For simplicity of analysis, the demand for both goods is the same.
a. Using the midpoint formula, calculate the elasticity of supply for pancakes? Please round to two decimal places.
b. Supply in the market for motorcycles is:
o. less elastic than supply in the market for pancakes.
o. More elastic than supply in the market for pancakes.
o. There is no enough information to tell which will have a higher elasticity.
o. The same elasticity as supply in the market for pancakes.
The explanation to the answers is now given as follows:
a. Using the midpoint formula, calculate the elasticity of supply for pancakes? Please round to two decimal places.
The elasticity of supply for pancakes can be calculated as follows:
Percentage change in quantity of pancakes supplied = ((New supply - Old supply) / ((New supply + Old supply) / 2)) * 100 = ((111 - 29) / ((111 + 29) / 2)) * 100 = 117.142857142857%
Percentage change in price of pancakes = ((New price - Old price) / ((New price + Old price) / 2)) * 100 = ((11.75 - 3.5) / ((11.75 + 3.5) / 2)) * 100 = 108.196721311475%
Therefore, we have:
Elasticity of supply of pancakes = Percentage change in quantity of pancakes supplied / Percentage change in price of pancakes = 117.142857142857% / 108.196721311475% = 1.08268398268398 = 1.08
Therefore, the elasticity of supply of pancakes is about 1.08. Note that since the price elasticity of demand of about 1.08 is greater than 1, it implies that the relationship between the quantity supplied and the price of pancakes is elastic.
b. Supply in the market for motorcycles is:
This can be determined by calculating the elasticity of supply for motorcycles and compare it with that of pancakes follows:
Percentage change in quantity of motorcycles supplied = ((New supply - Old supply) / ((New supply + Old supply) / 2)) * 100 = ((57 - 29) / ((57 + 29) / 2)) * 100 = 65.1162790697674%
Percentage change in price of motorcycles = ((New price - Old price) / ((New price + Old price) / 2)) * 100 = ((11.75 - 3.5) / ((11.75 + 3.5) / 2)) * 100 = 108.196721311475%
Therefore, we have:
Elasticity of supply for motorcycles = Percentage change in quantity of motorcycles supplied / Percentage change in price of motorcycles = 65.1162790697674% / 108.196721311475% = 0.601832276250881 = 0.60
Therefore, the elasticity of supply of motorcycles is about 0.60. Note that since the price elasticity of demand of about 0.60 is less than 1, it implies that the relationship between the quantity supplied and the price of motorcycles is inelastic.
Conclusion:
Based on the calculation above, supply in the market for motorcycles is less elastic than supply in the market for pancakes.
The reason is that the relationship between the quantity supplied and the price of pancakes is elastic but the relationship between the quantity supplied and the price of motorcycles is inelastic.
